Senior Software Engineer I - Global KYC and Onboarding - Java

This job is with Wise, an inclusive employer and a global technology company, building the best way to move and manage the world’s money. Wise is on a mission to make lives easier and save money for people and businesses sending money internationally.

We are the Global KYC and Onboarding squad in the Servicing department, enabling teams at Wise to expand and fine-tune the business globally while remaining compliant and safe for customers. Our verification systems are core production infrastructure that protects customers, enables growth, and must stay reliable under constant change in regulations, policies, and evolving threat patterns.

Our teams are responsible for the critical verification journeys that business and personal customers complete before using Wise's products. We own the entire verification lifecycle – from document collection flows and automated review systems to agent tooling and compliance monitoring. We operate with high ownership in a bottom-up, transparent culture, make data-driven decisions, and celebrate both technical excellence and customer impact.

As a Senior Software Engineer, you will own large-sized, impactful projects within the domain. Your responsibilities span end-to-end:

• You will own the technical roadmap for your areas of ownership, ensuring they address important technical debt, reliability, scalability, and security concerns.
• You will be instrumental in designing and implementing robust backend systems that provide clean APIs and interfaces to hide the internal complexity.
• You will drive the integration with various risk and mitigation systems to ensure that Wise is compliant.
• You will take initiative to identify and solve impactful problems both within your team and beyond, contributing to high-impact cross-team initiatives.

What we expect from you:

• You have 4+ years of experience working with Java 8+, Spring framework, asynchronous message queues (e.g., Kafka, RabbitMQ), and have architected and built highly scalable microservices.
• A strong product mindset and a deep passion for both customer experience and regulatory compliance.
• Exceptional communication skills, with the ability to articulate complex technical and architectural concepts clearly to diverse audiences.
• You demonstrate a commitment to writing clean, testable, maintainable, and highly performant code.
• Proven ability to identify and lead the technical delivery of large-scale, organisationally-complex projects.
• Extensive experience working with relational and non-relational databases, including advanced query optimization and schema design.

What does success look like?

• You’ll have deeply embedded yourself within our mission, owning and delivering quarterly goals for the team.
• You’ll own the technical roadmap for your areas, ensuring it supports both immediate delivery needs and long-term strategic objectives.
• You’ll leverage your expertise to identify the right solutions to solve ambiguous, open-ended problems.
• You’ll consistently define and implement technical solutions or efficient operational processes that level up your team.
• You’ll inspire a high-performing team environment where ideas are shared, technical excellence is pursued, and continuous learning is embraced.

What do we offer: Starting salary: Base salary of £87500 - £111000 + RSU.

We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.