Senior Regulatory Analysis Manager in London

Company DescriptionWise is a global technology company, building the best way to move and manage the world’s money.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money.Job DescriptionWe’re looking for a Senior Regulatory Compliance Manager to support our UK Compliance Team by providing regulatory advice and objective check and challenge to enable Wise to scale its UK businesses compliantly. Based in London, you will work with a growing team of multidisciplinary specialists (Risk, Legal, Product, Finance etc) across the globe. You’ll help manage and strengthen the Compliance team’s approach to building new and scaling existing products in compliance with UK regulations, managing the regulatory risks and developing governance and oversight arrangements. Advise the business on regulatory requirements, specifically focusing on FCA regulations, capital and liquidity compliance expectations, regulatory reporting, and applicable sections of the FCA Handbook and PRA Rulebook. Provide check and challenge to regulatory analysis, regulatory risk assessments and controls provided by our first line Product Risk and Compliance team.Support first line teams to identify and mitigate regulatory risks.Conduct regulatory analysis on upcoming changes to FCA and PRA requirements, prudential standards, and the UK regulatory framework, advising first line teams on implementation plans to ensure compliance. Draft regulatory compliance policies and guidance.Lead obligations mapping for new product offering(s)Understand and apply the relevant aspects of the operational resilience requirementsInterpret consumer duty and conduct requirements Work closely with the wider regulatory team to manage our policy framework, FCA regulatory engagement, and prudential/conduct reporting.Help maintaining and updating the UK compliance framework, policies, and documentation within the broader Wise Group compliance framework, ensuring they are appropriate for new products/ activities and risk appetite.Work with the first line business owners to ensure findings from audits and monitoring and testing are remediated efficiently and effectivelyProvide regulatory training and self-help materials to assist first line teams to comply with regulatory obligations and compliance policies. Help reporting (to the Board and relevant committees) on the UK’s compliance performance, regulatory breaches, and the effectiveness of compliance controls via comprehensive and insightful Management Information (MI)QualificationsOur ideal candidate will have a strong regulatory advisory background, great communication and organisational skills, tons of motivation and positivity. You have deep working knowledge of UK regulations, including FCA and PRA requirements, as well as experience with regulatory framework implementations. You have hands-on experience providing regulatory advice, engaging with the FCA and PRA, and managing regulatory risks relating to financial products and services.You’re a strong relationship builder across all levels of the business and externally. You have the ability to influence others and empower teams to comply with regulatory requirements and mitigate regulatory risks, whilst enabling growth.You are able to deliver complex regulatory analysis and advice verbally and in writing. You are also able to understand advice, analysis and regulatory risk assessments produced by others and provide constructive feedback and objective challenge.Travel. The role is London-based, but many of our teams are located across different office locations. You’ll be ready to travel at least on a quarterly basis.Additional InformationHybrid working - 3 days in the office and 2 from homeWorking hours - 9am to 6pmFor everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.Financial Services