At a Glance
- Tasks: Lead risk management initiatives and ensure compliance with EU regulations.
- Company: Join Wise, a global tech company revolutionising money management.
- Benefits: Flexible working hours, hybrid work model, and inclusive culture.
- Other info: Dynamic environment with opportunities for career progression.
- Why this job: Make a real impact in financial services while shaping the future of money.
- Qualifications: 6+ years in risk management with expertise in EU regulations.
The predicted salary is between 74250 - 90750 £ per year.
Company Description Wise is a global technology company, building the best way to move and manage the world's money.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
Job Description As Senior Risk Manager, you will lead the implementation and ongoing operation of Wise's Enterprise Risk Management (ERM) framework tailored to the EU region, ensuring that new branch expansions, products and new/ongoing Wise Platform partnerships align to the principles, governance, and standards defined within it.
You will set and continuously adapt partner onboarding and ongoing monitoring standards so they remain resilient to emerging operational (tech and non-tech) and financial risks and to shifting regulatory expectations.
You will apply the Europe Risk Appetite, run and oversee risk assessments, KRI design/monitoring, and risk reporting, and provide clear, pragmatic risk advice to product and business teams to help them resolve issues and deliver new features safely.
You'll also play a key role in keeping EU risk governance effective by maintaining Risk Management (2LOD) policies for new branches, contributing 2LOD input to regulatory business plans, and presenting monitoring outcomes to EU and group committees—including executive management, regulators, and the Board—along with timely incident and issue escalations where required.
What you'll be doing You will be responsible for setting and adapting standards for partner onboarding and ongoing monitoring, ensuring they are resilient to emerging risks and shifting regulatory expectations.
Your focus will be on Tech and non-tech Operational and financial risks.
Implement the enterprise risk management framework tailored to the EU region, ensure expansions and new platform partners align to principles defined therein.
This includes application of the Europe Risk Appetite, risk assessment, key risk indicator monitoring and risk reporting.
Review, update and approval of policies owned by Risk Management (2LOD) for new branches, ensuring these continue to meet business, stakeholder and regulatory expectations.
Helping to draft policies where gaps are identified, socialising as appropriate internally and seeing through to committee approval and implementation.
Support the drafting of regulatory business plans and associated 2LOD Risk Management input ensuring it aligns to the Enterprise Risk management framework.
Present monitoring outcomes and updates to relevant committees on both Wise EU and group level, including executive management, the regulator, and the Board, as appropriate.
Provide regular updates on incidents, issues, KRIs, product risks, and internal and external risk changes with the management team and provide timely escalations to the group where necessary.
Qualifications6+ years of experience in risk management for EU and/or UK financial services institutions.
Strong knowledge of European and/or Belgian risk management frameworks and/or industry best practice.
Subject matter expertise in EU regulation such as DORA, Outsourcing and third party risk management, safeguarding and data privacy.
Experience implementing enterprise risk management programs for financial services institutions.
Experience aligning to the other key risks across the risk taxonomy, including operational, financial and strategic risk as well as intersecting risks.
An ability to work independently and flexibly within a fast-moving environment Additional Information Working pattern - 3 days in the office and 2 from home Working hours - 9am to 6pm For everyone, everywhere.
We're people building money without borders — without judgement or prejudice, too.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
Financial Services
Risk Manager / Senior Manager in London employer: Wise
Wise is an exceptional employer that fosters a culture of inclusivity and innovation, making it an ideal place for a Lead ML / Data Scientist to thrive. With a hybrid working model, generous personal development budgets, and a commitment to employee growth, you will have the flexibility and resources to excel in your role while contributing to meaningful projects that redefine how money moves globally.
