Company DescriptionAt Wise we’re building money without borders, for people without borders. Our mission is to make moving money around the world instant, transparent, convenient and eventually free. Wise now has millions of customers all over the world who trust us to manage their money and make it easier to live an international life. Sending, receiving, spending and holding - anywhere in the world. Job DescriptionYour Mission:In this role, you'll be working as part of the Europe and UK regional team. As a licensed institution serving millions of customers in Europe and the UK, preventing financial crime and misuse of Wise is of pivotal importance.You'll own some of Europe & UK's highest-stakes financial crime controls end to end: from the regulatory requirement, to building the control, to the data that proves the control works. This isn't a policy role. You'll decide what to build, ship it with engineering, and be the person who can answer "is this control actually working?" with evidence.The bar is high on both sides. A control that misses risk puts our licences at stake. A control that goes too far blocks honest customers and floods our operations teams. Your job is to find the version that does neither. More and more, that means rethinking a control with automation and AI instead of adding another manual step.What You'll OwnThe roadmap for a set of KYC/CDD, EDD and ongoing controls across Europe and the UK, from discovery through launch and iterationKey Risk Indicators (KRIs) for your area. When one trends the wrong way, you find the root cause, ideate a solution and prioritise accordingly Turning regulation, audit findings and internal reviews into controls that measurably work, with clear success metrics, guardrails, monitoring and evidenceRegional fit for global controls. You'll bring improvements from our Global Due Diligence and Financial Crime Prevention teams into Europe and the UK, and push back when the regional answer needs to be differentControls that require less manual review and reduce friction for legitimate customers, using AI and automation where they genuinely helpControls built into launches, not bolted on afterwards, so every new product or feature in Europe and the UK goes live with the right controls in placeThis Role Will Give You the Opportunity to:Have a significant impact on the safety and security of Wise and its customers, and on our relationship with our regulatorsTake regulatory requirements and deliver controls that measurably workWork on problems where the stakes are real: our licences, our relationships with regulators, and millions of customers' access to their moneyWork where product, regulation and data meet, which few PM roles offer in this depthBuild practical AI and automation into controls that have to stand up to regulatory scrutinyWork with a talented, diverse team to develop and implement innovative ways to prevent financial crimeMake data-driven decisions about customers in scope of controls, how controls perform and where to invest nextInfluence and motivate a cross-functional team, fostering a culture of ownership, responsiveness, and excellenceQualificationsSkills That Might Describe You:Proven experience in product management, risk, compliance or controls delivery in a heavily regulated industry (e.g. payments, banking, fintech)Familiarity with financial crime frameworks - KYC/CDD, EDD, verification and ongoing due diligence - and how regulatory expectations translate into product controlsStrong analytical ability - comfortable working with large data sets (SQL is a plus) and performing analyses to size populations, test hypotheses and evidence control effectivenessStrong execution skills - able to run multiple high-priority workstreams against fixed deadlines without losing attention to detailSkilled in cross-functional collaboration, and able to influence the roadmaps of teams you don't manage directlyAbility to zoom out and think about the broader problem - fixing the root cause and the forward-looking control, not just the backlogComfortable with ambiguity, and pragmatic about balancing regulatory risk, customer experience and operational costExcellent communication skills, proficient in English, able to explain complex issues clearly to both technical and non-technical stakeholders and to work effectively in a diverse, multinational environmentStrong Additional SignalsExperience testing or assuring that controls workYou've turned audit findings, regulatory findings or remediation work into product improvementsExperience with AI, LLMs, decisioning systems or automation in an operational settingFamiliarity with UK/EU anti-money laundering rules (FCA, AMLD/AMLR), or experience working directly with regulatorsAdditional InformationFor everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.If you want to find out more about what it's like to work at Wise visit Wise.Jobs.Keep up to date with life at Wise by following us on LinkedIn and Instagram.SummaryType: Full-timeFunction: Product ManagementExperience level: Mid-Senior LevelIndustry: Financial Services
Principal Product Manager – Financial Crime in London employer: Wise
Wise is an exceptional employer that fosters a culture of inclusivity and innovation, making it an ideal place for a Lead ML / Data Scientist to thrive. With a hybrid working model, generous personal development budgets, and a commitment to employee growth, you will have the flexibility and resources to excel in your role while contributing to meaningful projects that redefine how money moves globally.
