At a Glance
- Tasks: Build a fraud engine to enhance product features while managing risk effectively.
- Company: Join Wise, a leader in secure and fast money transfers.
- Benefits: Competitive salary, RSUs, and a focus on professional growth.
- Other info: Collaborative team environment with opportunities for innovation and learning.
- Why this job: Make a real impact by preventing fraud and enhancing user experiences.
- Qualifications: Experience with distributed systems and backend programming, preferably Java.
The predicted salary is between 68000 - 87500 £ per year.
About the role
Team you will be working with: Acquiring Risk
The Acquiring Risk team is part of Acquiring Squad, in the Global Product tribe, dedicated to ensuring customers can receive money quickly and securely, using our full suite of Acquiring products. We build smart fraud detection and prevention systems to stop scammers and fraudsters from exploiting Wise or defrauding our customers. Supporting our full suite of Acquiring products — QuickPay, Payment links, Invoices, e-commerce, and more — we work closely with our financial crime teams to strike the perfect balance: seamless experiences for legitimate users, strong barriers against bad actors.
How we work
Our team is focused on building a great Acquiring experience for our business customers. To achieve this, we prioritise projects using a mix of data and intuition, focus on good execution and learn from our mistakes.
What will you be working on?
We're looking for a Backend Engineer to build a fraud engine that will help us ship new products and features quickly while keeping risk and cost low. This will involve working closely with Product, Data Science, Fraud Prevention Analysts and our Fraud agents to strike the right balance between scaling quickly and mitigating risk efficiently.
Qualifications
What do you need?
- Hands‑on experience with distributed systems, including microservices architecture and backend services supporting large-scale traffic.
- Proven ability to deliver high-performance, low-latency systems with a focus on speed, scalability, and reliability.
- Strong product-oriented mindset, with end-to-end ownership of features and good collaboration within the team.
- Proficiency in Java (preferred) or solid experience with similar backend programming languages.
- Familiarity with messaging systems such as Kafka or RabbitMQ, and strong knowledge of relational databases (SQL).
- Excellent communication and collaboration skills, combined with a growth mindset and focus on delivering user and business value.
Nice to Have:
- Understanding of basic machine learning concepts and experience building data pipelines.
Benefits
Starting salary: £68,000 - £87,500 + RSUs
Backend Engineer for Acquiring Risk in London employer: Wise
Wise is an exceptional employer that prioritises the well-being and professional growth of its employees. With a dynamic work culture that fosters innovation and collaboration, team members are encouraged to develop their skills while contributing to meaningful resilience strategies on a global scale. Located in a vibrant city, Wise offers competitive benefits and unique opportunities for career advancement, making it an ideal place for those seeking a rewarding and impactful career.
