At a Glance
- Tasks: Lead the implementation of Wise’s Enterprise Risk Management framework for the EU region.
- Company: Join Wise, a global tech company revolutionising money management.
- Benefits: Flexible working, competitive salary, and a diverse, inclusive culture.
- Other info: Work 3 days in the office and 2 from home, with excellent career growth opportunities.
- Why this job: Make a real impact on risk management in a fast-paced environment.
- Qualifications: 6+ years in risk management with strong knowledge of EU regulations.
The predicted salary is between 63000 - 77000 £ per year.
As Senior Risk Manager, you will lead the implementation and ongoing operation of Wise’s Enterprise Risk Management (ERM) framework tailored to the EU region, ensuring that new branch expansions, products and new/ongoing Wise Platform partnerships align to the principles, governance, and standards defined within it. You will set and continuously adapt partner onboarding and ongoing monitoring standards so they remain resilient to emerging operational (tech and non-tech) and financial risks and to shifting regulatory expectations.
You will apply the Europe Risk Appetite, run and oversee risk assessments, KRI design/monitoring, and risk reporting, and provide clear, pragmatic risk advice to product and business teams to help them resolve issues and deliver new features safely. You’ll also play a key role in keeping EU risk governance effective by maintaining Risk Management (2LOD) policies for new branches, contributing 2LOD input to regulatory business plans, and presenting monitoring outcomes to EU and group committees—including executive management, regulators, and the Board—along with timely incident and issue escalations where required.
What you’ll be doing
- You will be responsible for setting and adapting standards for partner onboarding and ongoing monitoring, ensuring they are resilient to emerging risks and shifting regulatory expectations.
- Your focus will be on Tech and non-tech Operational and financial risks.
- Implement the enterprise risk management framework tailored to the EU region, ensure expansions and new platform partners align to principles defined therein. This includes application of the Europe Risk Appetite, risk assessment, key risk indicator monitoring and risk reporting.
- Provide advice to product teams to guide them effectively resolving issues and developing new features.
- Review, update and approval of policies owned by Risk Management (2LOD) for new branches, ensuring these continue to meet business, stakeholder and regulatory expectations. Helping to draft policies where gaps are identified, socialising as appropriate internally and seeing through to committee approval and implementation.
- Support the drafting of regulatory business plans and associated 2LOD Risk Management input ensuring it aligns to the Enterprise Risk management framework.
- Develop a deep understanding of products as well as group and regional controls, supporting the first line in the development of relevant control assurance metrics as well as ensuring adequate and proportionate outsourcing oversight frameworks and assurance are in place for regional entities.
- Present monitoring outcomes and updates to relevant committees on both Wise EU and group level, including executive management, the regulator, and the Board, as appropriate.
- Provide regular updates on incidents, issues, KRIs, product risks, and internal and external risk changes with the management team and provide timely escalations to the group where necessary.
Qualifications
- 6+ years of experience in risk management for EU and/or UK financial services institutions.
- Strong knowledge of European and/or Belgian risk management frameworks and/or industry best practice.
- Subject matter expertise in EU regulation such as DORA, Outsourcing and third party risk management, safeguarding and data privacy.
- Experience implementing enterprise risk management programs for financial services institutions.
- Experience aligning to the other key risks across the risk taxonomy, including operational, financial and strategic risk as well as intersecting risks.
- A strong understanding of systems, management information, and reporting systems.
- A demonstrated track record of second line of defence independence and challenge/escalation where concerns are felt.
- An ability to work independently and flexibly within a fast-moving environment.
Additional Information
- Working pattern - 3 days in the office and 2 from home.
- Working hours - 9am to 6pm.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
EU Enterprise Risk Leader — ERM & 2LOD Governance in England employer: Wise
Wise is an exceptional employer that prioritises the well-being and professional growth of its employees. With a dynamic work culture that fosters innovation and collaboration, team members are encouraged to develop their skills while contributing to meaningful resilience strategies on a global scale. Located in a vibrant city, Wise offers competitive benefits and unique opportunities for career advancement, making it an ideal place for those seeking a rewarding and impactful career.
StudySmarter Expert Advice🤫
We think this is how you could land EU Enterprise Risk Leader — ERM & 2LOD Governance in England
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Wise. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace EU Enterprise Risk Leader — ERM & 2LOD Governance in England
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Wise.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Wise's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Wise
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Wise.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Wise will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Wise employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
