Banking and Regulatory Expansion Manager - Europe

Wise is a global technology company, building the best way to move and manage the world’s money. Wise is on a mission to make lives easier and save money by enabling people and businesses to send money abroad, spend locally, and make international payments. As part of our team, you will help us create an entirely new network for the world's money and expand the Wise account in Europe.

This role is a unique opportunity to solve complex regulatory problems while being part of a product team focused on growth. Our goal is to expand and deepen the Wise account in Europe, working with regulators and bank partners to localise the product in various European markets.

• Secure a regulatory authorisation in a European jurisdiction and determine the best and most scalable way for Wise to launch its operations from that jurisdiction, including defining the ideal regulatory setup to ensure compliance with all applicable requirements.
• Build relationships with European central banks and local regulatory authorities to allow Wise to commence its operations in a compliant and cost‑effective way, offering future features such as local account details/IBANs and local country‑specific payment methods.
• Work with product managers, engineering leads and other colleagues to define the best direction for Wise in Europe and take responsibility for expanding Wise across Europe through successful regulatory expansion.
• Take ownership of maintaining and improving banking partner relationships across Europe.
• Lead commercial and relationship discussions with partners and monitor our economics on global routes to ensure we offer the most sustainable and competitive service in the market.
• Create new opportunities within existing relationships with financial institutions and payment systems in Europe to continuously improve our product (increase speed, reduce costs, add more visibility to transactions, etc.).
• Help us integrate directly with payment systems across Europe, including defining the ideal regulatory setup to allow Wise to operate as efficiently as possible.

Qualifications:

• At least 4 to 5 years of experience working with applicable regulations, ideally in a product‑focused or commercial environment.
• Experience in obtaining a payments institution licence and/or electronic money institution licence.
• Comfortable working across various European regulatory environments, analysing and interpreting complex regulatory frameworks and applying them effectively.
• Ability to quickly become familiar with new regulations and compare/contrast them with regulations in other markets, including financial crime, passporting and payment regulations in Europe.
• Good understanding of money movement and payment systems, including SEPA rulebook and PSD2.
• Ability to effectively communicate with Product Managers and Engineers, providing practical, actionable, value‑added recommendations.
• Problem‑solving attitude, using regulations together with data‑driven insights to drive business decisions.
• Commercial acumen to negotiate with regulators, bank partners, payment systems to drive the best outcome for Wise and our customers.

We are people building money without borders—without judgement or prejudice. We celebrate diversity and believe strong teams are built on equity and inclusion. Inclusive teams help us live our values and ensure every Wiser feels respected, empowered and able to progress in their careers.