Backend Engineer - Spend Clearing & Transactions

Wise is one of the fastest growing companies in Europe and we’re on a mission: to make money without borders the new normal. We’ve got over 16 million customers across the globe and we’re growing. Fast. Current banking systems don’t let us send, spend or receive money across borders easily, quickly, or cheaply. So, we’re building a new one. And, we need a Backend Engineer to join our mission and help us build a global platform that’s scalable, reliable and secure. We’re working on lots of exciting challenges, and you’ll dive right into projects helping consumers and businesses receive and send money from anywhere in the world.

Team you’ll be working in: Spend Clearing & Transactions. The Spend Clearing & Transactions team is a global product team providing the core functionality to process payments via Wise Cards. Our main area of responsibility is to manage the lifecycle of transactions which includes processing and storing history of multi-step card payments of all types and flows ensuring that we charge our customers correctly. We process millions of transactions which requires us to build highly scalable and robust services to ensure that we provide the best experiences for our customers. Our mission statement for the Spend and Wise tribe is: Give our customers reliable, easy to use and eventually free way to pay from borderless accounts everywhere in the world.

Qualifications

• You have solid Java 11+ knowledge, experience with Spring framework and microservice best practices.
• A strong product mindset and passion for customer experience; you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points.
• Great communication skills and the ability to articulate complex, technical concepts to a non-technical audience.
• Experience working with relational and non-relational databases, query optimisation and designing schemas.
• You enjoy writing clean and testable code.
• You believe in and follow best coding practices, code reviews, and open feedback.
• Experience with CI/CD pipelines and Distributed and Concurrent Systems.

What does success look like?

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute.
• You’ll understand how our values can help you guide your work.
• You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them.
• You’ll be raising the automation level to enable scaling of the product.
• You’ll understand our customers and the impact our product makes in their lives.
• You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities.

Additional Information

What do we offer?

• The empowerment to solve problems with autonomy.
• The opportunity to have real impact on our customers and partners.
• Loads of development opportunities.
• A fun work environment with social activities and events.
• A hybrid working environment with the possibility to work remotely up to three times a week.
• The opportunity to work with and learn from super smart people.
• The salary ranges between £60,000 - £80,000 with an RSU package.
• Numerous great benefits in our London office.

For everyone, everywhere. We’re people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We’re proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.