At a Glance
- Tasks: Lead analytics for innovative credit products and shape the future of financial services.
- Company: Wise, a global tech company revolutionising money management.
- Benefits: Hybrid work, generous leave, and a 6-week sabbatical after 4 years.
- Other info: Inclusive culture that values respect, empowerment, and career growth.
- Why this job: Join a passionate team and make a real impact on global finance.
- Qualifications: 6+ years in data analytics with strong credit ecosystem knowledge.
The predicted salary is between 66150 - 80850 £ per year.
Wise is a global technology company, building the best way to move and manage the world’s money. As part of our team, you will be helping us create an entirely new network for the world's money. We’re a team of people who are passionate about building the financial infrastructure of the future. The newly created Credit team is at the frontier of this mission, tasked with exploring how transparent and fair credit can empower our customers to manage their global financial lives more effectively.
We’re looking for a Senior Analytics Manager, Credit to join the Spend Squad and shape the future of our first credit products. In this role you’ll partner closely with a high performing global team consisting of the product lead, engineers, data scientists and designers to deliver a world class credit product. You will be expected to be hands on with the data and grow a small team of analysts as the product scales.
Key Responsibilities:
- Partner with Data Science to challenge and stress-test credit risk modelling assumptions for our SME customers (including scenario and sensitivity testing), ensuring decisions are robust and explainable.
- Leverage market insights and publicly available data on SME finance to help validate our modelling and decisions.
- Develop forward-looking views of expected loss, repayment failures, delinquency transitions, and write-offs, and creating feedback loops with product/risk decisions.
- Own the Credit analytics data strategy: define the roadmap for the datasets, dashboards and tools needed to scale decision-making; ensure consistent definitions, documentation and data quality.
- Lead and develop a high-performing team: coaching, prioritisation, raising analytical quality, and hiring as the team grows.
Requirements:
- 6 years + experience in data analytics with significant experience in economics/finance/risk/fraud/portfolio management/investing modelling or credit.
- A strong understanding of the credit ecosystem, including risk assessment and the economics of different credit products.
- SQL experience working with large datasets and building data pipelines.
We offer hybrid working, paid annual holiday, sick days, parental leave and other leave opportunities, and 6 weeks of paid sabbatical after 4 years at Wise on top of annual leave. We're people building money without borders — without judgement or prejudice, too. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
Senior Analytics Manager - Credit employer: Wise Plc
Wise is an exceptional employer that fosters a dynamic and inclusive work culture, where innovation and collaboration are at the forefront. With a strong commitment to employee growth, team members benefit from mentorship opportunities and the chance to work on impactful projects that shape the future of financial technology. Located in London, employees enjoy a vibrant city life while being part of a global mission to make money management easier for everyone.
