Credit Analyst Project Finanace Structured Finance
Credit Analyst Project Finanace Structured Finance

Credit Analyst Project Finanace Structured Finance

Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Evaluate credit risks and provide recommendations for project finance deals.
  • Company: Join a leading Global Bank focused on minimising credit-related losses.
  • Benefits: Enjoy competitive pay, professional development, and a dynamic work environment.
  • Why this job: Make an impact by shaping financial decisions and enhancing your analytical skills.
  • Qualifications: 3-5 years in Project/Structured Finance credit review; strong analytical skills required.
  • Other info: Opportunity to work closely with senior management and influence key credit decisions.

The predicted salary is between 36000 - 60000 £ per year.

My client, a Global Bank is looking to hire a Credit Analyst with experience of reviewing Project Finance or Structured Finance of both.

Principal Purpose of the Job:

Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc. Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process. Effectively monitoring, identifying and reasonably measuring credit risk within the Bank’s asset portfolio.

Reporting Relationship:

The Credit Risk Department is in charge of the Credit Approval and Credit Management functions. This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work in CRD.

Main Responsibilities & Accountabilities:

  • Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions).
  • Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established.
  • Make sure the credit transactions are compliant with credit policies.
  • This position mainly focuses on project finance business and may also cover some other sector’s credit business based on the types of proposal from front office.
  • Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies.
  • Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
  • Provide Head of CRD and DGM (Credit) as well as Credit Committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
  • Conduct post lending management work including but not limited to (1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, (2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, (3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.
  • Perform credit review and research of industry/customer-related information for all new proposals and (on at least an annual basis) for existing customers.
  • Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
  • Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.

Skills Required:

  • Possesses a minimum of 3-5 years' work experience in Project Finance/Structured Finance credit review area.
  • In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type.
  • Business and economy related know-how, and excellent financial analysis, projection and stress test skills.
  • Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.
  • Collaborative personality and ability to complete tasks independently.

Credit Analyst Project Finanace Structured Finance employer: Wintermann Search

As a leading Global Bank, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and development. Our Credit Analyst role in the vibrant financial hub offers competitive benefits, including professional training opportunities and a supportive environment for collaboration and innovation. Join us to make a meaningful impact while enjoying a fulfilling career in project finance and structured finance.
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Contact Detail:

Wintermann Search Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst Project Finanace Structured Finance

✨Tip Number 1

Familiarise yourself with the latest trends in Project Finance and Structured Finance. Understanding current market dynamics and recent case studies can give you an edge during interviews, as you'll be able to discuss relevant examples and demonstrate your industry knowledge.

✨Tip Number 2

Network with professionals in the credit risk field. Attend industry events or join relevant online forums to connect with others who work in similar roles. This can provide valuable insights and potentially lead to referrals for job openings.

✨Tip Number 3

Prepare to discuss specific credit evaluation techniques and risk mitigation strategies during your interview. Being able to articulate your approach to assessing credit risks will showcase your expertise and align with the responsibilities outlined in the job description.

✨Tip Number 4

Research the bank's credit policies and recent projects they have financed. Tailoring your discussion points to reflect their values and practices will demonstrate your genuine interest in the role and help you stand out as a candidate.

We think you need these skills to ace Credit Analyst Project Finanace Structured Finance

Credit Risk Assessment
Project Finance Analysis
Structured Finance Knowledge
Financial Analysis
Risk Mitigation Strategies
Industry Research
Negotiation Skills
Analytical Skills
Attention to Detail
Compliance with Credit Policies
Post-Lending Management
Market and Industry Dynamics Monitoring
Independent Decision-Making
Collaboration and Teamwork

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in Project Finance and Structured Finance. Use specific examples of credit evaluations you've conducted and the outcomes of those analyses to demonstrate your expertise.

Craft a Strong Cover Letter: In your cover letter, clearly articulate your understanding of credit risk management and how your skills align with the responsibilities outlined in the job description. Mention any relevant projects or achievements that showcase your analytical and negotiation skills.

Highlight Relevant Skills: Emphasise your in-depth knowledge of risks and mitigations across various industries. Include specific financial analysis techniques you are proficient in, such as stress testing and projection, to show your capability in handling complex credit evaluations.

Prepare for Potential Questions: Anticipate questions related to credit risk assessment and your approach to monitoring financial performance. Be ready to discuss how you would handle specific scenarios mentioned in the job description, demonstrating your problem-solving abilities and collaborative nature.

How to prepare for a job interview at Wintermann Search

✨Showcase Your Analytical Skills

As a Credit Analyst, your ability to analyse financial data is crucial. Be prepared to discuss specific examples of how you've evaluated credit risks in past roles, and highlight any analytical tools or methodologies you used.

✨Understand Project and Structured Finance

Make sure you have a solid grasp of project finance and structured finance concepts. Familiarise yourself with recent trends and challenges in these areas, as this knowledge will demonstrate your expertise and commitment to the role.

✨Prepare for Scenario-Based Questions

Expect to face scenario-based questions that assess your decision-making process. Practice articulating how you would approach various credit proposals, including risk assessment and mitigation strategies.

✨Demonstrate Your Communication Skills

Since you'll be presenting credit opinions to the Credit Committee, it's essential to convey your thoughts clearly and confidently. Practice summarising complex information succinctly, and be ready to defend your recommendations.

Credit Analyst Project Finanace Structured Finance
Wintermann Search
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  • Credit Analyst Project Finanace Structured Finance

    Full-Time
    36000 - 60000 £ / year (est.)

    Application deadline: 2027-05-17

  • W

    Wintermann Search

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