At a Glance
- Tasks: Manage loan applications and oversee the lending lifecycle from start to finish.
- Company: A mid-sized European Bank offering flexible working options.
- Benefits: Flexible hours, competitive pay, and a chance to make a real impact.
- Other info: Great opportunity for career growth in a fast-paced environment.
- Why this job: Join a dynamic team and enhance your credit expertise in a hands-on role.
- Qualifications: Experience in lending procedures, underwriting, and strong stakeholder management skills.
The predicted salary is between 40000 - 50000 £ per year.
I’m working with a mid-sized European Bank looking to hire a Credit Officer on a 4-month maternity cover. Flexible working potentially available – full-time or 3 days per week. This is a great opportunity for a credit professional who enjoys end-to-end involvement in the lending lifecycle — from structuring and underwriting through to documentation and ongoing portfolio management.
The role:
- Prepare and assess loan applications, including financial analysis and risk ratio calculations
- Manage annual reviews, renewals, extensions, and new lending requests with minimal amendments required by approvers
- Draft loan documentation in line with approved terms
- Set and monitor credit limits and maintain accurate client credit files
- Liaise with solicitors, valuers, and internal stakeholders to progress deals efficiently
- Work closely with Relationship Managers, Branch teams, and Risk to deliver credit solutions
- Monitor application progress and keep clients informed throughout the process
- Produce credit MI and management reporting
- Support ongoing risk analysis, customer rating, and internal credit correspondence
What they’re looking for:
- Solid understanding of lending procedures and credit processes
- Experience of Mortgage lending would be useful
- Experience in loan underwriting, documentation, and credit analysis
- Strong stakeholder management and client-facing skills
- Good awareness of UK regulatory requirements
- Ability to manage multiple cases and deliver high-quality work in a fast-paced environment
If you’re immediately available (or coming available soon) and want to step into a hands-on role with real impact — this could be a great fit.
Credit Officer in London employer: Wintermann Search & Selection Limited
Join a mid-sized European Bank that values flexibility and employee growth, offering a supportive work culture where credit professionals can thrive. With opportunities for end-to-end involvement in the lending lifecycle, you will be part of a dynamic team that encourages collaboration and innovation, all while enjoying the benefits of a balanced work-life environment. This role not only allows you to make a meaningful impact but also provides a platform for professional development in the financial sector.
Contact Details:
Wintermann Search & Selection Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Officer in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector and let them know you're on the lookout for a Credit Officer role. Sometimes, a friendly nudge can lead to opportunities that aren't even advertised.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of lending procedures and credit processes. Be ready to discuss your experience with mortgage lending and how you've managed multiple cases in fast-paced environments.
✨Tip Number 3
Showcase your stakeholder management skills! During interviews, share examples of how you've liaised with solicitors, valuers, and internal teams to get deals done efficiently. This will highlight your ability to work collaboratively.
✨Tip Number 4
Don't forget to apply through our website! We have loads of resources to help you prepare and land that Credit Officer position. Plus, it shows you're serious about joining our team!
We think you need these skills to ace Credit Officer in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Officer role. Highlight your experience in loan underwriting, documentation, and credit analysis. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of your experience with lending procedures and stakeholder management.
Showcase Your Understanding of Regulations:Since awareness of UK regulatory requirements is key, make sure to mention any relevant experience or knowledge you have. We appreciate candidates who understand the landscape we operate in!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Wintermann Search & Selection Limited
✨Know Your Lending Procedures
Make sure you brush up on your understanding of lending procedures and credit processes. Be ready to discuss specific examples from your past experience, especially in mortgage lending, as this will show that you’re well-versed in the nuances of the role.
✨Showcase Your Analytical Skills
Prepare to demonstrate your financial analysis and risk ratio calculation skills. You might be asked to walk through a loan application or a case study, so practice explaining your thought process clearly and confidently.
✨Stakeholder Management is Key
Since the role involves liaising with various stakeholders, think of examples where you've successfully managed relationships. Highlight your client-facing skills and how you’ve navigated complex situations to deliver credit solutions.
✨Stay Updated on Regulations
Familiarise yourself with UK regulatory requirements related to lending. Being able to discuss these regulations and how they impact your work will show that you’re proactive and knowledgeable, which is crucial for a Credit Officer.
