At a Glance
- Tasks: Manage prudential risk frameworks and support strategic financial objectives.
- Company: Dynamic financial services group focused on growth and innovation.
- Benefits: Competitive salary, hybrid working, and strong professional development opportunities.
- Other info: Collaborative culture with opportunities for personal and professional growth.
- Why this job: Make a real impact in a growing business with exposure to senior leadership.
- Qualifications: Experience in prudential risk, treasury, or regulatory frameworks is preferred.
The predicted salary is between 60000 - 80000 £ per year.
W&A is partnering with a growing financial services group to appoint a Prudential Risk Manager Capital, Liquidity Treasury Risk. This is an excellent opportunity for someone with experience across prudential risk, capital, liquidity, treasury risk or regulatory frameworks who is looking for a role with genuine scope to grow, develop and make a visible impact.
The business is continuing to evolve, and this role will play an important part in supporting that growth by helping to strengthen, develop and enhance the Group's capital and liquidity frameworks, strategic risk assessments and prudential risk capability. Working closely with Finance, Treasury, Risk and senior leadership, you will help ensure the Group remains financially resilient, well governed and able to support its strategic objectives.
The Group operates across multiple regulated entities and regulatory regimes, including MIFIDPRU, IPRU-INV 5 and UK Solvency II, making this a broad and technically interesting opportunity for someone who wants exposure, ownership and long-term development.
The organisation is a growing financial services group with a clear focus on supporting advisers, customers and long-term financial outcomes. The business has continued to develop its platform, proposition and operating model, creating a more sophisticated and increasingly complex group environment. As it grows, there is a real opportunity to further strengthen the way capital, liquidity and prudential risk frameworks are managed across the business.
You will work closely with an experienced senior leader who brings an excellent background across financial services, risk, governance and regulatory environments. They are looking for someone with strong foundations, curiosity and the confidence to take ownership, while continuing to develop their technical and commercial judgement over time.
This is a good opportunity for someone who wants access to senior stakeholders, guidance from an experienced manager and the chance to build their capability across capital, liquidity, treasury risk, regulatory assessment and strategic prudential risk work. The successful person will be given visibility, support and room to develop as the business continues to grow and mature.
You will be involved in key prudential risk deliverables across the Group, including ICARA, Group Capital and Liquidity Assessment, stress testing, scenario analysis, wind-down planning and recovery-related activity. The role would suit someone who enjoys combining technical regulatory understanding with financial analysis, stakeholder engagement and practical business impact.
- Managing the end-to-end ICARA process for MIFIDPRU entities, including risk assessments, wind-down analysis, capital and liquidity adequacy assessments, stress testing and governance approvals.
- Delivering and improving capital and liquidity stress testing, including scenario design, model outputs, analysis of outcomes and reporting to senior stakeholders.
- Working closely with Treasury and Finance to recommend capital and liquidity optimisation actions.
- Supporting the development and review of the Group's risk appetite framework, including quantitative thresholds for capital and liquidity.
- Maintaining and enhancing early warning indicator monitoring.
- Designing and facilitating fire drill exercises to test recovery and wind-down scenarios.
- Monitoring prudential regulatory developments and assessing the impact on capital, liquidity and risk management frameworks.
- Engaging with stakeholders across Finance, Treasury, Risk, business functions and senior leadership.
- Helping embed a strong prudential risk culture across the business.
You will likely bring experience from financial services, ideally gained in one or more of the following areas:
- Prudential risk
- Treasury risk
- Liquidity risk
- Regulatory capital
- Financial risk
- Recovery and resolution planning
- Stress testing
- Regulatory reporting or regulatory advisory
The business is open to someone with the right foundations, appetite and capability to step into a broader remit and continue developing.
- Wind-down planning
- Recovery planning
- Capital or liquidity stress testing
- Risk appetite framework development
- Prudential regulatory analysis
- Strong understanding of prudential regulatory expectations and good industry practice
- Strong financial modelling, cash flow analysis, forecasting or stress testing capability
- The ability to turn complex analysis into clear, practical recommendations
- Strong Excel, PowerPoint, MI and reporting skills
- Excellent planning, coordination and stakeholder management skills
- Confidence engaging with stakeholders across Finance, Treasury, Risk and senior leadership
- The appetite to keep learning, take ownership and grow with a developing business
A professional qualification such as CA, ACCA, CIMA, AMCT, CFA or similar would be beneficial, but relevant experience, technical curiosity and the ability to operate well with senior stakeholders will be most important.
This is a strong opportunity for someone who wants more than a process-driven prudential risk role. Exposure to a growing financial services group with increasing complexity, a broad remit across capital, liquidity, treasury risk and prudential regulation, close interaction with Finance, Treasury, Risk and senior leadership, and involvement in high-profile regulatory, governance and strategic risk work.
Hybrid working, strong benefits and a collaborative culture.
Risk Manager - Banking in Edinburgh employer: Wilkinson and Associates
Join a dynamic and consumer-focused organisation that prioritises employee growth and development within its high-performing finance team. As a Finance Analyst, you'll enjoy a collaborative work culture that values insightful analysis and strategic decision-making, while also benefiting from ongoing learning opportunities and strong mentorship from experienced leaders. This fully office-based role offers the chance to make a tangible impact on business performance, ensuring your contributions are recognised and valued in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Manager - Banking in Edinburgh
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Wilkinson and Associates. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Risk Manager - Banking in Edinburgh
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Wilkinson and Associates.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Wilkinson and Associates's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Wilkinson and Associates
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Wilkinson and Associates.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Wilkinson and Associates will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Wilkinson and Associates employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
