At a Glance
- Tasks: Underwrite commercial motor trade risks and build strong broker relationships.
- Company: Cova Insurance, dedicated to protecting what matters most.
- Benefits: Flexible working, competitive salary, generous holiday allowance, and health benefits.
- Other info: Diverse and inclusive workplace with excellent career growth opportunities.
- Why this job: Join a supportive team and make a real impact in the insurance industry.
- Qualifications: Experience in motor trade underwriting and strong relationship-building skills.
The predicted salary is between 40000 - 50000 £ per year.
We have an exciting opportunity to join us at Cova Insurance as a Senior Motor Trade Underwriter within our Commercial Lines Team. At Cova Insurance, we're all about protecting what matters most whether it's your home, your car, or your business. Through award-winning customer service and a wide range of insurance solutions, we strive to make a genuine difference for our customers, partners and each other.
This role plays a key part in the profitable development of the Midlands, North and Scotland region, as well as our wider Mid-Market portfolio. You'll have the opportunity to use your expertise to underwrite new business, support existing portfolios and build meaningful, long-term relationships with our broker partners.
We're looking for someone who brings solid Motor Trade underwriting experience and enjoys working collaboratively with brokers to find the right outcomes for everyone involved. This role is hybrid, offering the flexibility to work from home alongside time in our Manchester office (2 days a week).
Flexibility that works for you
At Cova, balance genuinely matters. We recognise that everyone's circumstances are different, so we're open to flexible hours, alternative working patterns and arrangements that fit around your life. Many of our colleagues already work flexibly, and we're always happy to have an open conversation about what would work best for you.
This is more than just a job; it's an opportunity to grow, develop, and take on meaningful responsibility as part of a supportive and collaborative team.
What does a typical day look like?
- Underwriting bespoke commercial motor trade risks in line with Cova's strategy and underwriting criteria
- Supporting profitable growth by underwriting both new and existing business, including regular onsite underwriting at broker offices
- Building and maintaining strong, trusted relationships with a panel of Mid-Market brokers
- Keeping up to date with market developments, legislation and trends that may impact underwriting decisions
- Working collaboratively within agreed authority limits, referring cases where appropriate
- Supporting the development of Cova's commercial lines portfolio by strengthening existing relationships and encouraging new broker partnerships
What you can bring to the team
- Experience underwriting and trading commercial motor products
- Strong relationship-building and stakeholder management skills
- Awareness of market, legal and industry developments
- The ability to manage and prioritise work effectively across a varied portfolio
- Clear, confident communication skills, with the ability to explain and promote Cova Insurance products positively
Not sure you tick every box? That's okay. At Cova, we know that people don't always meet every requirement and that potential matters just as much as experience. If this opportunity excites you and you feel you could thrive in the role, we'd love to hear from you.
We're committed to building a diverse and inclusive workplace where everyone feels supported, valued and able to do their best work.
Why join us?
- Flexible working 36.25 hours per week with flexitime and hybrid options
- Annual pay review plus performance-related bonus (up to 30%, depending on level)
- Generous holiday allowance 25-27 days plus bank holidays, with buy/sell options
- Pension 7.5% employer contribution, rising to 9% with your contribution
- A culture where everyone belongs - employee-led communities, inclusive initiatives and continuous learning
- Mental and financial wellbeing support through our dedicated Wellbeing group
- Career growth - professional training, qualifications and apprenticeships
- Health and wellbeing benefits - private medical cover, 24/7 Virtual GP, health checks, flu jabs and more
- Car benefits - Tusker Car Scheme with fully maintained, insured vehicles
- Everyday savings - gym discounts, Cycle to Work scheme and retail offers via Perkpal and much more
Excited about this opportunity? So are we. Apply today and be part of our journey.
As a Disability Confident Employer, we're committed to fair and accessible recruitment. If you need any adjustments or support during the recruitment process, please contact our Recruitment Team.
Applicants must currently reside in the UK and have full, unrestricted right to work. Unfortunately, we're unable to offer visa sponsorship for this role.
Salary: Dependant on Experience
Working hours: 36.25
Senior Motor Trade Underwriter - Manchester; Halifax; Birmingham employer: What Jobs
Cova Insurance is an exceptional employer that prioritises work-life balance and employee well-being, offering flexible working arrangements and a supportive culture. With a commitment to professional growth through training and development opportunities, employees can thrive in their roles while building meaningful relationships with colleagues and broker partners. Located in vibrant cities like Manchester, Halifax, and Birmingham, Cova provides a dynamic environment where your contributions truly matter.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Motor Trade Underwriter - Manchester; Halifax; Birmingham
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
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We think you need these skills to ace Senior Motor Trade Underwriter - Manchester; Halifax; Birmingham
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at What Jobs.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at What Jobs. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at What Jobs
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at What Jobs to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at What Jobs, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding What Jobs's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
