Management Accountant – Term Lending in Watford

ENRA is a highly profitable specialist property finance group which has achieved consistent growth, driven by a strong management, a diversified product base, and clear focus on maintaining a strong balance sheet. The finance team of 21 is currently organized on a product basis, with dedicated teams responsible for Short‑Term Lending (Bridging and Development Finance Lending), Term Lending (Buy‑to‑let, Residential and 2nd Charge mortgages), Commercial Lending, Broking, FP&A and Group functions.

An opportunity has arisen for a Management Accountant to join the Term Lending Finance team, reporting to the head of that team. They will be responsible for the accounting and reporting of Term Products lending, which is a core and growing product line for the Group.

• Processing daily payments for loan completions and broker commission, and reconciling system to bank accounts.
• Daily reconciliation of bank accounts, control reports, accounting ledgers and systems to ensure control is maintained on a daily basis.
• Manage ongoing cash requirements for funding term loans and prepare bank funding drawdown requests.
• Accounting for Term Product related group entities, including month end close and all reconciliation processes in NetSuite.
• Assist with monthly bank reporting to our funders.
• Assist with the production of monthly management information packs and reports for business heads.
• Assist with quarterly FCA reporting.
• Assist with the annual statutory audit and twice yearly AUP audit.

• Numerate with strong accounting fundamentals.
• Proactive and able to work on own initiative.
• High quality written and verbal communication.
• Solid IT skills, particularly Excel, and comfortable working across a number of operational systems.
• Knowledge of NetSuite or similar ERP/accounting system would be an advantage.

• Working towards ACCA/CIMA qualification (or equivalent).
• Experience of working in a financial services (ideally lending) organisation would be an advantage.

• Motivated to learn and build a career in financial services.
• Team player and flexible.
• Highly numerate and articulate.
• Diligent.
• Calm and self-assured.
• Exceptionally well organised.
• Robust and comfortable working to deadline and under pressure.
• Accurate with a keen attention to detail.

Why Join Us? At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.

If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!

At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.