Schemes Manager/Supervisor

Our client is a venture-backed startup operating in the logistics insurance space. It combines automated insurance products with data insights and risk monitoring tools for enterprise clients. The company are in the process of becoming a Lloyd’s of London Cover holder (MGA), with support from a well known reinsurance broker for insurance capacity. This role will sit within the core insurance team and will contribute to risk management, pricing strategy, policy design, and claims oversight. The team operates fully remotely with optional access to shared office space in central London. Build and maintain pricing models based on live claims and risk data, ensuring responsive, performance-driven pricing. Analyse real-time portfolio data to identify claims trends and anticipate developments in claim frequency or behaviour. Take full ownership of the underwriting function, operating independently across risk analysis, model creation, and decision-making. Lead the development and refinement of underwriting policies, ensuring alignment with regulatory expectations and the company’s future Lloyd’s Coverholder status. Support operational oversight of claims, ensuring customer promises are delivered and claim outcomes align with expectations. Contribute to regulatory compliance specific to small schemes and MGA operations. Collaborate closely with product and commercial teams to align insurance operations with broader business goals. 5–10 years of experience in commercial underwriting, with a strong preference for shippers\’ interest, cargo, or goods-in-transit insurance. ~ Deep actuarial understanding and confidence working directly with pricing data. ~ Familiarity with insurance compliance and MGA regulatory obligations. ~ Strong communication skills, particularly when translating technical pricing or risk logic to internal or external stakeholders. ~ Compensation and Benefits Competitive salary Fully remote (with optional office access in central London)