At a Glance
- Tasks: Oversee credit risk for Corporate Banking, making informed decisions on complex transactions.
- Company: Join Wells Fargo, a leader in integrated financial solutions with a commitment to diversity.
- Benefits: Enjoy competitive salary, health benefits, and opportunities for professional growth.
- Other info: Dynamic work environment with a focus on building strong customer relationships.
- Why this job: Make a real impact in corporate banking while developing your expertise in credit risk management.
- Qualifications: Experience in Credit Risk & Approval; strong analytical and communication skills required.
The predicted salary is between 70000 - 90000 € per year.
About this role: Wells Fargo is seeking a Senior Lead Credit Risk & Approval Officer to serve as Credit Officer providing credit risk oversight for the Banking division of Corporate & Investment Banking (CIB Banking) in EMEA. CIB Banking provides integrated financial solutions to corporate, investment grade, non-investment grade, public and private customers.
The candidate will be an active and influential participant in the credit process, providing a holistic risk assessment working closely with deal team partners and portfolio management teams. This role requires the authority to decision complex transactions, balance risk/reward, act with sense of urgency and interface with the senior risk and business leaders.
In this role, you will:
- Serve as a key member of the team providing oversight and management of credit risk for CIB Banking, working to support the objectives and goals of CIB Banking while maintaining prudent credit underwriting standards and sound overall portfolio quality.
- Maintain appropriate credit quality and portfolio health by providing informed and thoughtful credit risk guidance, recommendations, and approvals, engaging in regular portfolio evaluation and deteriorating/problem credit review and by escalating matters when appropriate.
- Develop and maintain a solid understanding of bank credit policy, regulatory standards and guidance, and risk rating applicability; provide leadership and guidance on these matters to CIB Banking teams and partners.
- Develop and maintain appropriate industry and sector knowledge.
- Engage product and subject matter experts and other institutional resources as needed to make informed decisions and recommendations.
- Review pipeline activity regularly with CIB Banking teams and assist in the management of deadline awareness and coverage team and client expectations.
- Provide thoughtful leadership and guidance to teams about necessary due diligence and analytical focus, particularly in merger and acquisition financing situations and on complex deals.
- Interact with internal and external customers.
Required Qualifications:
- Experience in Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, education.
Desired Qualifications:
- A BS/BA degree or higher in accounting, finance, or economics.
- Strong credit analysis skills.
- Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
- Strong organisational, interpersonal, and communication skills. Ability to effectively partner and influence at the executive level.
- Experience with complex organisational and capital structures. Solid understanding of capital markets and acquisition finance.
- Solid understanding of Wells Fargo’s credit culture and approach to risk management.
- Strong understanding of loan documentation, credit agreements, and security structure.
Posting End Date: 25 May 2026
Senior Lead Credit Risk & Approval Officer - Corporate Banking in London employer: WELLS FARGO BANK
Wells Fargo is an exceptional employer, offering a dynamic work environment where employees are empowered to make impactful decisions in the Corporate Banking sector. With a strong emphasis on professional development, our team members benefit from comprehensive training and mentorship opportunities, fostering growth within a collaborative culture that values diversity and inclusion. Located in EMEA, we provide a unique chance to engage with a diverse client base while maintaining a commitment to prudent risk management and compliance, ensuring a rewarding career path for those passionate about credit risk oversight.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Lead Credit Risk & Approval Officer - Corporate Banking in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector. Attend industry events or webinars where you can meet potential employers and showcase your expertise in credit risk.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit policies and risk management. Be ready to discuss complex transactions and how you've balanced risk and reward in past roles.
✨Tip Number 3
Showcase your leadership skills during interviews. Talk about how you've guided teams through challenging credit assessments and how you’ve influenced decision-making at higher levels.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Lead Credit Risk & Approval Officer - Corporate Banking in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Senior Lead Credit Risk & Approval Officer. Highlight your relevant experience in credit risk and approval, and don’t forget to showcase your strong analytical skills and understanding of capital markets.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention specific experiences that demonstrate your ability to balance risk and reward, and how you’ve successfully influenced decisions in a matrix environment.
Showcase Your Knowledge:Demonstrate your understanding of Wells Fargo’s credit culture and risk management approach. Reference any relevant industry knowledge or regulatory standards you’re familiar with, as this will show you’re well-prepared for the challenges of the role.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way to ensure your application gets the attention it deserves, and we can’t wait to see what you bring to the table!
How to prepare for a job interview at WELLS FARGO BANK
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your understanding of credit risk principles and Wells Fargo's specific credit culture. Familiarise yourself with their policies, regulatory standards, and how they approach risk management. This will help you speak confidently about how you can contribute to maintaining prudent credit underwriting standards.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with complex credit analysis and decision-making. Be ready to provide examples of how you've balanced risk and reward in previous roles, especially in high-stakes situations like mergers and acquisitions. Highlight your ability to make informed recommendations based on thorough evaluations.
✨Build Relationships with the Interviewers
Since this role involves influencing at various levels, practice your interpersonal skills. Think about how you can demonstrate your ability to build effective partnerships within a matrix environment. Share examples of how you've successfully collaborated with teams and influenced decisions in past positions.
✨Prepare for Scenario-Based Questions
Expect to face scenario-based questions that assess your problem-solving abilities and judgement in credit risk situations. Prepare by thinking through potential challenges you might encounter in the role and how you would address them. This will show your proactive approach and readiness to tackle complex transactions.
