Loan Operations Analyst

Loan Operations Analyst

London Full-Time 28800 - 43200 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Review and process loan applications to support small businesses in the UK.
  • Company: Funding Circle helps small businesses thrive with fast, efficient lending solutions.
  • Benefits: Enjoy hybrid working, private medical insurance, and a dedicated learning allowance.
  • Why this job: Join a diverse team making a real impact on local economies and communities.
  • Qualifications: 6-24 months experience in operations or admin; attention to detail is key.
  • Other info: Flexible-first employer with a focus on personal and professional development.

The predicted salary is between 28800 - 43200 £ per year.

We are looking for a Loan Operations Analyst in our Operations Team. Our Loan Operations Team is focused on supporting the efficient and accurate flow of ‘borrowers’ through our lending process. We partner with our Sales Team and Underwriters to assess, verify, and document each loan opportunity.

Who are we? We’re Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow. With more than a decade of expertise under our belt, we’ve built a game-changer of a platform with cutting-edge data and technology that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get a decision, giving them access to competitive funding in a flash. We know that good business is about good people. So we pride ourselves on providing meaningful, human support as well as fast, hassle-free processes to deliver an unbeatable customer experience.

The role: This is a busy admin role where you will be reviewing and processing loan applications to provide fast, efficient funding to small businesses in the UK. Responsibilities include:

  • Reviewing financial accounts, bank statements and risk reports to process loan applications.
  • Completing know your customer (KYC) checks during the borrowers onboarding journey and referring cases to our AML and Fraud teams where required.
  • Using third-party systems to collect information on the applicant and their business.
  • Performing rigorous quality assurance: Reconcile loan documents and internal system data for completeness and accuracy.
  • Working in a collaborative team environment.
  • Proactively problem-solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.

What we’re looking for: Someone with 6-24 months experience in a high volume operations or administrative role. Able to work to deadlines and business goals in a fast-paced, dynamic environment. Someone with excellent attention to detail, self-motivated, strong organisational skills and ability to follow procedures. Willingness to learn and adapt with ever-evolving policies and procedures. It would be great, but not essential, if you had familiarity with financial documents, bank statements and identification documents.

At Funding Circle, we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.

Why join us? At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better. As a flexible-first employer, we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!

We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.

A few highlights:

  • Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, access to free online therapy sessions and exclusive discounts with Hertility for reproductive health support.
  • Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
  • Development: Dedicated annual learning allowance and full access to internal learning platform.
  • Lifestyle: Wellhub (for fitness discounts), Electric Car Scheme and more!

And finally, we have award-winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments. Ready to make a difference? We’d love to hear from you.

Loan Operations Analyst employer: WeAreTechWomen

At Funding Circle, we pride ourselves on being an exceptional employer, offering a vibrant work culture that champions diversity and collaboration. Our London office provides a dynamic hybrid working environment, complete with modern amenities and a focus on employee well-being through comprehensive health benefits, professional development opportunities, and a supportive lifestyle framework. Join us to make a meaningful impact on small businesses while enjoying a fulfilling career in a fast-paced, innovative setting.
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Contact Detail:

WeAreTechWomen Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Loan Operations Analyst

✨Tip Number 1

Familiarise yourself with the lending process and the specific role of a Loan Operations Analyst. Understanding how loan applications are processed and the importance of KYC checks will help you stand out during interviews.

✨Tip Number 2

Network with professionals in the finance and lending industry. Attend relevant events or join online forums to connect with people who can provide insights into the role and potentially refer you to opportunities at Funding Circle.

✨Tip Number 3

Demonstrate your problem-solving skills by preparing examples of how you've identified and mitigated risks in previous roles. This will show that you can handle the dynamic environment at Funding Circle effectively.

✨Tip Number 4

Research Funding Circle's mission and values thoroughly. Being able to articulate how your personal values align with their commitment to supporting small businesses will make a strong impression during your interview.

We think you need these skills to ace Loan Operations Analyst

Attention to Detail
Organisational Skills
Time Management
Problem-Solving Skills
Knowledge of Financial Documents
Data Entry Accuracy
Customer Service Skills
Ability to Work Under Pressure
Familiarity with KYC Procedures
Collaboration Skills
Adaptability to Changing Policies
Experience with Third-Party Systems
Quality Assurance Techniques
Risk Assessment Skills

Some tips for your application 🫡

Understand the Role: Before applying, make sure to thoroughly read the job description for the Loan Operations Analyst position. Understand the key responsibilities and required skills, such as reviewing financial accounts and performing KYC checks.

Tailor Your CV: Customise your CV to highlight relevant experience in high-volume operations or administrative roles. Emphasise your attention to detail, organisational skills, and any familiarity with financial documents.

Craft a Compelling Cover Letter: Write a cover letter that showcases your motivation for joining Funding Circle. Mention how your skills align with their mission to support small businesses and your willingness to learn and adapt in a dynamic environment.

Proofread Your Application: Before submitting, carefully proofread your application materials. Check for any spelling or grammatical errors, and ensure that all information is accurate and complete to make a strong impression.

How to prepare for a job interview at WeAreTechWomen

✨Understand the Role

Make sure you thoroughly understand the responsibilities of a Loan Operations Analyst. Familiarise yourself with the lending process, KYC checks, and the importance of accuracy in reviewing financial documents. This will help you answer questions confidently and demonstrate your knowledge.

✨Showcase Your Attention to Detail

Since this role requires excellent attention to detail, prepare examples from your past experience where you successfully managed tasks that required precision. Highlight how you ensured accuracy in your work, especially in high-volume environments.

✨Prepare for Problem-Solving Questions

Be ready to discuss how you've approached challenges in previous roles. Think of specific instances where you identified risks or issues and how you mitigated them. This will show your proactive problem-solving skills, which are crucial for this position.

✨Demonstrate Your Willingness to Learn

Funding Circle values adaptability and a willingness to learn. Be prepared to discuss how you've adapted to changes in policies or procedures in the past. Show enthusiasm for continuous learning and how you keep up with industry trends.

Loan Operations Analyst
WeAreTechWomen
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  • Loan Operations Analyst

    London
    Full-Time
    28800 - 43200 £ / year (est.)

    Application deadline: 2027-03-29

  • W

    WeAreTechWomen

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