At a Glance
- Tasks: Analyse financial data and assess risks for eCommerce businesses.
- Company: Wayflyer, a fintech innovating funding for small businesses.
- Benefits: 25 days paid leave, private healthcare, and remote work options.
- Other info: Hybrid work environment with opportunities for professional development.
- Why this job: Join a dynamic team and support the growth of exciting eCommerce ventures.
- Qualifications: 1-2 years experience in finance or strong academic background.
The predicted salary is between 30000 - 40000 £ per year.
Wayflyer is a fintech that provides rapid funding to SMBs. The role focuses on analyzing financial and operational data of customers, assessing risk and supporting the growth of eCommerce businesses.
Responsibilities
- Analyse financial and non-financial data of new and existing customers to gain an understanding of their business.
- Understand and quantify the risks involved in running an eCommerce business and providing funding to such a business.
- Support and help co-ordinate regular calls with customers to enhance understanding of their business and funding requirements.
- Work closely with management to build and implement new processes and products.
- Support sales and operations teams by understanding how they win and manage relationships with customers.
- Learn about the current loan portfolio, portfolio management tools, and know when to exit risky relationships.
- Work with various departments and colleagues across the business.
Qualifications
- 1‑2 years of relevant work experience (ideally in a finance‑related role, but not required).
- Consistent and strong academic record.
- Interest in credit risk analysis and portfolio management.
- Undergraduate degree in Business, Finance, Economics, Engineering, Law or Computer Science.
- Ability to analyse and understand financial reporting such as management accounts or financial models.
- Comfortable leading regular internal and external meetings and presenting findings to senior stakeholders.
- Commercial mindset, quantitative inclination, able to juggle risk mitigation with growth.
How You’ll Stand Out
- Professional qualification ACA/ACCA/CFA/CIMA.
- Studying towards a professional accounting or finance qualification.
- Experience in MS Excel and/or SQL.
Benefits
- 25 days of paid annual leave, plus public holidays.
- Wellbeing resources.
- Private healthcare, life insurance and critical illness cover.
- Generous parental and adoptive leave for primary and secondary caregivers.
- Equity scheme to share in success.
- Work remotely from anywhere for up to 60 calendar days a year.
Locations
- Hybrid offices in Dublin, London, Sydney, Charlotte, with remote options across the US and Europe.
Credit Analyst, New Verticals employer: Wayflyer
Wayflyer is an exceptional employer that champions the growth of its employees while fostering a dynamic and inclusive work culture. With generous benefits such as 25 days of paid annual leave, private healthcare, and an equity scheme, employees are empowered to thrive both personally and professionally. The hybrid work model allows for flexibility, enabling team members to collaborate across global offices in Dublin, London, Sydney, and Charlotte, making it an ideal environment for those seeking meaningful and rewarding careers in fintech.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst, New Verticals
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Wayflyer. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst, New Verticals
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Wayflyer.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Wayflyer's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Wayflyer
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Wayflyer.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Wayflyer will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Wayflyer employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
