Credit Analyst

Credit Analyst

Full-Time 28800 - 48000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Analyse financial data and assess risks for eCommerce businesses.
  • Company: Join Wayflyer, a dynamic company empowering SMBs with fast financing.
  • Benefits: Enjoy 25 days paid leave, private healthcare, and equity options.
  • Why this job: Make a real impact in the finance world while helping businesses grow.
  • Qualifications: 1-2 years experience in finance or strong academic record required.
  • Other info: Flexible remote work options and excellent career growth opportunities.

The predicted salary is between 28800 - 48000 £ per year.

Join to apply for the Credit Analyst role at Wayflyer.

Company Mission

Our mission is to give the world access to the best products by empowering great businesses to reach their growth potential.

About Wayflyer

Today's SMBs need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. We assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.

Culture & Values

We value good people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results.

Your Role at a Glance

  • Analyse financial & non‑financial data of new and existing customers to gain an understanding of their business.
  • Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business.
  • Support and help co‑ordinate regular calls with our customers to enhance our understanding of their business and funding requirements.
  • Work closely with management to build and implement new processes and products.
  • Support our sales and operations teams by understanding how they win and manage relationships with customers.
  • Learn about our existing loan portfolio, our portfolio management tools, and know when to exit risky relationships.
  • Work with various departments and colleagues across the business.

What Makes You a Great Fit

  • 1‑2 years of relevant work experience (ideally in a finance‑related role, but not required).
  • Consistent and strong academic record.
  • Interest in credit risk analysis and portfolio management.
  • Undergraduate degree in Business, Finance, Economics, Engineering, Law, or Computer Science.
  • Ability to analyse and understand financial reporting presented by companies.
  • Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to senior stakeholders.
  • Commercial mindset, quantitative inclination, and ability to juggle risk mitigation with growth.

How You’ll Stand Out

  • ACA/ACCA/CFA/CIMA qualification or studying toward a professional accounting/finance qualification.
  • Experience in MS Excel and/or SQL.

What to Expect After You Apply

You can expect to hear from a member of our Talent Acquisition team soon. If we believe you’re a good fit, the first step will be a conversation with a recruiter. The full interview process, which includes meeting the hiring manager and completing a case study or interview loop, typically takes approximately four to six weeks.

The Perks of Being at Wayflyer

  • Recharge with 25 days of paid annual leave, plus public holidays.
  • Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG.
  • Stay covered with private healthcare, life insurance, and critical illness cover.
  • Our pension plan helps you build a strong foundation for tomorrow, starting today.
  • We offer generous parental and adoptive leave, including 6 months of paid leave for primary caregivers and 3 months for secondary caregivers.
  • With our equity scheme, you’re not just an employee; you’re a stakeholder in our journey.
  • Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year.

By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role.

Credit Analyst employer: Wayflyer

Wayflyer is an exceptional employer that empowers its employees to thrive in a dynamic and supportive environment. With a strong focus on employee wellbeing, generous time off, and comprehensive health benefits, we foster a culture of collaboration and innovation. Our commitment to professional growth, coupled with unique perks like remote work flexibility and an equity scheme, makes Wayflyer an attractive place for ambitious individuals looking to make a meaningful impact in the finance sector.
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Contact Detail:

Wayflyer Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst

✨Tip Number 1

Network like a pro! Reach out to people in the finance and credit analysis space, especially those at Wayflyer. A friendly chat can give you insights into the company culture and maybe even a referral!

✨Tip Number 2

Prepare for your interviews by brushing up on your financial analysis skills. Be ready to discuss how you would assess risks in eCommerce businesses, as this is key for the Credit Analyst role.

✨Tip Number 3

Show off your commercial mindset! Think about how you can balance risk mitigation with growth opportunities. Bring examples to your interviews that highlight your ability to juggle these aspects.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the Wayflyer team!

We think you need these skills to ace Credit Analyst

Financial Analysis
Credit Risk Analysis
Portfolio Management
Data Analysis
Communication Skills
Presentation Skills
MS Excel
SQL
Quantitative Skills
Problem-Solving Skills
Stakeholder Management
Process Improvement
Commercial Awareness
Team Collaboration

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight any relevant experience, especially in finance or data analysis, and don’t forget to showcase your academic achievements. We want to see how you fit into our mission!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your skills align with our values at Wayflyer. Let us know what excites you about the role and our company.

Showcase Your Analytical Skills: In your application, be sure to highlight your analytical abilities. Whether it's through coursework, projects, or previous jobs, we want to see examples of how you've successfully analysed data and made informed decisions.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!

How to prepare for a job interview at Wayflyer

✨Know Your Numbers

As a Credit Analyst, you'll be dealing with financial data all the time. Brush up on your financial reporting skills and be ready to discuss how you interpret data. Familiarise yourself with key metrics that are relevant to eCommerce businesses, as this will show your understanding of the industry.

✨Showcase Your Analytical Skills

Prepare to demonstrate your analytical mindset during the interview. Think of examples from your past experiences where you've successfully analysed data or mitigated risks. This could be through coursework, internships, or previous jobs. Be specific about your thought process and the outcomes.

✨Understand Wayflyer's Mission

Dive deep into Wayflyer's mission and values before your interview. Understand how they empower businesses and what sets them apart from traditional financing options. Being able to articulate how your values align with theirs will make a strong impression.

✨Practice Your Presentation Skills

Since you'll be leading calls and presenting findings, practice articulating your thoughts clearly and confidently. Consider doing mock interviews with friends or using online platforms. Focus on how you can convey complex information in an understandable way, especially to senior stakeholders.

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