Lead Product Manager - New Bets Office: United Kingdom

At Cleo, we’re not just building another fintech app. We’re embarking on a mission to fundamentally change humanity’s relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper‑intelligent financial advisor in their pocket. That’s the future we’re creating. Cleo is a rare success story: a profitable, fast‑growing unicorn with over $300 million in ARR and growing over 2× year‑over‑year. This isn’t just a job; it’s a chance to join a team of brilliant, driven individuals who are passionate about making a real difference.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

As a key member of our New Bets pillar, you will be instrumental in helping us explore and serve new user segments. Your primary focus will be on exploring new product opportunities. You will lead the process from ideation and concept stages to validating and testing key assumptions, and ultimately designing, testing, and building an MVP that can scale if successful.

• Leading end‑to‑end discovery, ideation, and validation of new product opportunities
• Defining and launching MVPs with clear scope, success criteria, and trade‑offs
• Collaboration with cross‑functional squads to rapidly test and deliver product concepts
• Validating financial and operational assumptions to ensure scalability
• Analyzing user feedback and data to iterate and improve products post‑launch
• Partnering with marketing, finance, and operations to scale successful MVPs
• Aligning product direction with strategic goals and measurable outcomes
• Involving designers, engineers, and analysts in product strategy and decision‑making

• Experience building 0–1 consumer financial products at a startup or scale‑up
• Strong prioritization skills and the ability to say “no” to stay focused
• Comfortable aligning stakeholders and communicating product trade‑offs clearly
• Collaborative leadership style that empowers cross‑functional teams
• Creative mindset with a passion for rethinking financial experiences
• High energy and ownership mindset with a drive to make products succeed
• Comfortable working hands‑on in a fast‑moving, ambiguous environment
• Passionate about making a positive impact on users’ financial lives

• A competitive compensation package (base + equity) with bi‑annual reviews, aligned to our quarterly OKR planning cycles.
• Work at one of the fastest‑growing tech startups, backed by top VC firms, Balderton & EQT Ventures
• A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status‑quo and owning your impact. Always with our complete support.
• Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work
• Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.

• Company‑wide performance reviews every 6 months
• Generous pay increases for high‑performing team members
• Equity top‑ups for team members getting promoted
• 25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)
• 6% employer‑matched pension in the UK
• Private Medical Insurance via Vitality, dental cover, and life assurance
• Enhanced parental leave
• 1 month paid sabbatical after 4 years at Cleo
• Regular socials and activities, online and in‑person
• We’ll pay for your OpenAI subscription
• Online mental health support via Spill
• Workplace Nursery Scheme
• And many more!

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio‑economic backgrounds. If there’s anything we can do to accommodate your specific situation, please let us know.