Treasury Manager (Launch)

Our mission is to make Africa the first cashless continent. In 2017, over half the population in Sub-Saharan Africa had no bank account due to high fees and accessibility issues. We are solving this by building financial services that work without account fees, instantly available, and accepted everywhere. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across 9 countries and are growing fast.

As a Treasury Launcher, you will play a pivotal role in launching, structuring, and stabilising treasury operations across new Wave markets. This is a build-and-transfer position that requires strong execution capabilities, high autonomy, and the ability to operate effectively in early-stage, complex environments. You will be accountable for:

• Country Treasury Setup & Market Launch: Lead end-to-end treasury setup in new countries, including banking, funding flows, and controls. Partner closely with Legal, Compliance, Finance, and Operations teams to ensure readiness before and after market launch. Define and implement local treasury operating procedures aligned with Wave regional hub standards. Coordinate with field teams to manage liquidity agents and cash rebalancing activities.
• Banking Relationships & Regulatory Readiness: Open, structure, and manage local bank accounts. Negotiate and implement banking services, ensuring compliance with local banking regulations and central bank requirements.
• Funding Architecture & Liquidity Management: Design and implement initial funding models, execute and oversee early-stage funding operations, and monitor liquidity risks closely.
• Daily Reconciliation & Funding Validation: Ensure accurate daily reconciliation of partner funding transactions and validate all funding activities promptly.
• Team Enablement & Knowledge Transfer: Train and onboard local treasury staff, document treasury processes, and ensure a structured handover to permanent Treasury Managers once markets stabilise.

Key details include flexible location (home country: Ivory Coast with extended stays in launch markets) and high sustained field presence required during launch phases. This is a permanent position with mission-based deployments. We offer competitive salaries, generous health insurance, parental leave, subsidised child care, airtime reimbursement, free food, and a beautiful office space.

Requirements include full professional proficiency in English and French, a Master’s degree in Accounting, Finance, or a related discipline, and a minimum of 5 years' experience in a comparable role with a strong professional background in Treasury, Finance, or Accounting.

You might be a good fit if you are comfortable operating in early-stage environments, take full ownership of outcomes, are confident working with numbers, and thrive in collaborative settings.

We have a rapidly growing in-country team across several African countries and are deeply passionate about our mission. We foster autonomy for our employees, allowing you to own your projects at every stage.

To apply, fill out the form below and upload a resume in English and a cover letter describing your interest in Wave and the role. We review applications frequently and recommend applying to the role that most closely aligns with your skills and experience. Wave is an equal-opportunity employer committed to creating an inclusive environment for all employees.