At a Glance
- Tasks: Lead fraud and financial crime strategy, managing operational teams and enhancing control frameworks.
- Company: A profitable, PE-backed consumer lender focused on innovation and growth.
- Benefits: Competitive salary, leadership role with significant impact, and opportunities for professional development.
- Other info: Join a forward-thinking team dedicated to excellence and operational success.
- Why this job: Be a hands-on leader shaping the future of fraud prevention in a dynamic environment.
- Qualifications: Extensive experience in fraud and financial crime within UK consumer lending is essential.
The predicted salary is between 60000 - 80000 £ per year.
A profitable, PE-backed consumer lender (cards and loans) is making a significant leadership hire, bringing fraud and financial crime together under a single first line operating model, and is looking for a permanent Head of Fraud & Financial Crime to build and run it. This is a hands-on leadership role, not a figurehead. You will lead the first line operational teams, with at least five direct reports, and own the strategy, the control framework and the day-to-day delivery across fraud, AML, sanctions and wider financial crime. As Nominated Officer, you will hold the firm's relationship with law enforcement and intelligence-sharing agencies.
We want a builder. Someone who has done this before, can operate at both strategic and detailed levels, and rolls their sleeves up rather than leading from a distance. You will bring an outside view of strong first line practice and raise the bar internally.
What you'll do:
- Own and deliver the firm's fraud and financial crime strategy across all relevant risk areas
- Lead the first line operational teams, with clear accountability, strong performance management and real delivery
- Establish and maintain a clear operating model with defined ownership across fraud and financial crime
- Design, implement and continuously improve the control framework, subject to MLRO and Compliance oversight
- Act as Nominated Officer, building and owning relationships with law enforcement, industry bodies and intelligence-sharing groups
- Oversee detection performance, working with analytics teams to optimise rules, models and AI-driven controls
- Take a hands-on role investigating issues, reviewing controls and closing second and third line recommendations
- Provide clear, actionable reporting to senior stakeholders and governance forums
- Oversee the implementation of new systems and capabilities
What you'll bring:
- Deep fraud and financial crime expertise in UK consumer lending, across cards and loans (essential)
- A proven track record in a comparable Head of or senior leadership role. You have built and run capability before, this is not your first time at this level
- Experience as a Nominated Officer, including direct engagement with law enforcement and agencies
- A genuine people leader who can build, grow and get the best from operational teams
- Strong grasp of fraud and financial crime regulation including AML and sanctions, translated into practical first line controls
- A pragmatic, commercially minded approach that balances strong controls with business outcomes, and the credibility to operate at SM&CR senior manager level
This role is subject to certification under the Senior Managers and Certification Regime (SM&CR).
Head of Fraud & Financial Crime (First Line, Operational Leader) in Slough employer: Waterhouse-Kern Associates
As a leading PE-backed consumer lender, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to take ownership of their roles. With a strong focus on professional development, we offer ample opportunities for growth and advancement, ensuring that our team members are equipped to excel in their careers. Located in a vibrant area, our company not only provides competitive benefits but also encourages a collaborative environment where innovative ideas thrive, making it an exceptional place for those looking to make a meaningful impact in the field of fraud and financial crime.
Contact Details:
Waterhouse-Kern Associates Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Head of Fraud & Financial Crime (First Line, Operational Leader) in Slough
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We think you need these skills to ace Head of Fraud & Financial Crime (First Line, Operational Leader) in Slough
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