At a Glance
- Tasks: Review KYC, AML, and fraud checks to combat financial crime.
- Company: Join a socially conscious FinTech revolutionising financial tools for everyday workers.
- Benefits: Generous leave, private healthcare, and flexible working options.
- Other info: Hybrid work model with a vibrant team culture and excellent growth opportunities.
- Why this job: Make a real impact in the fight against financial crime while growing your career.
- Qualifications: Experience in KYC or AML within FinTech; strong analytical skills required.
The predicted salary is between 72000 - 88000 £ per year.
Stream was founded with the mission to provide fair financial tools to the everyday worker. Offered through destination employers like Greene King, Bupa, Burger King, Asda and the NHS, our award-winning platform helps over three million people to earn, learn, save, spend and borrow on their own terms, all in one smartphone app. Stream is unique: VC backed and growing at scale, but with a social conscience. Some of the world's leading impact funds were our founding investors, and we operate on a social charter, which means every product and service we create must measurably improve financial wellbeing.
You’d be joining a team of over 300 passionate, ambitious people across Europe and the USA, building a category-defining product, and united by that same mission.
This Role: The Financial Crime analyst role is part of our Financial Crime team. The Financial Crime Analyst is responsible for reviewing Know Your Customer (“KYC”), Anti-Money Laundering (“AML”), Transaction Monitoring and fraud due diligence checks on our customers and their transactions to ensure compliance with all applicable laws and UK regulations and to safeguard Stream against financial crime risk. The Financial Crime Analyst will report into our Financial Crime Manager and work closely with our MLRO and Compliance teams.
What will you be doing:
- Working with our Solutions Team and Delivery Managers to architect, develop, and test code that integrates with third-party payroll, HR and WFM systems
- Support the onboarding of new clients by configuring them onto existing integration frameworks
- Maintain and enhance the current integrations platform, driving broader system-level optimisations
Within the first 6 months you’ll have developed a strong understanding of our domain, integrated multiple clients as the lead engineer, and contributed to the technical evolution of the integrations platform. The key technologies we use are Claude Code, Python, PostgreSQL, Snowflake and AWS.
What experience might you have? (But if you’re close... we'd still love to talk to you!)
- Minimum 2 years of KYC, financial crime or anti-money laundering experience within a Fintech or financial services firm.
- Knowledge of UK regulatory frameworks related to financial crime (e.g., AML, KYC, Fraud and Sanctions regimes).
- Experience managing transaction monitoring and screening alerts across multiple financial products (Card, Loans and Savings).
- Proficiency in using financial crime detection tools and software (Onfido, ComplyAdvantage, DowJones, CIFAS) and open source intelligence.
- Understanding of and interest in Fintech, consumer credit, savings, and financial services regulation desirable.
- Ability to collaborate effectively with cross-functional teams and external partners.
- Excellent analytical, communication and organisational skills.
- Ability to maintain strict confidentiality.
Hybrid Working: Ability to work from our London office 3 days a week, blending with remote work.
Salary: Dependent on experience and seniority, ranging from £40,000 to £55,000, plus an equity vesting schedule in one of the world's fastest growing FinTechs.
What will we do for you?
- 25 Days Annual Leave in addition to public holidays (up to 5 day rollover), as well as flexible time off allowances for any ad-hoc childcare/family/caring needs.
- 24 weeks' paid Maternity Leave and 4 weeks paid Paternity Leave for employees with over 12 months service.
- Special Leave for In Vitro Fertilisation (IVF) and other fertility treatments.
- Sabbatical scheme.
- Paid leave to volunteer.
- Private Healthcare including comprehensive mental and physical healthcare.
- Salary sacrifice to pension, as well as bonus exchange to Pension: reap even more rewards of any bonus by paying into your pension & save on Tax and NI + added compound growth.
- Enjoy savings with our electric vehicle salary sacrifice scheme.
- Season Ticket Loan.
- Access to Salary Sacrifice Schemes via ThanksBen: THE Benefits marketplace. Choose the benefits you want, when you want. Pay less tax, receive more value, including: Workplace nurseries, Cycle to Work, Home and Tech Scheme and more.
- The best benefit of all, access to Stream!
At Stream we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our product and our community to flourish. Stream is an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity/expression, or veteran status.
Financial Crime Analyst London Operations employer: Wagestream
Stream is an exceptional employer, offering a dynamic work environment in London where you can make a meaningful impact on financial wellbeing. With a strong focus on employee growth, our hybrid working policy, generous leave options, and comprehensive benefits package, we empower our team to thrive both personally and professionally. Join us in shaping a socially responsible future while enjoying the unique advantages of working with passionate colleagues dedicated to innovation and positive change.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Analyst London Operations
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Wagestream. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Analyst London Operations
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Wagestream.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Wagestream's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Wagestream
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Wagestream.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Wagestream will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Wagestream employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
