Corporate Credit Specialist - Milton Keynes in Wilshamstead
Corporate Credit Specialist - Milton Keynes

Corporate Credit Specialist - Milton Keynes in Wilshamstead

Wilshamstead Full-Time 28708 - 34450 £ / year (est.) No home office possible
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Volkswagen Financial Services

At a Glance

  • Tasks: Drive credit assessments and ensure accurate financial reporting for our Dealers.
  • Company: Join Volkswagen Financial Services, a leader in innovative mobility solutions.
  • Benefits: Enjoy a competitive salary, bonus potential, and flexible hybrid working.
  • Why this job: Make a real impact in the finance sector while developing your skills.
  • Qualifications: Experience in finance or banking, with strong analytical skills required.
  • Other info: Access to professional development and a supportive, inclusive work environment.

The predicted salary is between 28708 - 34450 £ per year.

About The Role

SALARY: Starting from £28,708.80 pa dependent on experience

LOCATION: Milton Keynes

HYBRID WORKING: Our current hybrid working policy requires a minimum of 60% of working time to be based in the Milton Keynes office however flexibility is expected to meet the needs of the business and the role.

HOURS / CONTRACT TYPE: Full Time Permanent, 32.5 hours per week

CLOSING DATE: 09/03/2026

We reserve the right to close the advert earlier if we receive a high volume of applications.

We’re looking for a Corporate Credit Specialist to drive the smooth, accurate and consistent delivery of the end‑to‑end credit assessment process for all our Dealers. This high‑impact, analytical role will play a key part in strengthening our decision‑making by producing insightful operational reporting, uncovering anomalies, and safeguarding the integrity of our data. You’ll also support the Corporate Credit Assessment Team in managing and controlling wholesale funding limits—helping ensure our portfolio operates with clarity and control.

What you’ll be doing:

  • Comply with all VW Bank UK rules, regulations and standards, including the European Organisational Handbook (E‑OHB).
  • Analyse, interpret and input audited company accounts to maintain accurate Dealer risk ratings in the BERTA system.
  • Manage the end‑to‑end Dealer credit assessment process, ensuring all required documentation is collected, validated and approved within strict Section 18 German Banking Act timelines.
  • Prepare Dealer credit packs with the Credit Manager, carrying out financial analysis, assessing business structures (KYC), and requesting any additional information needed.
  • Administer and maintain systems used in the credit review process, completing End‑of‑Review tasks and ensuring all updates, diaries and scanned documents are recorded accurately.
  • Produce selected legal documentation for approval by the Credit Manager and/or Legal to ensure full legal compliance.
  • Register legal charges with Companies House and Land Registry to ensure Volkswagen Bank’s security interests are properly recorded.
  • Work with the Credit Manager team and the Dealer network to support day‑to‑day relationship management, including limit switch requests and query resolution.
  • Generate monthly performance reporting (dashboards, KPIs) using systems such as SAP BW, SAP BCA, Experian, Companies House, Section 18, SLI Dealer Portal and BERTA.
  • Provide administrative support during Dealer closures, terminations or failures.
  • Maintain and update procedures, policies and ARIS maps to ensure they remain accurate, relevant and compliant with E‑OHB and UK/German legislation.
  • Ensure all daily activities are completed in line with E‑OHB requirements.
  • Build knowledge of Volkswagen Bank products to better support the Credit Manager team and identify sales opportunities.

Essential experience & skills

  • Experience in financial services, banking and/or the motor industry.
  • Good understanding of balance sheets, financial ratios and security structures.
  • Strong drive, personal commitment and a desire to continuously develop skills and knowledge.
  • Proven ability to understand, interpret and work confidently with financial information.
  • A methodical, disciplined and proactive approach, with the focus needed to deliver in a fast‑paced environment.
  • Highly organised and self‑motivated, with the ability to manage multiple tasks, use initiative and meet deadlines.
  • Customer‑focused team player with excellent communication and interpersonal skills, able to build strong relationships at senior levels.
  • Positive attitude with the confidence to challenge appropriately when needed.
  • Agile mindset, able to adapt quickly to change, learn fast and respond effectively to new requirements.
  • Proficient in Microsoft Excel, Word and PowerPoint.

What’s in it for you?

  • Bonus: Discretionary 10% on-target bonus (based on personal and Group company performance)
  • Pension: Employer pension contribution of 9% (based on employee contribution of 3%). VWFS will pay 6% if employee chooses a 2% employee contribution.
  • Car schemes: Choice of Employee Car Ownership (ECO) scheme for petrol/diesel and hybrid vehicles plus car insurance. OR Company Car scheme for Battery Electric Vehicles (BEVs) plus car insurance cover for you and a partner/eligible family member.
  • Other benefits: From day 1 we provide income protection, life assurance (4x salary), retail discount vouchers, access to Care Concierge (a service to support carers of adults), along with other salary sacrifice options including a will writing service and cycle to work (subject to scheme restrictions).
  • Following successful completion of probation, you will have access to private medical insurance for you (with the option to buy additional family cover), access to our loan car scheme for up to 2 cars for your partner or eligible family members (subject to scheme restrictions) and during our annual benefit window you can purchase critical illness cover and dental cover, so you can select the benefits that matter to you.
  • We invest in our people and are passionate about driving development. You’ll have access to LinkedIn Learning via our Degreed platform as well as a host of professional development programmes and opportunities to build your technical and soft skills so you can further develop your career. We also offer mentoring schemes and reciprocal partnerships recognising that we can all learn from each other in the flow of work.

About You

About Us

Why join VWFS UK? You’ll have the opportunity to make a difference by helping us to achieve our mission. Our mission is straightforward; we want to be 'The Key to Mobility'. That means we make getting from A-to-B as easy and simple for as many people as possible. To truly meet the mobility needs of people in a changing world, our offering goes beyond traditional vehicle financing. We do this by providing a range of finance and aftersales products on Volkswagen Group vehicles, as well as developing innovative mobility products designed to solve real problems and support our customers.

No candidate will meet every single desired qualification. If your experience looks a little different from what we’ve identified and you think you can bring value to the role, we’d love to learn more about you!

VWFS is proud to be an inclusive employer and encourages applications from a diverse range of candidates. Diversity, Equity & Inclusion isn’t just a statement for us, we encourage and aspire for all our colleagues to be their 100% self. If you need any reasonable adjustments to assist you with the application and/or recruitment processes, please contact our Resourcing Team.

This role does not meet the UKVI’s criteria for the skilled worker sponsorship route, therefore we are unable to accept candidates requiring sponsorship for this role.

Corporate Credit Specialist - Milton Keynes in Wilshamstead employer: Volkswagen Financial Services

At Volkswagen Financial Services UK, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters personal and professional growth. Located in Milton Keynes, our hybrid working model provides flexibility while ensuring a collaborative environment, complemented by competitive benefits such as a discretionary bonus, generous pension contributions, and access to extensive learning resources. Join us to be part of a mission-driven team that values diversity and encourages every employee to thrive.
Volkswagen Financial Services

Contact Detail:

Volkswagen Financial Services Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Corporate Credit Specialist - Milton Keynes in Wilshamstead

✨Tip Number 1

Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by researching the company and role thoroughly. Understand their values and how you can contribute. Practice common interview questions and have your own questions ready to show your interest.

✨Tip Number 3

Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm and professionalism, which can set you apart from other candidates.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.

We think you need these skills to ace Corporate Credit Specialist - Milton Keynes in Wilshamstead

Credit Assessment
Financial Analysis
Understanding of Balance Sheets
Knowledge of Financial Ratios
Security Structures
Analytical Skills
Attention to Detail
Proficiency in Microsoft Excel
Proficiency in Microsoft Word
Proficiency in Microsoft PowerPoint
Communication Skills
Interpersonal Skills
Organisational Skills
Ability to Manage Multiple Tasks
Adaptability

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Corporate Credit Specialist role. Highlight your experience in financial services and any relevant skills that match the job description. We want to see how you can bring value to our team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our mission at VWFS. Keep it concise but impactful, and don’t forget to show your personality!

Showcase Your Analytical Skills: Since this role involves a lot of analysis, make sure to highlight any experience you have with financial data and reporting. We love candidates who can demonstrate their ability to interpret complex information clearly and effectively.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at VWFS!

How to prepare for a job interview at Volkswagen Financial Services

✨Know Your Numbers

As a Corporate Credit Specialist, you'll be dealing with financial data daily. Brush up on your understanding of balance sheets and financial ratios before the interview. Be ready to discuss how you've used this knowledge in past roles or how you would apply it in this position.

✨Showcase Your Analytical Skills

This role requires a strong analytical mindset. Prepare examples of how you've successfully analysed data or reports in previous jobs. Think about specific situations where your insights led to better decision-making or improved processes.

✨Familiarise Yourself with Compliance

Understanding compliance is crucial for this position. Review the European Organisational Handbook (E-OHB) and any relevant UK/German legislation. Be prepared to discuss how you ensure compliance in your work and how you handle regulatory challenges.

✨Build Rapport with the Interviewer

Since relationship management is key in this role, practice building rapport during your interview. Ask insightful questions about the team dynamics and how they collaborate with dealers. This shows you're not just interested in the job but also in being a part of the team.

Corporate Credit Specialist - Milton Keynes in Wilshamstead
Volkswagen Financial Services
Location: Wilshamstead
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