At a Glance
- Tasks: Drive credit assessments and ensure accurate financial reporting for our Dealers.
- Company: Join Volkswagen Financial Services, a leader in innovative mobility solutions.
- Benefits: Enjoy a competitive salary, bonus potential, and flexible hybrid working.
- Other info: Access to professional development and a supportive, inclusive work environment.
- Why this job: Make a real impact in the finance sector while developing your skills.
- Qualifications: Experience in finance or banking, with strong analytical and communication skills.
The predicted salary is between 28708 - 34450 £ per year.
About The Role
SALARY: Starting from £28,708.80 pa dependent on experience
LOCATION: Milton Keynes
HYBRID WORKING: Our current hybrid working policy requires a minimum of 60% of working time to be based in the Milton Keynes office however flexibility is expected to meet the needs of the business and the role.
HOURS / CONTRACT TYPE: Full Time Permanent, 32.5 hours per week
CLOSING DATE: 09/03/2026
We reserve the right to close the advert earlier if we receive a high volume of applications.
We’re looking for a Corporate Credit Specialist to drive the smooth, accurate and consistent delivery of the end‑to‑end credit assessment process for all our Dealers. This high‑impact, analytical role will play a key part in strengthening our decision‑making by producing insightful operational reporting, uncovering anomalies, and safeguarding the integrity of our data. You’ll also support the Corporate Credit Assessment Team in managing and controlling wholesale funding limits—helping ensure our portfolio operates with clarity and control.
What you’ll be doing:
- Comply with all VW Bank UK rules, regulations and standards, including the European Organisational Handbook (E‑OHB).
- Analyse, interpret and input audited company accounts to maintain accurate Dealer risk ratings in the BERTA system.
- Manage the end‑to‑end Dealer credit assessment process, ensuring all required documentation is collected, validated and approved within strict Section 18 German Banking Act timelines.
- Prepare Dealer credit packs with the Credit Manager, carrying out financial analysis, assessing business structures (KYC), and requesting any additional information needed.
- Administer and maintain systems used in the credit review process, completing End‑of‑Review tasks and ensuring all updates, diaries and scanned documents are recorded accurately.
- Produce selected legal documentation for approval by the Credit Manager and/or Legal to ensure full legal compliance.
- Register legal charges with Companies House and Land Registry to ensure Volkswagen Bank’s security interests are properly recorded.
- Work with the Credit Manager team and the Dealer network to support day‑to‑day relationship management, including limit switch requests and query resolution.
- Generate monthly performance reporting (dashboards, KPIs) using systems such as SAP BW, SAP BCA, Experian, Companies House, Section 18, SLI Dealer Portal and BERTA.
- Provide administrative support during Dealer closures, terminations or failures.
- Maintain and update procedures, policies and ARIS maps to ensure they remain accurate, relevant and compliant with E‑OHB and UK/German legislation.
- Ensure all daily activities are completed in line with E‑OHB requirements.
- Build knowledge of Volkswagen Bank products to better support the Credit Manager team and identify sales opportunities.
Essential experience & skills
- Experience in financial services, banking and/or the motor industry.
- Good understanding of balance sheets, financial ratios and security structures.
- Strong drive, personal commitment and a desire to continuously develop skills and knowledge.
- Proven ability to understand, interpret and work confidently with financial information.
- A methodical, disciplined and proactive approach, with the focus needed to deliver in a fast‑paced environment.
- Highly organised and self‑motivated, with the ability to manage multiple tasks, use initiative and meet deadlines.
- Customer‑focused team player with excellent communication and interpersonal skills, able to build strong relationships at senior levels.
- Positive attitude with the confidence to challenge appropriately when needed.
- Agile mindset, able to adapt quickly to change, learn fast and respond effectively to new requirements.
- Proficient in Microsoft Excel, Word and PowerPoint.
What’s in it for you?
- Bonus: Discretionary 10% on-target bonus (based on personal and Group company performance)
- Pension: Employer pension contribution of 9% (based on employee contribution of 3%). VWFS will pay 6% if employee chooses a 2% employee contribution.
- Car schemes: Choice of Employee Car Ownership (ECO) scheme for petrol/diesel and hybrid vehicles plus car insurance. OR Company Car scheme for Battery Electric Vehicles (BEVs) plus car insurance cover for you and a partner/eligible family member.
- Other benefits: From day 1 we provide income protection, life assurance (4x salary), retail discount vouchers, access to Care Concierge (a service to support carers of adults), along with other salary sacrifice options including a will writing service and cycle to work (subject to scheme restrictions).
- Following successful completion of probation, you will have access to private medical insurance for you (with the option to buy additional family cover), access to our loan car scheme for up to 2 cars for your partner or eligible family members (subject to scheme restrictions) and during our annual benefit window you can purchase critical illness cover and dental cover, so you can select the benefits that matter to you.
- We invest in our people and are passionate about driving development. You’ll have access to LinkedIn Learning via our Degreed platform as well as a host of professional development programmes and opportunities to build your technical and soft skills so you can further develop your career. We also offer mentoring schemes and reciprocal partnerships recognising that we can all learn from each other in the flow of work.
About You
About Us
Why join VWFS UK? You’ll have the opportunity to make a difference by helping us to achieve our mission. Our mission is straightforward; we want to be 'The Key to Mobility'. That means we make getting from A-to-B as easy and simple for as many people as possible. To truly meet the mobility needs of people in a changing world, our offering goes beyond traditional vehicle financing. We do this by providing a range of finance and aftersales products on Volkswagen Group vehicles, as well as developing innovative mobility products designed to solve real problems and support our customers.
No candidate will meet every single desired qualification. If your experience looks a little different from what we’ve identified and you think you can bring value to the role, we’d love to learn more about you!
VWFS is proud to be an inclusive employer and encourages applications from a diverse range of candidates. Diversity, Equity & Inclusion isn’t just a statement for us, we encourage and aspire for all our colleagues to be their 100% self. If you need any reasonable adjustments to assist you with the application and/or recruitment processes, please contact our Resourcing Team.
This role does not meet the UKVI’s criteria for the skilled worker sponsorship route, therefore we are unable to accept candidates requiring sponsorship for this role.
Corporate Credit Specialist - Milton Keynes employer: Volkswagen Financial Services
At Volkswagen Financial Services UK, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters personal and professional growth. Located in Milton Keynes, our hybrid working model provides flexibility while ensuring a collaborative environment, complemented by competitive benefits such as a discretionary bonus, generous pension contributions, and comprehensive health coverage. We are committed to investing in our employees' development through access to learning platforms and mentoring opportunities, making us an ideal choice for those seeking a meaningful and rewarding career in the financial services sector.
Contact Details:
Volkswagen Financial Services Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Corporate Credit Specialist - Milton Keynes
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and role thoroughly. Understand their values and how you can contribute to their mission. This will help you stand out and show that you're genuinely interested.
✨Tip Number 3
Practice your interview skills with a friend or in front of a mirror. Focus on articulating your experience and how it aligns with the Corporate Credit Specialist role. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Corporate Credit Specialist - Milton Keynes
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Corporate Credit Specialist role. Highlight your experience in financial services and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our mission at VWFS. Keep it concise but impactful, and let your personality come through.
Showcase Your Analytical Skills:Since this role involves a lot of data analysis, make sure to highlight any experience you have with financial analysis or reporting. We love candidates who can demonstrate their ability to interpret financial information confidently.
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of being noticed. It’s super easy, and you’ll be able to keep track of your application status. Plus, we love seeing applications come in through our own platform!
How to prepare for a job interview at Volkswagen Financial Services
✨Know Your Numbers
As a Corporate Credit Specialist, you'll be dealing with financial data daily. Brush up on your understanding of balance sheets and financial ratios before the interview. Be ready to discuss how you interpret financial information and how it impacts credit assessments.
✨Showcase Your Analytical Skills
This role requires a strong analytical mindset. Prepare examples from your past experience where you've successfully analysed data or uncovered anomalies. Highlight how your insights led to better decision-making or improved processes.
✨Familiarise Yourself with Compliance
Understanding compliance is crucial in this position. Make sure you know the basics of the European Organisational Handbook and the Section 18 German Banking Act. Being able to discuss these regulations will show that you're serious about the role and its responsibilities.
✨Build Rapport with the Interviewer
Since relationship management is key in this role, practice your communication skills. Be personable and engage with your interviewer. Ask insightful questions about the team dynamics and how they collaborate with dealers, showing that you’re keen to be a team player.
