Senior Bridging & Development Underwriter
Hertfordshire (4 days in the office, 1 from home) | £60,000 - £70,000 + bonus | Permanent
A growing specialist property lender is looking for a Senior Underwriter to join its bridging and development finance team. You'll underwrite a broker-led pipeline of short-term loans from first enquiry to completion, with your own lending mandate and the larger cases going to credit committee. It's a hands-on senior role with real say over credit decisions and the chance to develop junior members of the team.
The role
Underwrite regulated and unregulated bridging loans on residential and semi-commercial property, including auction purchases and light and heavy refurbishment
Assess development finance and development exit proposals, reviewing build costs, GDV, programme and exit strategy with monitoring surveyors
Sanction cases within your personal mandate (typically up to £750k) and write clear credit papers for cases going to the weekly credit committee
Review valuations, borrower experience, assets and liabilities, and how strong the exit is (sale or refinance)
Manage a live pipeline end to end with brokers, valuers and solicitors, keeping turnaround tight without compromising credit quality
Quality-check the work of underwriters and case managers, and share knowledge across the team
Make sure lending meets credit policy, regulatory requirements and Consumer Duty outcomes
About you
5+ years' underwriting experience in bridging and/or development finance at a specialist lender or
Bridging Underwriter in Watford employer: Vivo Talent
Join a leading commercial property business in Central London, where you will play a pivotal role in shaping the health and safety strategy across a diverse portfolio. With a strong commitment to employee development and a proactive health and safety culture, this company offers competitive day rates and the opportunity to work alongside senior leadership in a dynamic environment. Experience a collaborative work culture that values expertise and fosters professional growth, making it an excellent employer for those seeking meaningful contributions in the health and safety sector.
