At a Glance
- Tasks: Lead the credit risk function and develop innovative scoring methodologies.
- Company: Vitt, a forward-thinking company with a focus on credit risk management.
- Benefits: Flexible location, hardware budget, meaningful employee stock ownership plan.
- Other info: Remote work options available, fostering a dynamic and collaborative environment.
- Why this job: Make a significant impact on company direction while working with cutting-edge data science.
- Qualifications: 3-5 years in credit risk analysis and model development, with strong data skills.
The predicted salary is between 60000 - 80000 £ per year.
As Vitt's Senior Underwriter, you will:
- Define, build, and lead the credit risk function
- Establish credit risk management and controlling tools
- Develop scoring methodology and credit risk models using state‑of‑the‑art data science and the latest regulations
Qualifications
- 3-5 years of experience as a data analyst SME (invoice financing credit risk management strongly preferred)
- Significant experience in credit risk analysis based on traditional data sources such as financial statements, management accounts, and bank account data
- 3-5 years of professional experience in model development, model validation, data science, or quantitative finance
- Best‑practice knowledge of credit risk, including a deep understanding of the full lifecycle from origination to debt collection, and experience in building credit policies and models from scratch
- Deep and broad knowledge in at least one of the following areas: machine learning, financial risk management, or statistical modeling
- Extensive experience with SQL, Python, or other scripting languages
- Detail‑oriented, curious about data/models/algorithms, and skilled at critical thinking and problem‑solving
- Excellent interpersonal and verbal/written communication skills
- If you do not meet 100% of these criteria but believe you could be a fit, please get in touch anyway
Offer
- Location flexibility (Berlin or London, remote possible in the future)
- High impact on company direction
- £2,400 hardware budget
- Meaningful ESOP
Senior Underwriter (London, Berlin, Remote) employer: Vitt
Vitt is an exceptional employer that fosters a dynamic and inclusive work culture, offering Senior Underwriters the opportunity to make a significant impact on the company's direction while working in vibrant cities like London or Berlin. With a strong emphasis on employee growth, you will benefit from a generous hardware budget and meaningful equity participation, ensuring that your contributions are recognised and rewarded. Join us to be part of a forward-thinking team that values innovation and collaboration in the evolving field of credit risk management.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Underwriter (London, Berlin, Remote)
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Vitt. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Underwriter (London, Berlin, Remote)
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Vitt.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Vitt's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Vitt
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Vitt.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Vitt will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Vitt employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
