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- Tasks: Lead credit risk functions and develop innovative scoring methodologies.
- Company: Join a revolutionary fintech startup transforming SaaS financing.
- Benefits: Flexible location, competitive salary, hardware budget, and meaningful equity options.
- Other info: Dynamic team culture with no corporate BS and opportunities for growth.
- Why this job: Make a real impact in shaping the future of SaaS funding.
- Qualifications: 3-5 years in credit risk analysis and strong data science skills.
The predicted salary is between 60000 - 80000 £ per year.
We are building the future of financing. Right now, if they want money, SaaS founders have to pitch VCs or try to get money from banks. The fundamental question is: why?
From Figma to Slack to Shopify, SaaS businesses are reimagining every aspect of business - so why are their fundraising cash management solutions stuck in the last century? At Vitt, we're revolutionizing how SaaS founders raise capital and manage their cash flow. We'll let them grow and thrive by offering them upfront, non-dilutive financing against their own cashflows. Our mission is simple: let the builders both own and grow their businesses.
The ideal candidate is both highly strategic and highly entrepreneurial, obsessed with driving customer success, motivated by building and shaping the future of SaaS financing. This is a unique opportunity to be part of a growing and dynamic team.
As Vitt's Senior Underwriter, you will:
- Define, build, lead the credit risk function.
- Establish credit risk management and controlling tools.
- Develop scoring methodology and credit risk models based on state-of-the-art data science as well as latest regulations.
Qualifications:
- 3-5 years work experience as a data analyst SME (invoice financing credit risk management strongly preferred).
- Significant experience in credit risk analysis based on traditional data (financial statements, management accounts) and non-traditional information (bank account data).
- 3-5 years of professional experience in related technical areas such as model development, model validation, data science, quant finance.
- Best practice knowledge in credit risk: strong understanding of the full lifecycle from origination to debt collection – participated in envisioning and building credit policies and models from scratch.
- Deep and broad knowledge and experience in at least one of the following areas: machine learning, financial risk management, statistical modeling.
- Extensive experience with SQL, Python, or other scripting languages.
- Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem-solving.
- Excellent interpersonal and verbal/written communication skills.
If you don’t meet 100% of these criteria but believe you could be a fit, please get in touch anyway!
Our offer:
- Location flexibility (Berlin or London, possible to become remote in the future).
- High impact on where we go.
- Competitive salary.
- £2,400 hardware budget.
- Meaningful ESOP.
Senior Underwriter (London, Berlin, Remote) employer: Vitt
Contact Detail:
Vitt Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter (London, Berlin, Remote)
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its mission. Understand how your skills align with their goals, especially in SaaS financing. Show them you're not just another candidate, but someone who truly gets what they're about.
✨Tip Number 3
Practice your pitch! Be ready to explain your experience and how it relates to the role of Senior Underwriter. Highlight your strategic thinking and entrepreneurial spirit – they want to see that you can drive customer success.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Senior Underwriter (London, Berlin, Remote)
Some tips for your application 🫡
Show Your Passion: When you're writing your application, let your enthusiasm for the role and our mission shine through. We want to see that you’re not just looking for any job, but that you genuinely care about revolutionising SaaS financing.
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter position. Highlight relevant experience in credit risk analysis and data science, and don’t forget to mention any specific projects that showcase your skills. We love seeing how your background aligns with what we do!
Craft a Compelling Cover Letter: Your cover letter is your chance to tell us why you’re the perfect fit for our team. Share your thoughts on the future of SaaS financing and how you can contribute to our mission. Keep it conversational and engaging – we want to get to know you!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and keen to join our team!
How to prepare for a job interview at Vitt
✨Know Your Stuff
Make sure you brush up on your credit risk management knowledge. Understand the full lifecycle from origination to debt collection, and be ready to discuss how you've contributed to building credit policies and models in the past.
✨Showcase Your Data Skills
Since this role involves a lot of data analysis, be prepared to talk about your experience with SQL, Python, or any other scripting languages. Bring examples of how you've used these skills to develop scoring methodologies or credit risk models.
✨Be Entrepreneurial
Vitt is looking for someone who is highly strategic and entrepreneurial. Think about how you can demonstrate your ability to drive customer success and shape the future of SaaS financing during the interview.
✨Communicate Clearly
Excellent communication skills are key for this role. Practice explaining complex concepts in simple terms, and be ready to discuss how you've effectively communicated with stakeholders in previous roles.