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- Tasks: Conduct audits on life insurance policies and improve underwriting processes.
- Company: Vitality is a leading health and life insurance provider focused on wellness.
- Benefits: Enjoy flexible working, bonus schemes, and an award-winning health insurance plan.
- Why this job: Join a supportive culture that values your growth and offers exciting career opportunities.
- Qualifications: Experience in life underwriting with strong medical and financial knowledge required.
- Other info: Remote or hybrid work options available from various UK locations.
The predicted salary is between 60000 - 84000 £ per year.
Join to apply for the Quality Audit Underwriter role at Vitality. Team - Underwriting & Claims - Life. Working Pattern - Remote role or can be based on a hybrid set up from either our Bournemouth, London or Stockport office. Full time, 37.5 hours per week. We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Expertise in life underwriting
- Working at pace
- Influencing skills
What this role is all about:
As a Quality Audit Underwriter you will deliver a post issue underwriting audit programme of policies automatically accepted through VitalityLife’s underwriting engine to determine the accuracy of application disclosures. Additional responsibilities may involve underwriting quality audits, retrospective underwriting of claims and underwriting philosophy training. Building relationships with key stakeholders will be essential.
Key Actions
- Ensure a robust post issue underwriting non-disclosure QA is conducted to maximise value and work with key stakeholders to drive the programme forward.
- Analyse data collected and consider and recommend areas for improvements or change.
- Ensure post issue communications are sound and evidence collation appropriate.
- Support in the training and development of distribution by identifying and reporting on trends where non-disclosure could be improved upon.
- Consider and recommend areas for improvements or changes in the data gathered to ensure an effective audit process and data analysis is maintained.
- Liaise with the Automated Underwriting Team and provide recommendations on where improvements to question sets and/or underwriting philosophy can be made.
- Take responsibility for keeping up to date with changes to underwriting philosophy and processes, underwriting systems, reinsurance manuals and internal guidelines.
- Support the retrospective underwriting of claims assessments.
- Support the Internal underwriting QA programme.
- Attendance of underwriting related industry meetings and seminars.
What do you need to thrive?
Substantial experience at a senior underwriter level with in-depth medical and financial knowledge in respect of Life cover, Serious Illness and Income Protection. Good working knowledge of regulatory procedures/requirements within the industry.
So, what’s in it for you?
Bonus Schemes - A bonus that regularly rewards you for your performance. A pension of up to 12% - We will match your contributions up to 6% of your salary. Our award-winning Vitality health insurance - With its own set of rewards and benefits. Life Assurance - Four times annual salary. These are just some of the many perks that we offer!
If you are successful in your application and join us at Vitality, this is our promise to you: we will help you to be the healthiest you’ve ever been. Create an environment that embraces you as you are and enables you to be your best self. Give you flexibility on how, where and when you work. Help you advance your career by playing you to your strengths. Give you a voice to help our business grow and make Vitality a great place to be. Give you the space to try, fail and learn. Provide a healthy balance of challenge and support. Recognise and reward you with a competitive salary and amazing benefits. Be there for you when you need us. Provide opportunities for you to be a force for good in society. We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Finance and Sales
Quality Audit Underwriter employer: Vitality
Contact Detail:
Vitality Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Quality Audit Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in life underwriting and regulatory requirements. This will not only help you in interviews but also demonstrate your commitment to staying updated in a rapidly evolving field.
✨Tip Number 2
Network with professionals in the underwriting and insurance industry. Attend relevant seminars or webinars to build connections and gain insights that could give you an edge during the application process.
✨Tip Number 3
Prepare to discuss specific examples of how you've influenced change or improved processes in your previous roles. Highlighting your ability to drive improvements will resonate well with the responsibilities of the Quality Audit Underwriter position.
✨Tip Number 4
Research Vitality's company culture and values. Understanding their approach to health, flexibility, and employee support can help you align your responses during interviews and show that you're a great fit for their team.
We think you need these skills to ace Quality Audit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your expertise in life underwriting and any relevant experience. Use specific examples that demonstrate your ability to work at pace and influence stakeholders.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the Quality Audit Underwriter role at Vitality. Mention how your skills align with the job requirements and provide examples of how you've successfully conducted audits or improved processes in previous roles.
Showcase Relevant Skills: Emphasise your substantial experience at a senior underwriter level, particularly in medical and financial knowledge related to Life cover, Serious Illness, and Income Protection. Highlight your understanding of regulatory procedures within the industry.
Prepare for Potential Questions: Anticipate questions related to your auditing experience and how you handle data analysis. Be ready to discuss specific instances where you've identified areas for improvement in underwriting processes.
How to prepare for a job interview at Vitality
✨Showcase Your Underwriting Expertise
Make sure to highlight your substantial experience in life underwriting during the interview. Be prepared to discuss specific cases where your expertise made a significant impact, as this will demonstrate your capability to handle the responsibilities of the Quality Audit Underwriter role.
✨Demonstrate Analytical Skills
Since the role involves analysing data and recommending improvements, be ready to share examples of how you've successfully analysed data in previous positions. Discuss any tools or methodologies you used to derive insights and how those insights led to positive changes.
✨Prepare for Stakeholder Engagement
Building relationships with key stakeholders is essential for this role. Think of instances where you've effectively influenced others or collaborated with different teams. Prepare to discuss your approach to communication and how you ensure alignment with stakeholders' needs.
✨Stay Updated on Industry Trends
The interviewers will likely appreciate candidates who are knowledgeable about current trends in underwriting and regulatory requirements. Make it a point to mention any recent developments you've followed and how they could impact the role you're applying for.
