At a Glance
- Tasks: Underwrite life and income protection applications, making impactful decisions for clients.
- Company: Join Vitality, a company that values innovation and teamwork.
- Benefits: Enjoy competitive salary, bonuses, health insurance, and a generous pension scheme.
- Other info: Flexible working options and a supportive environment for personal growth.
- Why this job: Make a real difference in people's lives while developing your career.
- Qualifications: Experience in life underwriting and strong communication skills required.
The predicted salary is between 36000 - 60000 € per year.
Working Pattern – Home based. Full time, 37.5 hours per week. We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Experience in underwriting Life, Critical Illness and Income protection
- Excellent customer focus and making the right decision
- Ability to manage workloads independently and to work as a team
What this role is all about:
In this role, you’ll play a vital part in helping people protect what matters most. You’ll review applications for life, serious illness, and income protection cover — making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you’ll ensure every outcome is fair, consistent, and high-quality. You’ll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing.
Key Actions:
- Underwrite life, serious illness, and income protection applications in line with Vitality’s underwriting philosophy and quality standards.
- Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
- Provide authorisation and support for applications assessed by less experienced underwriters.
- Contribute to the ongoing development of Vitality’s underwriting and service propositions.
- Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.
What do you need to thrive?
- Proven experience in underwriting life, serious illness, and income protection applications.
- Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
- Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.
So, what’s in it for you?
- Bonus Schemes - A bonus that regularly rewards you for your performance.
- A pension of up to 12% – We will match your contributions up to 6% of your salary.
- Our award-winning Vitality health insurance - With its own set of rewards and benefits.
- Life Assurance - Four times annual salary.
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page. Fantastic Benefits. Exciting rewards. Great career opportunities!
Our promise to you if you are successful in your application and join us at Vitality, we will:
- Help you to be the healthiest you’ve ever been.
- Create an environment that embraces you as you are and enables you to be your best self.
- Give you flexibility on how, where and when you work.
- Help you advance your career by playing you to your strengths.
- Give you a voice to help our business grow and make Vitality a great place to be.
- Give you the space to try, fail and learn.
- Provide a healthy balance of challenge and support.
- Recognise and reward you with a competitive salary and amazing benefits.
- Be there for you when you need us.
- Provide opportunities for you to be a force for good in society.
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
Life Underwriter or Senior Underwriter employer: Vitality
At Vitality, we pride ourselves on being an exceptional employer, offering a supportive and flexible work environment that empowers our Life Underwriters to thrive. With a strong focus on employee well-being, competitive bonuses, and a commitment to professional growth, we ensure that our team members can make a meaningful impact while enjoying a healthy work-life balance. Join us in our mission to protect what matters most, and experience a culture that values innovation, collaboration, and personal development.
StudySmarter Expert Advice🤫
We think this is how you could land Life Underwriter or Senior Underwriter
✨Tip Number 1
Network like a pro! Reach out to current or former employees on LinkedIn and ask about their experiences. A friendly chat can give you insider info and might even lead to a referral.
✨Tip Number 2
Prepare for the interview by practising common questions related to underwriting. Think about how your experience aligns with the role and be ready to share specific examples that showcase your skills.
✨Tip Number 3
Show your passion for the industry! During interviews, express why you care about helping people protect what matters most. This enthusiasm can set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll find all the latest opportunities right there.
We think you need these skills to ace Life Underwriter or Senior Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Life Underwriter role. Highlight your experience in underwriting life, critical illness, and income protection. We want to see how your skills match what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about helping people protect what matters most. Show us your customer focus and decision-making skills right from the start.
Showcase Your Team Spirit:We love teamwork at StudySmarter! In your application, mention any experiences where you collaborated with others, especially in a fast-paced environment. Let us know how you can contribute to our supportive culture.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, you’ll find all the info you need about the perks we offer!
How to prepare for a job interview at Vitality
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases or scenarios you've handled in the past, showcasing your decision-making skills and customer focus.
✨Showcase Your Team Spirit
This role involves collaboration with brokers and internal teams, so be prepared to share examples of how you've successfully worked in a team environment. Highlight your ability to build relationships and support less experienced colleagues.
✨Demonstrate Your Customer Focus
Vitality values making the right decisions for customers. Think of instances where you've gone above and beyond to ensure a fair and high-quality outcome for clients. This will show that you align with their commitment to customer care.
✨Be Ready for a Fast-Paced Environment
Since the role is in a regulated and fast-paced setting, prepare to discuss how you manage your workload independently while maintaining quality. Share strategies you use to stay organised and efficient under pressure.
