Life Underwriter or Senior Underwriter in Warrington

Life Underwriter or Senior Underwriter in Warrington

Warrington Full-Time 28800 - 48000 £ / year (est.) No home office possible
Vitality Corporate Services Limited

At a Glance

  • Tasks: Underwrite life and income protection applications, making impactful decisions for clients.
  • Company: Join Vitality, a multi-award-winning insurance brand focused on health and happiness.
  • Benefits: Enjoy competitive salary, bonus schemes, pension contributions, and extensive health benefits.
  • Other info: Flexible working options and excellent career growth opportunities await you.
  • Why this job: Make a real difference in people's lives while working in a supportive, innovative environment.
  • Qualifications: Experience in life underwriting and strong communication skills are essential.

The predicted salary is between 28800 - 48000 £ per year.

About The Role

Team - Adviser Service Life

Working Pattern - Home based. Full time, 37.5 hours per week. We are happy to discuss flexible working!

Top 3 skills needed for this role:

  • Experience in underwriting Life, Critical Illness and Income protection
  • Excellent customer focus and making the right decision
  • Ability to manage workloads independently and to work as a team

What this role is all about:

In this role, you’ll play a vital part in helping people protect what matters most. You’ll review applications for life, serious illness, and income protection cover making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you’ll ensure every outcome is fair, consistent, and high-quality.

You’ll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing.

Key Actions:

  • Underwrite life, serious illness, and income protection applications in line with Vitality’s underwriting philosophy and quality standards.
  • Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
  • Provide authorisation and support for applications assessed by less experienced underwriters.
  • Contribute to the ongoing development of Vitality’s underwriting and service propositions.
  • Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.

What do you need to thrive?

  • Proven experience in underwriting life, serious illness, and income protection applications.
  • Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
  • Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.

So, what’s in it for you?

  • Bonus Schemes: A bonus that regularly rewards you for your performance
  • A pension of up to 12%: We will match your contributions up to 6% of your salary
  • Our award-winning Vitality health insurance with its own set of rewards and benefits
  • Life Assurance: Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.

Fantastic Benefits. Exciting rewards. Great career opportunities!

If you are successful in your application and join us at Vitality, this is our promise to you:

  • Help you to be the healthiest you’ve ever been.
  • Create an environment that embraces you as you are and enables you to be your best self.
  • Give you flexibility on how, where and when you work.
  • Help you advance your career by playing you to your strengths.
  • Give you a voice to help our business grow and make Vitality a great place to be.
  • Give you the space to try, fail and learn.
  • Provide a healthy balance of challenge and support.
  • Recognise and reward you with a competitive salary and amazing benefits.
  • Be there for you when you need us.
  • Provide opportunities for you to be a force for good in society.

We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

About The Company

We’re incredibly proud to be recognised for the culture we’ve created recently being named one of Glassdoor’s Best Places to Work 2026, and in 2024 we were delighted to be awarded Top 10 Places to Work in the Sunday Times Awards.

Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. We’ve been a purpose and values-driven business from day 1 - long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. We’re successful because we attract, develop, and retain the best people and because we care.

Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.

Ready to find out if we’re the right fit for you? We can’t wait.

Diversity & Inclusion

At Vitality, we’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.

Vitality’s approach to sustainability

Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page.

If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.

Life Underwriter or Senior Underwriter in Warrington employer: Vitality Corporate Services Limited

Vitality is an exceptional employer, offering a supportive and flexible work environment that prioritises employee well-being and professional growth. With a strong focus on innovation and collaboration, employees are empowered to make meaningful contributions while enjoying competitive benefits such as a generous pension scheme, health insurance, and performance bonuses. Join a company recognised as one of the best places to work, where your efforts directly impact the lives of others and contribute to a healthier society.
Vitality Corporate Services Limited

Contact Detail:

Vitality Corporate Services Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Life Underwriter or Senior Underwriter in Warrington

✨Tip Number 1

Network like a pro! Reach out to your connections in the insurance industry, especially those who work in underwriting. A friendly chat can lead to insider info about job openings or even a referral.

✨Tip Number 2

Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss your experience with life, critical illness, and income protection applications. Show them you know your stuff!

✨Tip Number 3

Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.

✨Tip Number 4

Apply through our website for the best chance at landing that dream job! We love seeing applications come directly from motivated candidates who are eager to join our team.

We think you need these skills to ace Life Underwriter or Senior Underwriter in Warrington

Underwriting Life Applications
Underwriting Critical Illness Applications
Underwriting Income Protection Applications
Customer Focus
Decision-Making Skills
Workload Management
Team Collaboration
Interpersonal Skills
Communication Skills
Relationship Building
Quality Assurance
Regulatory Compliance
Fast-Paced Environment Adaptability
Problem-Solving Skills

Some tips for your application 🫡

Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in underwriting life, critical illness, and income protection. We want to see how your skills align with what we’re looking for!

Showcase Your Customer Focus: In your application, emphasise your ability to make decisions that benefit customers. We value a strong customer focus, so share examples of how you've made a positive impact in previous roles.

Highlight Teamwork and Independence: We love candidates who can manage their workloads independently but also thrive in a team environment. Be sure to mention any experiences where you’ve successfully collaborated with others or taken the lead on projects.

Apply Through Our Website: For the best chance of success, apply directly through our careers page. It’s the easiest way for us to review your application and get you one step closer to joining our fantastic team!

How to prepare for a job interview at Vitality Corporate Services Limited

✨Know Your Underwriting Stuff

Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases or scenarios you've handled in the past, showcasing your decision-making skills and customer focus.

✨Showcase Your Team Spirit

Since this role involves collaboration with brokers and internal teams, be prepared to share examples of how you've successfully worked in a team environment. Highlight your ability to build relationships and support less experienced colleagues.

✨Demonstrate Your Customer Focus

Vitality values excellent customer service, so think of instances where you've gone above and beyond for clients. Be ready to explain how you ensure fair and consistent outcomes in your underwriting decisions.

✨Embrace Flexibility and Innovation

With a focus on innovation and flexible working, show that you're adaptable and open to new ideas. Discuss how you've embraced change in previous roles and how you can contribute to the ongoing development of underwriting propositions.

Life Underwriter or Senior Underwriter in Warrington
Vitality Corporate Services Limited
Location: Warrington

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