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- Tasks: Conduct audits on automated underwriting policies and improve processes for better accuracy.
- Company: Join Vitality, a multi-award-winning UK insurance brand focused on health and happiness.
- Benefits: Enjoy a competitive salary, up to 12% pension match, and award-winning health insurance.
- Other info: Be part of a diverse team with great career growth opportunities and a focus on well-being.
- Why this job: Make a real impact in the insurance industry while working remotely with flexible hours.
- Qualifications: Experience as a senior underwriter with medical and financial knowledge required.
The predicted salary is between 40000 - 50000 £ per year.
Working Pattern - Remote/Home based. Full time, 37.5 hours per week. We are happy to discuss flexible working!
Primary function will be to deliver a post issue underwriting audit programme of policies automatically accepted through VitalityLife's underwriting engine to determine the accuracy of application disclosures. Additionally, responsibilities will include some involvement in the BAU new business underwriting quality audit and the retrospective underwriting of claims.
Responsibilities include:
- Review monthly random and targeted samples of automated underwriting system decisions, completing findings on the post-issue audit log and issuing a monthly summary report.
- Ascertain the non-disclosure rate of policies across each distribution channel, supporting training and development by identifying and reporting trends where non-disclosure can be improved.
- Liaise with the Automated Underwriting Team to recommend improvements to question sets and/or underwriting philosophy and suggest enhancements to data collection to maintain an effective audit process.
- Report Operational Risks promptly to the Head of Underwriting Quality, discussing mitigation actions, and stay up to date with changes to underwriting philosophy, processes, systems, reinsurance manuals and internal guidelines.
- Provide new business underwriting audits as required and support retrospective underwriting of claims.
Experience required:
- Experience at a senior underwriter level with in-depth medical and financial knowledge in respect of Life cover, Serious Illness and Income Protection.
- Good working knowledge of regulatory procedures/requirements within the industry.
- Relevant medical or underwriting qualifications.
Benefits include:
- A bonus that regularly rewards you for your performance.
- A pension of up to 12% with matching contributions up to 6% of your salary.
- Award-winning Vitality health insurance with its own set of rewards and benefits.
- Life Assurance four times annual salary.
- Great career opportunities!
- Support to help you be the healthiest you've ever been.
- Opportunities to advance your career by playing to your strengths.
- A voice to help our business grow and make Vitality a great place to be.
- Recognition and reward with a competitive salary and amazing benefits.
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. Vitality pioneered shared-value insurance. Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme.
Diversity & Inclusion: At Vitality, we're committed to diversity and inclusion because it's good for our employees, for our business, and for society.
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
Underwriter- Remote employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter- Remote
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Vitality through LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by brushing up on your knowledge of underwriting processes and trends. We want to see that you're not just qualified but genuinely interested in how things work at Vitality.
✨Tip Number 3
Showcase your skills during the interview! Bring examples of how you've improved processes or tackled challenges in previous roles. This will help us see how you can add value to our team.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can keep you fresh in our minds and show that you’re genuinely interested in the role. Plus, it’s just good manners!
We think you need these skills to ace Underwriter- Remote
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your experience in underwriting, especially any work with automated systems or audits. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Relevant Qualifications: Don’t forget to mention any relevant medical or underwriting qualifications you have. This is key for us, as we’re looking for someone with in-depth knowledge in life cover and serious illness underwriting.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Underwriting Stuff
Make sure you brush up on your underwriting knowledge, especially around life cover, serious illness, and income protection. Familiarise yourself with the latest regulatory procedures and internal guidelines, as this will show that you're not just a candidate but a knowledgeable professional ready to contribute.
✨Showcase Your Analytical Skills
Since the role involves reviewing automated underwriting decisions and identifying trends, be prepared to discuss your analytical skills. Bring examples of how you've successfully audited policies or improved processes in previous roles. This will demonstrate your ability to add value to their audit programme.
✨Be Ready to Discuss Improvements
The job requires liaising with the Automated Underwriting Team to suggest enhancements. Think about any past experiences where you’ve recommended changes that led to better outcomes. This shows initiative and a proactive approach, which is exactly what they’re looking for.
✨Emphasise Your Team Spirit
Vitality values collaboration, so be sure to highlight your experience working in teams. Share stories that illustrate how you’ve contributed to team success, especially in training and development contexts. This will align well with their commitment to diversity and inclusion.