Underwriter - HNW Private Client

Underwriter - HNW Private Client

Full-Time 60000 - 80000 £ / year (est.) Home office (partial)
Vitality Corporate Services Limited

At a Glance

  • Tasks: Underwrite complex High Net Worth cases and mentor junior underwriters.
  • Company: Join VitalityLife, a multi-award-winning UK insurance brand.
  • Benefits: Enjoy competitive salary, bonuses, health insurance, and a generous pension scheme.
  • Other info: Flexible working options and a collaborative team environment.
  • Why this job: Make a real impact in a high-profile role with opportunities for growth.
  • Qualifications: Extensive experience in HNW underwriting and strong mentoring skills.

The predicted salary is between 60000 - 80000 £ per year.

Working Pattern - Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week. We are happy to discuss flexible working!

VitalityLife is looking for an exceptional life underwriter to drive the impact and evolution of our High Net Worth underwriting proposition, strengthening our position as a leader in underwriting excellence and innovation. In this high-profile role, your deep life underwriting expertise will be central to delivering outstanding outcomes as you assess complex HNW cases with absolute precision, ensuring the highest financial and medical standards.

Your influence will extend across the business as you collaborate with reinsurers to secure successful placements, shape bespoke financial underwriting solutions with sales teams, and elevate organisational capability by educating colleagues on the nuances of HNW underwriting. As a senior figure within the function, you will mentor developing underwriters and champion continuous improvement, identifying opportunities to enhance and future-proof our HNW proposition so that VitalityLife continues to set the benchmark for expertise, credibility and market-leading delivery.

  • Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
  • Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
  • Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
  • Mentor and support less experienced underwriters, contributing to a high-performing and collaborative underwriting function.
  • Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market-leading offering.

Extensive experience underwriting large or complex HNW cases, with strong financial and medical underwriting knowledge. A solutions-focused mindset with the ability to tackle complex problems and think creatively about risk. Proven ability to mentor others and contribute to a culture of continuous learning and development. Solid working knowledge of Microsoft Office and the organisational skills required to manage high-value cases with precision.

Bonus Schemes: A bonus that regularly rewards you for your performance. A pension of up to 12% - We will match your contributions up to 6% of your salary. Our award-winning Vitality health insurance with its own set of rewards and benefits. Life Assurance - Four times annual salary. Great career opportunities! Help you to be the healthiest you've ever been. Help you advance your career by playing you to your strengths. Give you a voice to help our business grow and make Vitality a great place to be. Recognise and reward you with a competitive salary and amazing benefits.

If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.

Underwriter - HNW Private Client employer: Vitality Corporate Services Limited

VitalityLife is an exceptional employer that prioritises employee well-being and professional growth, offering flexible working arrangements from home or any of our offices in London, Bournemouth, or Stockport. With a strong focus on mentoring and continuous improvement, we empower our underwriters to excel in their roles while enjoying competitive benefits such as a generous pension scheme, performance bonuses, and award-winning health insurance. Join us to be part of a collaborative culture that values your contributions and supports your career advancement in the dynamic field of High Net Worth underwriting.

Vitality Corporate Services Limited

Contact Details:

Vitality Corporate Services Limited Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Underwriter - HNW Private Client

Network Like a Pro

Get out there and connect with people in the industry! Attend events, join online forums, or even hit up LinkedIn. The more you engage with others, the better your chances of landing that dream job.

Show Off Your Skills

When you get the chance to chat with potential employers, don’t hold back! Share specific examples of how you've tackled complex underwriting cases. This will show them you’re not just talk – you’ve got the skills to back it up.

Be Ready for the Unexpected

Interviews can throw curveballs, so be prepared for anything! Brush up on your problem-solving skills and think creatively about risk. This will help you stand out as a solutions-focused candidate.

Apply Through Our Website

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about joining our team at VitalityLife.

We think you need these skills to ace Underwriter - HNW Private Client

Life Underwriting Expertise
High Net Worth (HNW) Case Assessment
Financial Underwriting Knowledge
Medical Underwriting Knowledge
Stakeholder Influence
Relationship Building
Mentoring Skills

Some tips for your application 🫡

Tailor Your CV:Make sure your CV reflects the specific skills and experiences that align with the Underwriter role. Highlight your expertise in HNW underwriting and any relevant achievements to catch our eye!

Craft a Compelling Cover Letter:Use your cover letter to tell us why you're the perfect fit for this position. Share your passion for underwriting and how you can contribute to our team’s success at VitalityLife.

Showcase Your Problem-Solving Skills:In your application, give examples of how you've tackled complex underwriting challenges in the past. We love candidates who can think creatively about risk and provide tailored solutions!

Apply Through Our Website:We encourage you to submit your application directly through our website. It’s the best way for us to receive your details and ensures you’re considered for this exciting opportunity!

How to prepare for a job interview at Vitality Corporate Services Limited

Know Your HNW Underwriting Inside Out

Make sure you brush up on your knowledge of High Net Worth underwriting. Familiarise yourself with the latest trends, challenges, and best practices in the field. Being able to discuss specific cases or examples will show your expertise and passion for the role.

Showcase Your Mentoring Skills

Since this role involves mentoring less experienced underwriters, be prepared to share examples of how you've successfully guided others in the past. Highlight your ability to foster a culture of continuous learning and development, as this is key to the position.

Prepare for Stakeholder Engagement

Think about how you would approach building relationships with sales teams and reinsurers. Be ready to discuss strategies for collaboration and how you can contribute to developing tailored financial underwriting solutions that meet unique client needs.

Demonstrate Your Problem-Solving Mindset

This role requires a solutions-focused approach to tackle complex problems. Prepare to discuss specific challenges you've faced in underwriting and how you creatively addressed them. This will showcase your critical thinking skills and adaptability.