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For Companies At a Glance
- Tasks: Underwrite life and income protection applications, making impactful decisions for clients.
- Company: Join Vitality, a multi-award-winning insurance brand focused on health and happiness.
- Benefits: Enjoy competitive salary, bonuses, pension contributions, and award-winning health insurance.
- Why this job: Make a real difference in people's lives while working in a supportive, flexible environment.
- Qualifications: Experience in life underwriting and strong communication skills are essential.
- Other info: Be part of a diverse team that values innovation and personal growth.
The predicted salary is between 40000 - 50000 £ per year.
About The Role
Team- Adviser Service Life
Working Pattern - Home based. Full time, 37.5 hours per week. We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Experience in underwriting Life, Critical Illness and Income protection
- Excellent customer focus and making the right decision
- Ability to manage workloads independently and to work as a team
What this role is all about:
In this role, you’ll play a vital part in helping people protect what matters most. You’ll review applications for life, serious illness, and income protection cover making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you’ll ensure every outcome is fair, consistent, and high-quality. You’ll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing.
Key Actions:
- Underwrite life, serious illness, and income protection applications in line with Vitality’s underwriting philosophy and quality standards.
- Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
- Provide authorisation and support for applications assessed by less experienced underwriters.
- Contribute to the ongoing development of Vitality’s underwriting and service propositions.
- Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.
What do you need to thrive?
- Proven experience in underwriting life, serious illness, and income protection applications.
- Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
- Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.
So, what’s in it for you?
- Bonus Schemes: A bonus that regularly rewards you for your performance.
- A pension of up to 12%. We will match your contributions up to 6% of your salary.
- Our award-winning Vitality health insurance with its own set of rewards and benefits.
- Life Assurance: Four times annual salary.
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.
Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successful in your application and join us at Vitality, this is our promise to you:
- Help you to be the healthiest you’ve ever been.
- Create an environment that embraces you as you are and enables you to be your best self.
- Give you flexibility on how, where and when you work.
- Help you advance your career by playing you to your strengths.
- Give you a voice to help our business grow and make Vitality a great place to be.
- Give you the space to try, fail and learn.
- Provide a healthy balance of challenge and support.
- Recognise and reward you with a competitive salary and amazing benefits.
- Be there for you when you need us.
- Provide opportunities for you to be a force for good in society.
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
We’re incredibly proud to be recognised for the culture we’ve created, recently being named one of Glassdoor's Best Places to Work 2026, and in 2024 we were delighted to be awarded Top 10 Places to Work in the Sunday Times Awards. Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. We’ve been a purpose and values-driven business from day one - long before it became fashionable. Our core purpose is to make people healthier and enhance and protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier, longer lives; they benefit, our business benefits, and society benefits. We’re successful because we attract, develop, and retain the best people and because we care. Plus, you get to join our 1.7 million members with access to our unique health insurance and healthy living programme.
Ready to find out if we’re the right fit for you? We can’t wait.
Diversity & Inclusion
At Vitality, we’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.
Vitality’s approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page.
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
Life Underwriter or Senior Underwriter in Scotland employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Life Underwriter or Senior Underwriter in Scotland
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Vitality on LinkedIn. Ask them about their experiences and any tips they might have for the interview process. Personal connections can give you insights that you won't find anywhere else.
✨Tip Number 2
Prepare for your interview by brushing up on your underwriting knowledge. Make sure you can discuss life, critical illness, and income protection in detail. Show us that you’re not just familiar with the concepts but that you can apply them in real-world scenarios.
✨Tip Number 3
Practice your communication skills! Since building relationships is key in this role, consider doing mock interviews with friends or family. Focus on how you can convey complex information clearly and build rapport quickly.
✨Tip Number 4
Don’t forget to showcase your teamwork abilities! Be ready to share examples of how you've collaborated with others in past roles. We want to see that you can work well with brokers and internal teams to achieve great outcomes.
We think you need these skills to ace Life Underwriter or Senior Underwriter in Scotland
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in underwriting life, critical illness, and income protection. We want to see how your skills align with what we’re looking for!
Showcase Your Customer Focus: In your application, emphasise your excellent customer focus and decision-making abilities. Share examples of how you've made a positive impact in previous roles – it’s all about showing us you can make the right decisions!
Highlight Teamwork Skills: Since collaboration is key in this role, don’t forget to mention your ability to work as part of a team. Share experiences where you’ve successfully worked with others to achieve common goals.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and helps us get to know you better!
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases you've worked on and the decisions you made. This shows you’re not just familiar with the theory but have practical experience too.
✨Show Off Your Customer Focus
Prepare examples that highlight your excellent customer focus. Think about times when you went above and beyond for a client or broker. This role is all about making the right decisions for people, so demonstrating your commitment to customer care will set you apart.
✨Team Player Vibes
Since collaboration is key in this role, be ready to talk about how you’ve successfully worked in teams before. Share stories that showcase your ability to build strong relationships with colleagues and brokers, and how you’ve contributed to a positive team environment.
✨Embrace Flexibility and Innovation
Vitality values innovation and flexibility, so think about how you can demonstrate these traits. Prepare to discuss how you adapt to changes in a fast-paced environment and any innovative solutions you've implemented in your previous roles.