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For Companies At a Glance
- Tasks: Underwrite life and income protection applications, making impactful decisions for clients.
- Company: Join Vitality, a multi-award-winning insurance brand focused on health and happiness.
- Benefits: Enjoy bonuses, a generous pension, health insurance, and flexible working options.
- Why this job: Make a real difference in people's lives while developing your career in a supportive environment.
- Qualifications: Experience in underwriting life and critical illness with strong communication skills.
- Other info: Be part of a diverse team that values innovation and personal growth.
The predicted salary is between 36000 - 60000 £ per year.
About The Role
Team- Adviser Service Life
Working Pattern - Home based. Full time, 37.5 hours per week. We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Experience in underwriting Life, Critical Illness and Income protection
- Excellent customer focus and making the right decision
- Ability to manage workloads independently and to work as a team
What this role is all about:
In this role, you’ll play a vital part in helping people protect what matters most. You’ll review applications for life, serious illness, and income protection cover making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you’ll ensure every outcome is fair, consistent, and high-quality. You’ll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing.
Key Actions:
- Underwrite life, serious illness, and income protection applications in line with Vitality’s underwriting philosophy and quality standards.
- Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
- Provide authorisation and support for applications assessed by less experienced underwriters.
- Contribute to the ongoing development of Vitality’s underwriting and service propositions.
- Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.
What do you need to thrive?
- Proven experience in underwriting life, serious illness, and income protection applications.
- Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
- Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.
So, what’s in it for you?
- Bonus Schemes - A bonus that regularly rewards you for your performance
- A pension of up to 12% - We will match your contributions up to 6% of your salary
- Our award-winning Vitality health insurance - With its own set of rewards and benefits
- Life Assurance - Four times annual salary
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.
Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successful in your application and join us at Vitality, this is our promise to you, we will:
- Help you to be the healthiest you’ve ever been.
- Create an environment that embraces you as you are and enables you to be your best self.
- Give you flexibility on how, where and when you work.
- Help you advance your career by playing you to your strengths.
- Give you a voice to help our business grow and make Vitality a great place to be.
- Give you the space to try, fail and learn.
- Provide a healthy balance of challenge and support.
- Recognise and reward you with a competitive salary and amazing benefits.
- Be there for you when you need us.
- Provide opportunities for you to be a force for good in society.
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
We’re incredibly proud to be recognised for the culture we’ve created - recently being named one of Glassdoor's Best Places to Work 2026, and in 2024 we were delighted to be awarded Top 10 Places to Work in the Sunday Times Awards.
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. We’ve been a purpose and values-driven business from day 1 - long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives - they benefit, our business benefits, and society benefits. We’re successful because we attract, develop, and retain the best people - and because we care.
Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.
Ready to find out if we’re the right fit for you? We can’t wait.
Diversity & Inclusion
At Vitality, we’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.
Vitality’s approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page.
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
Life Underwriter or Senior Underwriter employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Life Underwriter or Senior Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance industry, especially those who work in underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. Be ready to discuss your experience with life, critical illness, and income protection applications. Show them you know your stuff!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, you’ll have access to all the latest job openings and updates directly from us at StudySmarter.
We think you need these skills to ace Life Underwriter or Senior Underwriter
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in underwriting life, critical illness, and income protection. We want to see how your skills align with what we’re looking for!
Showcase Your Customer Focus: In your application, emphasise your excellent customer focus and decision-making abilities. Share examples of how you've made a positive impact in previous roles – it’s all about showing us you care!
Highlight Teamwork and Independence: We value both teamwork and the ability to manage workloads independently. Be sure to mention instances where you’ve successfully collaborated with others or taken the lead on projects.
Apply Through Our Website: Don’t forget to submit your application through our careers page! It’s the best way for us to receive your details and get the ball rolling on your journey with us at Vitality.
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases or scenarios you've handled in the past, showcasing your decision-making skills and customer focus.
✨Showcase Your Team Spirit
This role involves collaboration with brokers and internal teams, so be prepared to share examples of how you've successfully worked in a team environment. Highlight your ability to build relationships and support less experienced colleagues.
✨Demonstrate Your Customer Focus
Vitality values making the right decisions for customers. Think of instances where you've gone above and beyond to ensure a fair and high-quality outcome for clients. This will show that you align with their core values.
✨Prepare for a Fast-Paced Environment
Since the role is in a regulated and fast-paced setting, be ready to discuss how you manage your workload independently. Share strategies you use to stay organised and maintain quality under pressure.