At a Glance
- Tasks: Assess life and income protection applications while collaborating with a dynamic team.
- Company: Join Vitality, a multi-award-winning insurance brand focused on health and happiness.
- Benefits: Enjoy flexible working, competitive salary, bonuses, and extensive health benefits.
- Why this job: Make a real impact by helping people protect their lives and well-being.
- Qualifications: Experience in life underwriting and strong communication skills are essential.
- Other info: Be part of a diverse team in a supportive environment with great career growth.
The predicted salary is between 36000 - 60000 £ per year.
About The Role
Team Underwriting & Claims – Life
Working Pattern – This can be worked as a hybrid set-up out of our Bournemouth, London or Stockport offices as well as remotely/home based. Full time, 37.5 hours per week.
We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Experience in underwriting Life, Critical Illness and Income protection
- Excellent customer focus and making the right decision
- Ability to manage workloads independently and to work as a team
What this role is all about:
In this role youll assess applications for life, serious illness, and income protection cover, working closely with colleagues across underwriting, operations, and distribution to deliver consistent, high-quality outcomes. Supporting our priority distribution partners, youll strengthen relationships through expert guidance and teamwork all while living our core values of innovation, collaboration, and doing the right thing.
Key Actions
- Underwrite life, serious illness, and income protection applications in line with Vitalitys underwriting philosophy and quality standards.
- Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
- Provide authorisation and support for applications assessed by less experienced underwriters.
- Contribute to the ongoing development of Vitalitys underwriting and service propositions.
- Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.
What do you need to thrive?
- Proven experience in underwriting life, serious illness, and income protection applications.
- Exposure to reinsurance relationships and understanding of their impact on underwriting decisions.
- Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
- Confident collaborating across multiple business divisions to support joined-up decision-making.
- Ability to mentor and authorise applications from less experienced underwriters.
- Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.
So, whats in it for you?
- Bonus Schemes A bonus that regularly rewards you for your performance
- A pension of up to 12% We will match your contributions up to 6% of your salary
- Our award-winning Vitality health insurance With its own set of rewards and benefits
- Life Assurance Four times annual salary
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successfulin your application and join us at Vitality, this is our promise to you, we will:
- Help you to be the healthiest youve ever been.
- Create an environment that embraces you as you are and enables you to be your best self.
- Give you flexibility on how, where and when you work.
- Help you advance your career by playing you to your strengths.
- Give you a voice to help our business grow and make Vitality a great place to be.
- Give you the space to try, fail and learn.
- Provide a healthy balance of challenge and support.
- Recognise and reward you with a competitive salary and amazing benefits.
- Be there for you when you need us.
- Provide opportunities for you to be a force for good in society.
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
We\’re really excited to announce that we have recently been awarded \”Top 10 Best Places To Work\” in The Sunday Times Awards 2024!
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place.
Weve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. Were successful because we attract, develop, and retain the best people and because we care.
Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.
Ready to find out if were the right fit for you? We cant wait.
Diversity & Inclusion
At Vitality, were committed to diversity and inclusion because its good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.
Vitalitys approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-Hybrid
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
Life Underwriter in Manchester employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Life Underwriter in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those already working at Vitality. A friendly chat can give you insider info and maybe even a referral!
✨Tip Number 2
Prepare for the interview by brushing up on your underwriting knowledge. Be ready to discuss your experience with life, critical illness, and income protection applications. Show us you know your stuff!
✨Tip Number 3
Practice your communication skills! Since this role involves collaborating with brokers and internal teams, being able to articulate your thoughts clearly will set you apart. We love a good communicator!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team at Vitality.
We think you need these skills to ace Life Underwriter in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting life, critical illness, and income protection. We want to see how your skills align with the role, so don’t be shy about showcasing your relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how you embody our core values of innovation and collaboration. Let us know what makes you the perfect fit for our team.
Showcase Your Customer Focus: Since excellent customer focus is key for this role, share examples of how you've made decisions that benefited clients in your previous roles. We love to see candidates who understand the importance of building trusted relationships!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets the attention it deserves. Plus, you’ll find all the info you need about our fantastic benefits and culture there!
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases you've worked on and how you made decisions based on the underwriting philosophy. This will show that you’re not just familiar with the concepts but can apply them in real scenarios.
✨Show Off Your Customer Focus
Vitality values excellent customer focus, so think of examples where you’ve gone above and beyond for clients or brokers. Prepare to share stories that highlight your ability to build trusted relationships and how you’ve navigated challenges while keeping the customer’s needs at the forefront.
✨Team Player Vibes
Since collaboration is key in this role, be ready to talk about your experience working in teams. Share instances where you’ve successfully collaborated with colleagues across different departments, and how you contributed to achieving a common goal. This will demonstrate your ability to work well in a hybrid environment.
✨Prepare for Fast-Paced Questions
Given the fast-paced nature of the role, expect questions that assess your ability to manage workloads independently. Think about how you prioritise tasks and handle pressure. You might even want to prepare a few strategies you use to stay organised and ensure quality outcomes under tight deadlines.