At a Glance
- Tasks: Assess life and income protection applications while collaborating with a dynamic team.
- Company: Join Vitality, a multi-award-winning insurance brand focused on health and happiness.
- Benefits: Enjoy flexible working, competitive salary, bonuses, and extensive health benefits.
- Why this job: Make a real impact by helping people protect their lives and well-being.
- Qualifications: Experience in life underwriting and strong communication skills are essential.
- Other info: Be part of a diverse team in a supportive environment with great career growth.
The predicted salary is between 36000 - 60000 £ per year.
About The Role
Team Underwriting & Claims – Life
Working Pattern – This can be worked as a hybrid set-up out of our Bournemouth, London or Stockport offices as well as remotely/home based. Full time, 37.5 hours per week.
We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Experience in underwriting Life, Critical Illness and Income protection
- Excellent customer focus and making the right decision
- Ability to manage workloads independently and to work as a team
What this role is all about:
In this role youll assess applications for life, serious illness, and income protection cover, working closely with colleagues across underwriting, operations, and distribution to deliver consistent, high-quality outcomes. Supporting our priority distribution partners, youll strengthen relationships through expert guidance and teamwork all while living our core values of innovation, collaboration, and doing the right thing.
Key Actions
- Underwrite life, serious illness, and income protection applications in line with Vitalitys underwriting philosophy and quality standards.
- Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently.
- Provide authorisation and support for applications assessed by less experienced underwriters.
- Contribute to the ongoing development of Vitalitys underwriting and service propositions.
- Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection.
What do you need to thrive?
- Proven experience in underwriting life, serious illness, and income protection applications.
- Exposure to reinsurance relationships and understanding of their impact on underwriting decisions.
- Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams.
- Confident collaborating across multiple business divisions to support joined-up decision-making.
- Ability to mentor and authorise applications from less experienced underwriters.
- Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.
So, whats in it for you?
- Bonus Schemes A bonus that regularly rewards you for your performance
- A pension of up to 12% We will match your contributions up to 6% of your salary
- Our award-winning Vitality health insurance With its own set of rewards and benefits
- Life Assurance Four times annual salary
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successfulin your application and join us at Vitality, this is our promise to you, we will:
- Help you to be the healthiest youve ever been.
- Create an environment that embraces you as you are and enables you to be your best self.
- Give you flexibility on how, where and when you work.
- Help you advance your career by playing you to your strengths.
- Give you a voice to help our business grow and make Vitality a great place to be.
- Give you the space to try, fail and learn.
- Provide a healthy balance of challenge and support.
- Recognise and reward you with a competitive salary and amazing benefits.
- Be there for you when you need us.
- Provide opportunities for you to be a force for good in society.
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
We\’re really excited to announce that we have recently been awarded \”Top 10 Best Places To Work\” in The Sunday Times Awards 2024!
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place.
Weve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. Were successful because we attract, develop, and retain the best people and because we care.
Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.
Ready to find out if were the right fit for you? We cant wait.
Diversity & Inclusion
At Vitality, were committed to diversity and inclusion because its good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.
Vitalitys approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-Hybrid
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
Life Underwriter in Lincoln employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Life Underwriter in Lincoln
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at Vitality or similar companies. A friendly chat can open doors and give you insider info that could help you stand out.
✨Tip Number 2
Prepare for interviews by practising common questions related to underwriting and customer focus. We recommend role-playing with a friend or using online resources to get comfortable with your responses.
✨Tip Number 3
Showcase your skills! Bring examples of how you've successfully managed workloads or collaborated with teams in past roles. This will demonstrate your ability to thrive in a fast-paced environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll find all the latest opportunities and benefits we offer right there.
We think you need these skills to ace Life Underwriter in Lincoln
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting life, critical illness, and income protection. We want to see how your skills align with the role, so don’t be shy about showcasing your relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how you embody our core values of innovation and collaboration. Let us know what makes you the perfect fit for our team.
Showcase Your Customer Focus: Since excellent customer focus is key for this role, share examples of how you've made decisions that benefited clients in your previous roles. We love seeing how you’ve built trusted relationships in the past!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the info you need about our fantastic benefits and culture there!
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases or scenarios you've handled in the past, as this will show your experience and confidence in the field.
✨Show Off Your Customer Focus
Vitality values excellent customer focus, so think of examples where you've made decisions that benefited clients. Prepare to explain how you balance customer needs with underwriting standards, demonstrating your ability to make the right call.
✨Team Player Vibes
Collaboration is key in this role, so be prepared to talk about how you've worked with brokers and internal teams in the past. Highlight any experiences where you’ve successfully guided applications through the underwriting process, showcasing your teamwork skills.
✨Be Ready for Fast-Paced Questions
Since the environment is fast-paced and regulated, expect questions that test your ability to manage workloads independently. Think of times when you’ve thrived under pressure and how you maintained quality and consistency in your work.