At a Glance
- Tasks: Underwrite complex High Net Worth cases and mentor junior underwriters.
- Company: Join VitalityLife, a multi-award-winning UK insurance brand.
- Benefits: Enjoy competitive salary, bonus schemes, and up to 12% pension contributions.
- Other info: Flexible working options and excellent career growth opportunities.
- Why this job: Make a real impact in a high-profile role with innovative underwriting solutions.
- Qualifications: Extensive experience in HNW underwriting and strong mentoring skills.
The predicted salary is between 60000 - 80000 £ per year.
Working Pattern - Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week. We are happy to discuss flexible working!
VitalityLife is looking for an exceptional life underwriter to drive the impact and evolution of our High Net Worth underwriting proposition, strengthening our position as a leader in underwriting excellence and innovation. In this high-profile role, your deep life underwriting expertise will be central to delivering outstanding outcomes as you assess complex HNW cases with absolute precision, ensuring the highest financial and medical standards.
Your influence will extend across the business as you collaborate with reinsurers to secure successful placements, shape bespoke financial underwriting solutions with sales teams, and elevate organisational capability by educating colleagues on the nuances of HNW underwriting. As a senior figure within the function, you will mentor developing underwriters and champion continuous improvement, identifying opportunities to enhance and future-proof our HNW proposition so that VitalityLife continues to set the benchmark for expertise, credibility and market-leading delivery.
- Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
- Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
- Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
- Mentor and support less experienced underwriters, contributing to a high-performing and collaborative underwriting function.
- Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market-leading offering.
Extensive experience underwriting large or complex HNW cases, with strong financial and medical underwriting knowledge. A solutions-focused mindset with the ability to tackle complex problems and think creatively about risk. Proven ability to mentor others and contribute to a culture of continuous learning and development. Solid working knowledge of Microsoft Office and the organisational skills required to manage high-value cases with precision.
Bonus Schemes: A bonus that regularly rewards you for your performance; A pension of up to 12% - We will match your contributions up to 6% of your salary; Our award-winning Vitality health insurance with its own set of rewards and benefits; Life Assurance - Four times annual salary; Great career opportunities! Help you to be the healthiest you’ve ever been; Help you advance your career by playing you to your strengths; Give you a voice to help our business grow and make Vitality a great place to be; Recognise and reward you with a competitive salary and amazing benefits.
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
HNW / Private Client Underwriter employer: Vitality Corporate Services Limited
VitalityLife is an exceptional employer that prioritises employee well-being and professional growth, offering flexible working arrangements from home or any of our vibrant offices in London, Bournemouth, or Stockport. With a strong focus on mentorship and continuous improvement, we empower our team to excel in their roles while enjoying competitive benefits such as a generous pension scheme, award-winning health insurance, and performance-related bonuses, all within a collaborative and innovative work culture.
Contact Details:
Vitality Corporate Services Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land HNW / Private Client Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance industry, especially those who work in underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your HNW underwriting knowledge. Be ready to discuss complex cases you've handled and how you’ve contributed to team success. Show them you’re the expert they need!
✨Tip Number 3
Don’t just apply and wait! Follow up on your applications through our website. A quick email expressing your enthusiasm can set you apart from the crowd and show you’re genuinely interested.
✨Tip Number 4
Showcase your mentoring skills! If you’ve helped others grow in their careers, share those stories during interviews. It highlights your leadership potential and aligns with our culture of continuous learning.
We think you need these skills to ace HNW / Private Client Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the specific skills and experiences that align with the HNW underwriting role. Highlight your expertise in underwriting complex cases and any mentoring experience you have, as this will show us you're a great fit for our team.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're passionate about life underwriting and how you can contribute to our mission at VitalityLife. Share specific examples of your past successes in similar roles to really make your application stand out.
Showcase Your Problem-Solving Skills:In your application, don’t shy away from discussing how you've tackled complex underwriting challenges in the past. We love candidates who can think creatively about risk and come up with tailored solutions for clients.
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team!
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your HNW Underwriting Inside Out
Make sure you brush up on your knowledge of High Net Worth underwriting. Familiarise yourself with the latest trends, challenges, and innovations in the field. Being able to discuss specific cases or examples will show your expertise and passion for the role.
✨Showcase Your Mentoring Skills
Since mentoring is a key part of this role, think of examples where you've successfully guided others. Be ready to share how you've contributed to a culture of continuous learning and development in your previous positions.
✨Prepare for Stakeholder Scenarios
Expect questions about how you would handle relationships with sales teams and reinsurers. Prepare scenarios where you've influenced stakeholders or developed tailored solutions, as this will demonstrate your collaborative approach and problem-solving skills.
✨Highlight Your Solutions-Focused Mindset
Be prepared to discuss complex problems you've tackled in the past. Think creatively about risk and be ready to share how you’ve approached unique underwriting challenges, showcasing your ability to think outside the box.
