At a Glance
- Tasks: Underwrite high net worth cases and collaborate with brokers and internal teams.
- Company: Join Vitality, a multi-award-winning insurance brand focused on health and happiness.
- Benefits: Enjoy competitive salary, bonus schemes, pension contributions, and extensive health benefits.
- Why this job: Make a real impact in the insurance industry while mentoring and developing others.
- Qualifications: Experience in underwriting large cases and strong communication skills required.
- Other info: Flexible working options and a commitment to diversity and inclusion.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Team Underwriting & Claims
Working Pattern –Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week.
We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Expert Large-Case Underwriting
- Stakeholder Influence & Relationship Building
- Strategic Problem Solver
What this role is all about:
To implement VitalityLifes High Net Worth (HNW) underwriting proposition so that we develop a market-leading reputation for underwriting delivery, innovation and excellence.
Key Actions
- Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
- Partner closely with brokers and advisers to guide large cases smoothly through the underwriting journey, offering clarity, confidence, and expert support.
- Collaborate with reinsurers to secure successful placement of business and maintain strong, credible working relationships.
- Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
- Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
- Mentor and support less experienced underwriters, contributing to a high-performing and collaborative underwriting function.
- Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market-leading offering.
What do you need to thrive?
- Extensive experience underwriting large or complex HNW cases, with strong financial and medical underwriting knowledge.
- The confidence and credibility to build strong relationships with advisers, brokers, and reinsurers.
- A solutions-focused mindset with the ability to tackle complex problems and think creatively about risk.
- Strong communication and influencing skills, able to guide stakeholders through challenging decisions or cases.
- Proven ability to mentor others and contribute to a culture of continuous learning and development.
- Comfort working independently and making informed decisions, while also collaborating effectively across teams.
- Solid working knowledge of Microsoft Office and the organisational skills required to manage high-value cases with precision.
So, whats in it for you?
- Bonus Schemes A bonus that regularly rewards you for your performance
- A pension of up to 12% We will match your contributions up to 6% of your salary
- Our award-winning Vitality health insurance With its own set of rewards and benefits
- Life Assurance Four times annual salary
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successfulin your application and join us at Vitality, this is our promise to you, we will:
- Help you to be the healthiest youve ever been
- Create an environment that embraces you as you are and enables you to be your best self
- Give you flexibility on how, where and when you work
- Help you advance your career by playing you to your strengths
- Give you a voice to help our business grow and make Vitality a great place to be
- Give you the space to try, fail and learn
- Provide a healthy balance of challenge and support
- Recognise and reward you with a competitive salary and amazing benefits
- Be there for you when you need us
- Provide opportunities for you to be a force for good in society
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
Were incredibly proud to be recognised for the culture we've created recently being named one of Glassdoors Best Places to Work 2026, and in 2024 we were delighted to be awarded Top 10 Places to Work in the Sunday Times Awards.
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place.
Weve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. Were successful because we attract, develop, and retain the best people and because we care.
Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.
Ready to find out if were the right fit for you? We cant wait.
Diversity & Inclusion
At Vitality, were committed to diversity and inclusion because its good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.
Vitalitys approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-Hybrid
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
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High Net Worth Underwriter employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land High Net Worth Underwriter
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, or even reach out to folks on LinkedIn. Building relationships can open doors that a CV just can't.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common questions. Show them you know your stuff about underwriting and how you can add value to their team. Confidence is key!
✨Follow Up
After an interview, don’t forget to send a thank-you email! It shows your appreciation and keeps you fresh in their minds. Plus, it’s a great chance to reiterate your interest in the role.
✨Apply Through Our Website
Make sure to apply directly through our website for the best chance of landing that High Net Worth Underwriter role. We love seeing applications come straight from our community!
We think you need these skills to ace High Net Worth Underwriter
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in underwriting large cases. We want to see how your skills align with our HNW underwriting proposition!
Showcase Your Relationships: Since building trusted relationships is key, share examples of how you've influenced outcomes with brokers or reinsurers. We love seeing how you connect with others in the industry!
Demonstrate Strategic Thinking: In your application, give us a glimpse of your strategic thinking abilities. Mention any mentoring experiences or how you've improved processes in previous roles – we’re all about innovation!
Apply Through Our Website: We encourage you to apply directly through our careers page. It’s the best way for us to receive your application and get you on the path to joining our fantastic team!
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Underwriting Inside Out
Make sure you brush up on your knowledge of financial and medical underwriting. Be prepared to discuss specific cases you've worked on, showcasing your experience with large cases. This will demonstrate your expertise and confidence in the field.
✨Build Rapport with Interviewers
Since this role involves building trusted relationships, practice how you can establish rapport quickly. Use active listening and engage with your interviewers by asking insightful questions about their experiences and the company culture.
✨Showcase Your Strategic Thinking
Prepare examples that highlight your strategic thinking and mentoring abilities. Think of situations where you’ve influenced outcomes or improved processes, especially in complex case management. This will show that you can think critically and lead effectively.
✨Familiarise Yourself with Vitality's Values
Research Vitality’s mission and values thoroughly. Be ready to discuss how your personal values align with theirs, particularly around health, well-being, and innovation. This will help you connect your motivations with what they stand for as a company.