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- Tasks: Underwrite high net worth cases, focusing on financial and medical assessments.
- Company: Join Vitality, a leading health and life insurance provider known for innovation.
- Benefits: Enjoy hybrid working, flexible hours, and a supportive work culture.
- Why this job: Make a real impact in people's lives while developing your underwriting skills.
- Qualifications: Broad experience in underwriting large cases is essential.
- Other info: Work from home options available; collaborate with a dynamic team.
The predicted salary is between 43200 - 72000 £ per year.
About The Role
Team Underwriting & Claims
Working Pattern –Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week.
We are happy to discuss flexible working!
Top 3 skills needed for this role:
- Expert Large-Case Underwriting
- Stakeholder Influence & Relationship Building
- Strategic Problem Solver
What this role is all about:
To implement VitalityLifes High Net Worth (HNW) underwriting proposition so that we develop a market-leading reputation for underwriting delivery, innovation and excellence.
Key Actions
- Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
- Partner closely with brokers and advisers to guide large cases smoothly through the underwriting journey, offering clarity, confidence, and expert support.
- Collaborate with reinsurers to secure successful placement of business and maintain strong, credible working relationships.
- Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
- Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
- Mentor and support less experienced underwriters, contributing to a high-performing and collaborative underwriting function.
- Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market-leading offering.
What do you need to thrive?
- Extensive experience underwriting large or complex HNW cases, with strong financial and medical underwriting knowledge.
- The confidence and credibility to build strong relationships with advisers, brokers, and reinsurers.
- A solutions-focused mindset with the ability to tackle complex problems and think creatively about risk.
- Strong communication and influencing skills, able to guide stakeholders through challenging decisions or cases.
- Proven ability to mentor others and contribute to a culture of continuous learning and development.
- Comfort working independently and making informed decisions, while also collaborating effectively across teams.
- Solid working knowledge of Microsoft Office and the organisational skills required to manage high-value cases with precision.
So, whats in it for you?
- Bonus Schemes A bonus that regularly rewards you for your performance
- A pension of up to 12% We will match your contributions up to 6% of your salary
- Our award-winning Vitality health insurance With its own set of rewards and benefits
- Life Assurance Four times annual salary
These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.Fantastic Benefits. Exciting rewards. Great career opportunities!
If you are successfulin your application and join us at Vitality, this is our promise to you, we will:
- Help you to be the healthiest youve ever been
- Create an environment that embraces you as you are and enables you to be your best self
- Give you flexibility on how, where and when you work
- Help you advance your career by playing you to your strengths
- Give you a voice to help our business grow and make Vitality a great place to be
- Give you the space to try, fail and learn
- Provide a healthy balance of challenge and support
- Recognise and reward you with a competitive salary and amazing benefits
- Be there for you when you need us
- Provide opportunities for you to be a force for good in society
We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.
About The Company
Were incredibly proud to be recognised for the culture we\’ve created recently being named one of Glassdoors Best Places to Work 2026, and in 2024 we were delighted to be awarded Top 10 Places to Work in the Sunday Times Awards.
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place.
Weve been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. Were successful because we attract, develop, and retain the best people and because we care.
Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.
Ready to find out if were the right fit for you? We cant wait.
Diversity & Inclusion
At Vitality, were committed to diversity and inclusion because its good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.
Vitalitys approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page. #LI-Hybrid
If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
High Net Worth Underwriter employer: Vitality Corporate Services Limited
Contact Detail:
Vitality Corporate Services Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land High Net Worth Underwriter
✨Tip Number 1
Network with professionals in the insurance and underwriting sectors. Attend industry events or join relevant online forums to connect with people who can provide insights into the role and potentially refer you.
✨Tip Number 2
Familiarise yourself with the latest trends in underwriting, especially concerning high net worth individuals. This knowledge will help you stand out during interviews and demonstrate your commitment to the field.
✨Tip Number 3
Prepare for potential case studies or scenario-based questions that may arise during the interview process. Practising how to approach complex underwriting cases will showcase your analytical skills and experience.
✨Tip Number 4
Research Vitality's values and culture to align your responses during interviews. Understanding their approach to underwriting and customer service will help you articulate why you're a great fit for their team.
We think you need these skills to ace High Net Worth Underwriter
Some tips for your application 🫡
Understand the Role: Familiarise yourself with the responsibilities of a High Net Worth Underwriter. Highlight your experience in underwriting large cases, particularly those requiring financial and medical assessments.
Tailor Your CV: Make sure your CV reflects your relevant experience and skills. Emphasise any previous roles where you handled large cases or worked in underwriting, and include specific achievements that demonstrate your expertise.
Craft a Compelling Cover Letter: Write a cover letter that connects your background to the job description. Discuss your understanding of the underwriting process and how your skills align with the needs of the team at Vitality.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and professional.
How to prepare for a job interview at Vitality Corporate Services Limited
✨Showcase Your Underwriting Experience
Make sure to highlight your broad experience in underwriting large cases. Be prepared to discuss specific examples where you successfully navigated complex financial and medical underwriting scenarios.
✨Understand the Company Culture
Research the company's values and culture, especially their approach to flexible working. This will help you align your answers with what they are looking for and demonstrate that you are a good fit for their team.
✨Prepare for Technical Questions
Expect technical questions related to underwriting practices and regulations. Brush up on your knowledge of the latest trends in the industry, as well as any relevant legislation that may impact underwriting decisions.
✨Ask Insightful Questions
Prepare thoughtful questions to ask at the end of the interview. This shows your genuine interest in the role and helps you assess if the company is the right fit for you. Consider asking about their approach to hybrid working or how they support professional development.