Life Underwriter in Edinburgh, Scotland

Life Underwriter in Edinburgh, Scotland

Edinburgh +1 Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Underwrite life and critical illness applications, making impactful decisions for clients.
  • Company: Join Vitality, a top-rated UK insurance brand focused on health and happiness.
  • Benefits: Enjoy competitive salary, bonuses, pension contributions, and award-winning health insurance.
  • Why this job: Make a real difference in people's lives while working in a supportive team environment.
  • Qualifications: Experience in life underwriting and strong communication skills are essential.
  • Other info: Flexible working options and great career growth opportunities await you!

The predicted salary is between 36000 - 60000 £ per year.

About The Role

Team- Adviser Service Life

Working Pattern - Home based. Full time, 37.5 hours per week. We are happy to discuss flexible working!

Top 3 skills needed for this role:

  • Experience in underwriting Life, Critical Illness and Income protection
  • Excellent customer focus and making the right decision
  • Ability to manage workloads independently and to work as a team

What this role is all about:

In this role, you'll play a vital part in helping people protect what matters most. You'll review applications for life, serious illness, and income protection cover making decisions that truly make a difference. Working closely with supportive colleagues across underwriting, operations, and distribution, you'll ensure every outcome is fair, consistent, and high-quality. You'll also be a trusted partner to our key distributors, building strong relationships through expert guidance and collaboration. This is your chance to make an impact while living our values: embracing innovation, working together, and always doing the right thing.

Key Actions:

  • Underwrite life, serious illness, and income protection applications in line with Vitality's underwriting philosophy and quality standards
  • Collaborate with brokers to guide applications through the underwriting process smoothly and efficiently
  • Provide authorisation and support for applications assessed by less experienced underwriters
  • Contribute to the ongoing development of Vitality's underwriting and service propositions
  • Work closely with internal teams to ensure consistent, high-quality outcomes and a joined-up approach to member protection

What do you need to thrive?

  • Proven experience in underwriting life, serious illness, and income protection applications
  • Strong interpersonal and communication skills, with the ability to build trusted relationships with brokers and internal teams
  • Comfortable working in a fast-paced, regulated environment with a focus on quality and consistency.

So, what's in it for you?

  • Bonus Schemes: A bonus that regularly rewards you for your performance
  • A pension of up to 12%: We will match your contributions up to 6% of your salary
  • Our award-winning Vitality health insurance with its own set of rewards and benefits
  • Life Assurance: Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page.

Fantastic Benefits. Exciting rewards. Great career opportunities!

If you are successful in your application and join us at Vitality, this is our promise to you:

  • Help you to be the healthiest you've ever been.
  • Create an environment that embraces you as you are and enables you to be your best self.
  • Give you flexibility on how, where and when you work.
  • Help you advance your career by playing you to your strengths.
  • Give you a voice to help our business grow and make Vitality a great place to be.
  • Give you the space to try, fail and learn.
  • Provide a healthy balance of challenge and support.
  • Recognise and reward you with a competitive salary and amazing benefits.
  • Be there for you when you need us.
  • Provide opportunities for you to be a force for good in society.

We commit to all these things because we want you to feel that you belong, and are supported to be happy and healthy.

About The Company

We're really excited to announce that we have recently been awarded "Top 10 Best Places To Work" in The Sunday Times Awards 2024! Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. We've been a purpose and values-driven business from day 1- long before it became fashionable. Our core purpose is to make people healthier and enhance protect their lives. Vitality pioneered shared-value insurance. We incentivise people to live healthier longer lives they benefit, our business benefits, and society benefits. We're successful because we attract, develop, and retain the best people and because we care. Plus, you get to join our 1.7 million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out. Ready to find out if we're the right fit for you? We can't wait.

Diversity & Inclusion

At Vitality, we're committed to diversity and inclusion because it's good for our employees, for our business, and for society. We welcome applications from individuals of all backgrounds, experiences, and perspectives.

Locations

Edinburgh Scotland

Life Underwriter in Edinburgh, Scotland employer: Vitality Corporate Services Limited

Vitality is an exceptional employer, offering a supportive and flexible work environment that prioritises employee well-being and growth. With a strong focus on innovation and collaboration, employees are empowered to make meaningful contributions while enjoying competitive benefits such as a generous pension scheme, health insurance, and performance bonuses. Join us in making a positive impact on society while advancing your career in a company recognised as one of the 'Top 10 Best Places To Work' in the UK.
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Contact Detail:

Vitality Corporate Services Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Life Underwriter in Edinburgh, Scotland

✨Tip Number 1

Network like a pro! Reach out to current or former employees on LinkedIn and ask about their experiences. This can give you insider info and might even lead to a referral.

✨Tip Number 2

Prepare for the interview by practising common questions related to underwriting life and critical illness. We recommend using the STAR method to structure your answers and showcase your skills effectively.

✨Tip Number 3

Showcase your customer focus during interviews. Share specific examples of how you've made decisions that positively impacted clients, as this aligns perfectly with what they're looking for.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed and shows you're genuinely interested in joining our team at Vitality.

We think you need these skills to ace Life Underwriter in Edinburgh, Scotland

Underwriting Life Applications
Underwriting Critical Illness Applications
Underwriting Income Protection Applications
Customer Focus
Decision-Making Skills
Workload Management
Interpersonal Skills
Communication Skills
Relationship Building
Collaboration
Quality Assurance
Regulatory Compliance
Fast-Paced Work Environment Adaptability
Teamwork

Some tips for your application 🫡

Tailor Your Application: Make sure to customise your CV and cover letter for the Life Underwriter role. Highlight your experience in underwriting life, critical illness, and income protection, and show how your skills align with what we’re looking for.

Showcase Your Customer Focus: In your application, emphasise your excellent customer focus. Share examples of how you've made decisions that positively impacted clients, as this is key to our mission at Vitality.

Demonstrate Teamwork and Independence: We value both teamwork and the ability to manage workloads independently. Use your application to illustrate how you’ve successfully collaborated with others while also taking initiative on your own.

Apply Through Our Website: Don’t forget to apply through our careers page! It’s the best way to ensure your application gets to us directly and shows you’re serious about joining our team.

How to prepare for a job interview at Vitality Corporate Services Limited

✨Know Your Underwriting Stuff

Make sure you brush up on your knowledge of life, critical illness, and income protection underwriting. Be ready to discuss specific cases or scenarios you've handled in the past, showcasing your decision-making skills and customer focus.

✨Show Off Your People Skills

Since building relationships with brokers and internal teams is key, prepare examples that highlight your interpersonal skills. Think about times when you successfully collaborated with others to achieve a common goal or resolved a conflict.

✨Demonstrate Your Independence

This role requires managing workloads independently, so be prepared to talk about how you prioritise tasks and stay organised. Share strategies you use to ensure quality and consistency in your work, especially in a fast-paced environment.

✨Embrace the Company Values

Vitality values innovation, teamwork, and doing the right thing. Familiarise yourself with these values and think of ways you've embodied them in your previous roles. This will show that you're not just a fit for the job, but also for the company culture.

Life Underwriter in Edinburgh, Scotland
Vitality Corporate Services Limited
Location: Edinburgh

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