At a Glance
- Tasks: Underwrite complex High Net Worth cases and develop tailored financial solutions.
- Company: Join VitalityLife, a multi-award-winning UK insurance brand.
- Benefits: Enjoy competitive salary, bonuses, health insurance, and a generous pension scheme.
- Other info: Flexible working options and excellent career growth opportunities await you.
- Why this job: Shape the future of HNW underwriting and make a real impact in the industry.
- Qualifications: Strong foundation in life underwriting; mentoring experience is a plus.
The predicted salary is between 65000 - 80000 £ per year.
Team Life Underwriting & Claims
Working Pattern - Remote/Home based or any of our Vitality offices (London, Bournemouth or Stockport). Full time, 37.5 hours per week. We are happy to discuss flexible working!
VitalityLife is looking for a standout life underwriter to play a key role in shaping and advancing our High Net Worth (HNW) proposition, strengthening our reputation for underwriting excellence and innovation. In this high-profile opportunity, you'll bring your life underwriting expertise to assess complex cases with confidence and precision, delivering exceptional financial and medical outcomes while acting as a trusted partner to brokers and advisers to keep major cases moving. You'll work closely with reinsurers to secure successful placements, collaborate with sales teams to design tailored financial solutions, and share your knowledge across the business to build understanding of HNW underwriting. While experience in high net worth is advantageous, what's most important is a strong foundation in life underwriting, so if you've built solid experience and are ready to step into a more specialised space, we'd love to hear from you. As a senior member of the team, you'll also support and develop others, champion continuous improvement, and help evolve our proposition so VitalityLife continues to lead the market with credibility, expertise and forward-thinking delivery.
Key Actions
- Underwrite complex High Net Worth (HNW) cases to the highest financial and medical standards, ensuring accuracy, quality, and excellent client outcomes.
- Work with sales teams to develop tailored financial underwriting solutions for key clients and unique case requirements.
- Educate and upskill internal sales teams on the HNW underwriting process to ensure consistency, understanding, and strong case management.
- Mentor and support less experienced underwriters, contributing to a high-performing and collaborative underwriting function.
- Identify opportunities to enhance and evolve the HNW underwriting proposition, helping shape a market-leading offering.
- A solutions-focused mindset with the ability to tackle complex problems and think creatively about risk.
- Proven ability to mentor others and contribute to a culture of continuous learning and development.
- Solid working knowledge of Microsoft Office and the organisational skills required to manage high-value cases with precision.
Bonus Schemes
- A bonus that regularly rewards you for your performance.
- A pension of up to 12%. We will match your contributions up to 6% of your salary.
- Our award-winning Vitality health insurance with its own set of rewards and benefits.
- Life Assurance - Four times annual salary.
- Great career opportunities!
- Help you to be the healthiest you've ever been.
- Help you advance your career by playing you to your strengths.
- Give you a voice to help our business grow and make Vitality a great place to be.
- Recognise and reward you with a competitive salary and amazing benefits.
Vitality is a multi-award-winning UK insurance brand, here to make the world a healthier, happier place. Vitality pioneered shared-value insurance. Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. If we are fortunate in receiving a high volume of quality applications we may need to close this vacancy early. If you are interested, please submit your application as soon as possible.
Underwriter - HNW Private Client in Bonnyrigg employer: Vitality Corporate Services Limited
VitalityLife is an exceptional employer that champions a culture of innovation and collaboration, particularly in the dynamic field of High Net Worth underwriting. With flexible working options and a commitment to employee development, we offer a supportive environment where you can thrive professionally while enjoying competitive benefits such as a generous pension scheme and award-winning health insurance. Join us in shaping the future of insurance and making a meaningful impact on our clients' lives.
Contact Details:
Vitality Corporate Services Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter - HNW Private Client in Bonnyrigg
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Vitality Corporate Services Limited). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Vitality Corporate Services Limited. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Underwriter - HNW Private Client in Bonnyrigg
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Vitality Corporate Services Limited.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Vitality Corporate Services Limited. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Vitality Corporate Services Limited
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Vitality Corporate Services Limited to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Vitality Corporate Services Limited, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Vitality Corporate Services Limited's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
