Senior Risk Analyst, Risk Solutions

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

• Consulting Expertise: Drives client revenue optimization by leveraging relationships and strategies that align with Managed Solutions goals, automation, and retention objectives. Regularly discusses and pursues client goals, demonstrating an understanding in clients' evolving business strategies. Builds rapport with both the client and the Visa account team to promote retention. Proactively learns how to leverage complementary Visa products and offerings, stays current on releases, and is proactive in learning how to leverage updates and enhancements for Visa and client success. Anticipates fluctuations and proactively identifies anomalies with business relationships and collaborates internally to stay ahead of competitive risk.
• Analysis: Increases automation by leveraging internal features and available client attributes. Aligns acceptance and fraud KPIs with Managed Solutions objectives. Uses Business Intelligence tools to continually highlight client return on investment. Processes ad hoc requests and uses existing functionality to accomplish goals. Contributes to the continual enhancement of analytical tools.
• Solutions Delivery: Optimizes client acceptance through increased automation, the use of machine-learning models, and efficient creation and use of rules. Identifies and influences clients and internal business partners to explore Managed Solutions and complementary Visa product offerings. Communicates consistently with internal partners on the status of portfolio, at-risk/retention scenarios, upsell opportunities, etc. Remains proficient in Visa and partner integrations, order and technical flow, and support resources. Shares industry best practices within region. Understands how client strategies and risk configurations potentially impact Visa revenue.
• Communication and Presentation Skills: Communicates professionally, succinctly, independently, and with relevance based on audience and topic. Engages with colleagues and clients regularly to align common ideas and goals through effective communication, demonstrating a passion for the business, and being accountable. Shares efficiencies and best practices with colleagues and peers.
• Industry Knowledge: Builds industry knowledge through internal and external resources. Confidently consults clients on industry trends and innovations and educates clients on how payment ecosystems work. Understands regional risk regulations. Uses knowledge of competitive landscape to shape solutions delivery.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

• Basic Qualifications: 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD.
• Preferred Qualifications: 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.
• Relevant work experience: Collaborating on and with enterprise-wide products, projects, and programs. Deriving insights and action items through analysis. Providing Solutions Delivery/professional services. Proficiency in Microsoft 365 (Office). Exceptional presentation, consultative, and communication skills. Proficient in Python, Java, or another major programming language, with a focus on data analysis, machine learning, or algorithm development. Skilled in using SQL for data analysis. Hands-on experience in handling and mining large, diverse data sets. Demonstrated experience working with or fine-tuning machine learning models in fast-paced, real-time prediction environments.

Required languages: English.

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.