Senior SW Engineer Java/Ruby in Liverpool

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

We are looking for a senior Software Development Engineer for the e-Wallets team in the Currencycloud/Visa Direct area. Our B2B product powers important fintechs and neo-banks, and we're actively working on a significant up-scaling of our current product line to support Tier 1 banks. In this role, you will own software features across the full development lifecycle - from requirements and technical design through implementation, testing, release, monitoring, and production support. While you will be accountable for delivering high-quality outcomes end to end, you will do so in a highly collaborative engineering environment, working closely with your teammates throughout the design and implementation process.

Key Responsibilities:

• Own software features end to end, from requirements analysis and design through development, testing, deployment, monitoring, and production support.
• Collaborate closely with teammates during solution design, technical planning, implementation, and review, ensuring shared understanding and strong technical outcomes.
• Partner with product owners, architects, engineers, QA, operations, and compliance teams to translate business needs into secure, scalable technical solutions.
• Build and enhance enterprise-scale web services and distributed APIs that support high-volume financial technology platforms.
• Develop primarily in Java, with opportunities to work with Ruby where needed.
• Work with container-based technologies to build, deploy, and operate scalable services.
• Use AI-assisted development tools to accelerate development, evaluate implementation approaches, generate tests, analyse issues, and improve productivity.
• Participate actively in design discussions, implementation planning, pairing or peer reviews, and technical decision-making.
• Lead by example in writing extensible, reusable, maintainable code that follows engineering best practices, security standards, and regulatory expectations.
• Contribute to a culture of shared code ownership, constructive feedback, and continuous improvement.
• Lead or participate in code reviews, helping ensure quality, consistency, maintainability, and knowledge sharing across the team.
• Develop and maintain automated tests, identify test gaps, and improve overall release confidence.
• Debug and troubleshoot moderately complex to complex software issues across development, testing, staging, and production environments.
• Use logs, metrics, monitoring tools, and data analysis to identify patterns, defects, and opportunities for improvement.
• Participate in on-call rotations, incident response, root-cause analysis, and production issue resolution.
• Help improve developer productivity by enhancing internal tools, automation, documentation, and engineering workflows.
• Mentor and support other engineers through technical guidance, collaborative problem-solving, and knowledge sharing.
• Stay current with emerging technologies and recommend practical improvements that enhance system performance, reliability, team efficiency, and developer experience.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Basic Qualifications:

• 5+ years of relevant work experience.