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For Companies At a Glance
- Tasks: Oversee risk management for innovative payment solutions and collaborate with global teams.
- Company: Join Visa, a leader in the payments industry with a strong reputation.
- Benefits: Enjoy competitive salary, flexible work options, and opportunities for professional growth.
- Why this job: Make an impact in the fast-paced world of finance and technology.
- Qualifications: 4+ years in risk management within financial services and strong analytical skills.
- Other info: Hybrid role with a focus on building a transparent risk culture.
The predicted salary is between 36000 - 60000 ÂŁ per year.
The Risk Manager, CMS is responsible for supporting risk management oversight of the CMS business. A solid foundation of risk management ensures the CMS organisation maintains a strong reputation at the forefront of the payments industry and supports its long-term growth strategy. The Risk Manager will provide second line risk oversight and assurance across the CMS team. The Risk Manager will support, and where appropriate lead, the design and implementation of risk practices that ensure enterprise risks are identified, assessed and managed within Visa’s Risk Appetite and Assess 360 (A360) Program.
The Risk Manager, CMS Risk will report to the Risk Director, CMS Risk. The role is responsible for managing risk relationships across Visa Direct, Visa Commercial Solutions and Visa Government Solutions globally, as well as with Regulatory, Legal, Compliance and Internal Audit teams. The Risk Manager will also be responsible for strengthening the Second Line of Defense and providing effective oversight and challenge of First Line of Defense risk management.
Key Responsibilities:- Take ownership for risk management oversight of selected A360/Product Risk Reviews (PRRs) for the CMS business.
- Support the Risk Director in providing clear, actionable risk advice to senior management, including Heads of Function and other leaders of Visa Direct, VCS and VGS, to ensure key risks are understood and effectively managed.
- Proactively collaborate with Risk colleagues and First Line business teams to identify, assess, manage and mitigate key areas of risk, including strategic, financial, operational, ecosystem, legal and compliance risks, and to meet all A360 Risk Assessment requirements (e.g. Rules, Reputation, PERC).
- Support the deployment and continuous improvement of A360/PRR processes to enable effective monitoring and reporting of risks and conditions related to new product launches and license activation.
- Monitor and evaluate emerging risks across CMS, identify potential mitigation strategies and advise business teams and business risk officers on appropriate actions.
- Facilitate training to enhance CMS-wide risk knowledge and practices, including end-to-end Product Lifecycle Management and the A360 Program.
- Provide second line challenge on strategic initiatives related to data, digital currencies and AI, working closely with a team of product risk experts.
- Deliver Second Line of Defense oversight of strategic direction and new business initiatives, including Visa’s Stablecoin and broader digital asset strategy.
- Support the production of regular risk reporting for CMS business risk profiles, ensuring insights are clear, concise and actionable.
- Support the development of a centralised CMS Risk Reporting “command center” – standardise data, improve data availability and reporting, and help create dashboards that support real-time risk decisions.
- Work closely with Risk Business Partners for Visa Direct, VCS and VGS to share relevant insights and influence risk decisions through Risk Profile reporting and A360 risk assessments on new products and initiatives.
- Champion and help embed a strong, transparent risk culture across CMS.
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
4+ years with strong understanding of the payments industry and financial services, including payment products and services.
Practical knowledge of risk management practices, with experience in identifying, assessing, managing and reporting risk across different risk types.
Experience producing insightful management information and risk reporting that supports informed executive decision making.
Knowledge and understanding of relevant regulation and licensing requirements for payments and financial services.
Proficiency in MS Word, Excel and PowerPoint, with working knowledge of Power BI and Artificial Intelligence tools for analysis and reporting.
Ability to quickly understand complex and fast-moving topics and distil them into key issues, options and recommended next steps with limited information.
Experience supporting the design and delivery of training and awareness programs to build general acumen on processes, risks and control standards.
Hands-on experience using risk management tools and systems (e.g. IBM Open Pages, Archer GRC).
Blockchain technology / stablecoin and awareness of the broader economic and competitive landscape.
Risk Manager employer: Visa Inc.
Contact Detail:
Visa Inc. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Manager
✨Tip Number 1
Network like a pro! Reach out to folks in the payments industry, especially those who work at Visa or similar companies. A friendly chat can open doors and give you insights that job descriptions just can't.
✨Tip Number 2
Prepare for interviews by diving deep into risk management practices. Brush up on your knowledge of A360 and how it applies to CMS. We want you to be the go-to person for risk discussions!
✨Tip Number 3
Showcase your skills with real examples. When discussing your experience, highlight specific instances where you identified and managed risks effectively. This will make you stand out as a candidate who gets things done.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Risk Manager
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in risk management, especially in the payments industry. We want to see how your skills align with the responsibilities of the Risk Manager role.
Showcase Relevant Experience: When detailing your work history, focus on specific examples where you've identified, assessed, or managed risks. We love seeing concrete achievements that demonstrate your understanding of risk practices.
Be Clear and Concise: In your written application, clarity is key! Use straightforward language and avoid jargon. We appreciate applications that get straight to the point while still showcasing your expertise.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to hear from you!
How to prepare for a job interview at Visa Inc.
✨Know Your Risk Management Basics
Make sure you brush up on your risk management knowledge, especially as it relates to the payments industry. Be ready to discuss how you've identified and managed risks in previous roles, and think of specific examples that showcase your understanding of risk practices.
✨Understand the A360 Program
Familiarise yourself with Visa’s A360 Program and its importance in risk assessment. During the interview, be prepared to explain how you would support and improve these processes, and share any relevant experiences you have with similar frameworks.
✨Showcase Your Collaboration Skills
This role requires a lot of collaboration with various teams. Think of instances where you've worked cross-functionally to manage risks or implement new strategies. Highlight your ability to communicate effectively with different stakeholders, from senior management to compliance teams.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that test your problem-solving skills in real-world situations. Practice articulating your thought process when faced with complex risk scenarios, and be ready to suggest actionable solutions that align with Visa's risk appetite.
