At a Glance
- Tasks: Lead the scorecard lifecycle and engage with senior stakeholders on credit policy.
- Company: Join a leading financial institution focused on innovation and analytics.
- Benefits: Attractive salary, career development opportunities, and a dynamic work environment.
- Other info: Opportunity to work in a collaborative team with a focus on transformation.
- Why this job: Make a significant impact in credit risk management and shape financial strategies.
- Qualifications: 5+ years in scorecard development and advanced SAS skills required.
The predicted salary is between 49500 - 60500 £ per year.
Lead the full scorecard lifecycle, from development and validation of logistic regression models through to implementation, testing and automated monitoring. Own credit policy and credit reference agency analytics, incorporating FCA / governance requirements and leading senior stakeholder engagement.
Ideal candidate
- Proven modelling / scorecard lead with 5+ years’ scorecard experience and 3+ years’ ownership of credit policy across acquisition and existing customer portfolios
- Advanced SAS capability plus strong project delivery, transformation and stakeholder skills
Must have
- Large scale analytics experience such as in a Banking / Telco environment
- SAS coding including logistic regression and macro proficiency
- Scorecard development and policy rule experience across large portfolios
- Strategy development, implementation and testing skills
- Monitoring, development and automation
- Documentation and presentation expertise
Desirable
- Open Banking knowledge and experience
- Team management experience regarding analytics, modelling and strategy implementation
Credit Risk Specialist employer: Virtual Connect Solutions
At Virtual Connect Solutions, we pride ourselves on fostering a collaborative and innovative work culture that empowers our employees to excel in their roles. As a ServiceNow Solution Architect, you will have access to continuous professional development opportunities and the chance to work on cutting-edge projects that make a real impact in the enterprise landscape. Our commitment to employee well-being and a supportive environment makes us an exceptional employer for those seeking meaningful and rewarding careers.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Specialist
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Virtual Connect Solutions. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Specialist
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Virtual Connect Solutions.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Virtual Connect Solutions's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Virtual Connect Solutions
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Virtual Connect Solutions.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Virtual Connect Solutions will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Virtual Connect Solutions employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
