Credit Risk MI Analyst

Join to apply for the Credit Risk MI Analyst role at Virgin Money

This role offers a competitive salary based on your skills and experience. Discuss details with your recruiter.

Base Pay Range

Business Unit: Customer Operations

Salary range: £39,200 – £49,000 per annum DOE + benefits

Location: UK Hybrid – Leeds or Gosforth

Our Team

Our Collections and Recoveries business supports customers during difficult times. We seek enthusiastic and passionate MI Analysts to drive data‑led decisions at the heart of everything we do.

What you’ll be doing

• Build scalable and repeatable routines to ingest data from multiple sources in different formats.
• Deliver purposeful and insightful MI and supporting commentary on performance within Risk Operations.
• Interpret results, identifying and highlighting key trends.
• Become an expert in the data you use, becoming the first point of contact for any business queries.
• Convert large datasets into clear insights.
• Put customers at the heart of all decision making.

We need you to have

• Proven experience coding in SAS, Oracle, SQL, Python or R, with a track record of working with large and complex datasets.
• Demonstrated experience producing high‑quality MI and Insight that supports operational teams and improves performance outcomes.
• A strong analytical mindset with evidence of being a self‑starter who can independently investigate issues and deliver actionable insight.
• Excellent numerical skills, with the ability to present data clearly and translate findings into meaningful and practical conclusions.
• Experience working confidently with stakeholders at all levels across a business.
• Strong Microsoft Excel skills, including the ability to build robust models, report and analysis.
• Experience using data visualisation tools such as Power BI to create clear and engaging insight.

Red Hot Rewards

• 25 days holiday per year, increasing over time to 30.
• Private medical insurance.
• A highly competitive pension.
• Access to an annual performance‑related bonus.
• Training and development to help you progress your career.
• A great selection of additional benefits through our flexible benefits scheme.
• Life assurance to provide peace of mind for you and your loved ones.
• Up to 2 days of paid volunteering a year.

If we receive a high volume of interest, we may close the advert early. Please submit your application as soon as possible.

Legal Information

We are in the process of merging Virgin Money and Nationwide, which will take place on 2 April 2026 subject to Court approval. Successful candidates will automatically move to Nationwide when the transfer goes ahead.

All candidates must confirm right to work in the UK. Successful candidates will complete credit, criminal and reference checks before starting. If the role is subject to Senior Manager Regime or Certification Regime, additional checks will apply.

Virgin Money is a Disability Confident Leader. If you need reasonable adjustments or support making your application, contact our Talent Acquisition team at careers@virginmoney.com.