At a Glance
- Tasks: Join our Mortgage Operations team to provide exceptional customer service and support brokers and customers.
- Company: Virgin Money is a pioneering mutual bank focused on fair and rewarding banking for all.
- Benefits: Enjoy 38.5 days holiday, flexible benefits, and health perks from day one.
- Why this job: Be part of a fun, inclusive culture that makes a real difference in people's lives.
- Qualifications: Strong customer service skills and ability to thrive in a fast-paced environment are essential.
- Other info: Hybrid working available; apply early as the advert may close sooner due to high interest.
The predicted salary is between 23500 - 25000 £ per year.
Business Unit: Mortgage Operations
Apply below after reading through all the details and supporting information regarding this job opportunity.
Salary range: £23,500 – £25,000 per annum
Location: UK Hybrid – Glasgow / Gosforth
Our Team
In Mortgage New Lending we are a central point of the mortgage journey for brokers and customers to deliver that dream home, our teams manage the mortgage journey from application to completion. This is a fast paced, exciting environment where no two days are the same.
Our Banking Associates provide a fantastic all-round experience for our brokers and customers, helping them with a range of queries. We’re looking for people who have experience in delivering top-notch customer experience and are comfortable with handling a wide range of queries, solving problems with confidence and care. You’ll have bags of energy to deliver those personalised magic moments and you’ll be responsible for making sure that customer experience exceeds all expectations each and every time!
What you’ll be doing
- You’ll be providing brilliant customer service, to make our customers have a smooth first-class journey.
- Looking for the little things that make a big difference by providing outstanding customer experience.
- You’ll be a Virgin Money Ambassador. We love going the extra mile for our brokers and customers and enjoy the pride that it brings to making a dream home come true!
- You’ll enjoy getting to know your customers needs by completing our initial stage application checks.
We need you to have
- Proven ability to deliver accurate, high-quality work in a fast paced environment where attention to detail is critical
- Strong customer service experience, with the ability to build rapport, understand customer needs, and provide effective support
- Experience using computer systems and digital tools, including Microsoft teams, to support internal operation and customer interactions.
- Demonstrated capability to manage multiple workloads or process at once, with strong organisation and time management skills.
- Adaptability in dynamic settings, with a history of learning new systems or process quickly.
- Consistent performance in roles that require accuracy, speed, and efficiency under pressure.
- A proactive, problem solving approach with a focus improving customer experience and spotting areas for improvement.
It’s a bonus if you have but not essential.
- Experience of working within mortgages
- Previous banking experience
- Some financial services knowledge
Red Hot Rewards
- Generous holidays – 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.
- Up to five extra paid well-being days per year .
- 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.
- Market-leading pension.
- Free private medical cover, income protection and life assurance.
- Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.
And there\’s no waiting around, you\’ll enjoy these benefits from day one.
If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible.
Say hello to Virgin Money
Virgin Money is so much more than just a bank. As part of the Nationwide group, together we\’re the UK\’s first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider.
Be yourself at Virgin Money
At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we\’re committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com
Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants.
Now the legal bit
Although some of our roles allow you to be based anywhere in the UK, we\’ll need you to confirm you have the right to work in the UK.
If you\’re successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years\’ worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we\’ll ask for six years of regulatory references, and once in the role, you\’ll be subject to periodic employment checks.
Banking Associate (Mortgage Operations) employer: Virgin Money
Contact Detail:
Virgin Money Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Banking Associate (Mortgage Operations)
✨Tip Number 1
Familiarise yourself with the mortgage process and terminology. Understanding key concepts will help you engage confidently with both customers and brokers, showcasing your knowledge during any discussions.
✨Tip Number 2
Demonstrate your customer service skills by preparing examples of how you've gone above and beyond for clients in previous roles. This will highlight your ability to create those 'magic moments' that Virgin Money values.
✨Tip Number 3
Practice your problem-solving skills by thinking through common customer queries and how you would address them. Being able to articulate your approach to resolving issues will set you apart from other candidates.
✨Tip Number 4
Show your adaptability by discussing experiences where you've quickly learned new systems or processes. This is crucial in a fast-paced environment like Mortgage Operations, and it demonstrates your readiness to thrive under pressure.
We think you need these skills to ace Banking Associate (Mortgage Operations)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your customer service experience and any relevant skills that align with the job description. Emphasise your ability to handle queries and provide a top-notch customer experience.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for delivering excellent customer service. Mention specific examples from your past experiences that demonstrate your problem-solving skills and adaptability in fast-paced environments.
Highlight Relevant Experience: If you have experience in mortgages or banking, be sure to include it. Even if it's not essential, mentioning any related knowledge can set you apart from other candidates.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for this role.
How to prepare for a job interview at Virgin Money
✨Showcase Your Customer Service Skills
Since the role focuses heavily on delivering top-notch customer experiences, be prepared to share specific examples of how you've successfully handled customer queries in the past. Highlight your ability to build rapport and understand customer needs.
✨Demonstrate Attention to Detail
In a fast-paced environment like Mortgage Operations, attention to detail is critical. Be ready to discuss how you ensure accuracy in your work, especially when managing multiple tasks or processes simultaneously.
✨Familiarise Yourself with Digital Tools
The job requires experience with computer systems and digital tools, including Microsoft Teams. Brush up on these tools before the interview and be ready to discuss how you've used them to enhance customer interactions or support internal operations.
✨Emphasise Your Problem-Solving Approach
A proactive, problem-solving mindset is essential for this role. Prepare to talk about instances where you've identified areas for improvement in customer service and how you implemented solutions to enhance the overall experience.