At a Glance
- Tasks: Engage with customers via Live Chat and phone, providing expert support on credit card queries.
- Company: Join Virgin Money, a pioneering mutual bank focused on fair and rewarding banking for all.
- Benefits: Enjoy 38.5 days holiday, flexible working, and comprehensive health benefits from day one.
- Why this job: Be part of a vibrant team making a real difference in customers' lives while having fun.
- Qualifications: Strong customer service experience and basic tech skills are essential; banking experience is a bonus.
- Other info: Hybrid role based in Glasgow/Gosforth with flexible shifts and a commitment to inclusivity.
The predicted salary is between 20000 - 21000 £ per year.
Business Unit: Digital Experience Centre
Salary Range: £23,500 - £25,000 per annum DOE + benefits
Location: UK Hybrid - Glasgow/Gosforth
Our Team
Our Credit Cards team work in a fast-paced, exciting environment where no two days are the same. There’s a buzz in the department and it’s the sound of us delightfully surprising our customers! We provide a fantastic all-round experience for new and existing customers, supporting them with a digital first attitude, and generally impressing our customers with our credit card expertise. Making people happier about money involves us building strong relationships, solving problems and generally – just having great conversations through our Live Chat, telephony and social platforms.
What you’ll be doing
- Speaking with our customers through various platforms such as Live Chat and over the Phone, supporting them with their queries and questions
- Actioning changes, requests and providing expert support and information around our Credit Card products and accounts
- Work towards and achieve excellent customer outcomes managing internal admin procedures
- Have a digital first attitude so our customers can leave a conversation with the capacity to support themselves moving forward
- Go the extra mile for our Vulnerable Customers, catering support and showcasing an interaction that you wouldn’t get anywhere else
We need you to have
- Strong experience delivering exceptional customer service in either digital or face-to-face environment, with a focus on creating a positive, lasting impression
- Telephony Experience with the ability to effectively assist customers in a remote capacity
- Speed, accuracy and confidence to provide expert service
- An open mind to learn and adapt to processes within our area
- Basic technological expertise of handling multiple applications at once
It’s a bonus if you have but not essential
- Experience within the Digital Banking world/financial industry
Our opening hours are from 8 - 6, Monday to Friday and Saturday 9-3. Shifts fall in line within these opening times following assigned shift patterns such as 08:00 - 15:30 or 10:30 - 18:00. You would also be expected to work the occasional Saturday shift in which you would be applied a day off through the week prior.
Red Hot Rewards
- Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.
- Up to five extra paid well-being days per year.
- 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.
- Market-leading pension.
- Free private medical cover, income protection and life assurance.
- Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.
And there’s no waiting around, you’ll enjoy these benefits from day one.
If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible.
Say hello to Virgin Money
Virgin Money is so much more than just a bank. As part of the Nationwide group, together we’re the UK’s first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider.
Be yourself at Virgin Money
At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we’re committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team.
Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants.
Now the legal bit
Although some of our roles allow you to be based anywhere in the UK, we’ll need you to confirm you have the right to work in the UK.
If you’re successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years’ worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we’ll ask for six years of regulatory references, and once in the role, you’ll be subject to periodic employment checks.
Banking Associate employer: Virgin Money
Contact Detail:
Virgin Money Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Banking Associate
✨Tip Number 1
Familiarise yourself with Virgin Money's values and customer service philosophy. Understanding their commitment to creating a positive customer experience will help you align your conversations during the interview.
✨Tip Number 2
Practice your telephony skills by simulating customer interactions. This will boost your confidence in handling queries effectively, which is crucial for the Banking Associate role.
✨Tip Number 3
Research common issues customers face with credit card products and prepare solutions. Being knowledgeable about potential problems will demonstrate your proactive approach and readiness to assist.
✨Tip Number 4
Showcase your adaptability by discussing past experiences where you successfully navigated changes in processes or technology. This will highlight your ability to thrive in a fast-paced environment like the Digital Experience Centre.
We think you need these skills to ace Banking Associate
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your customer service experience, especially in digital or face-to-face environments. Emphasise any telephony experience and your ability to create positive impressions.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific examples of how you've gone the extra mile for customers in previous roles, aligning with the company's values.
Showcase Relevant Skills: Highlight your speed, accuracy, and confidence in providing expert service. If you have any experience in the digital banking or financial industry, make sure to include that as well.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism.
How to prepare for a job interview at Virgin Money
✨Showcase Your Customer Service Skills
Since the role focuses heavily on delivering exceptional customer service, be prepared to share specific examples from your past experiences. Highlight situations where you went above and beyond to assist customers, especially in a digital or telephony environment.
✨Demonstrate Your Digital Savvy
The job requires a digital-first attitude, so make sure to discuss your comfort with technology. Talk about any experience you have with handling multiple applications simultaneously and how you've used digital tools to enhance customer interactions.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities and how you handle challenging customer situations. Practice responding to hypothetical scenarios that might arise in the role, particularly those involving vulnerable customers.
✨Emphasise Adaptability and Learning
The company values an open mind to learn and adapt. Be ready to discuss how you've successfully adapted to new processes or changes in previous roles. This will show your potential employer that you're flexible and eager to grow within the company.