Credit Risk Analyst

Credit Risk Analyst

Full-Time 35000 - 45000 € / year (est.) Home office (partial)
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At a Glance

  • Tasks: Analyse data to drive credit strategy and develop insightful dashboards.
  • Company: Join Virgin Media O₂, a top employer committed to inclusivity and innovation.
  • Benefits: Enjoy Bupa healthcare, generous holiday, and exclusive discounts on services.
  • Other info: Be part of a diverse team with excellent career growth opportunities.
  • Why this job: Make a real impact in a flexible, supportive environment that values your ideas.
  • Qualifications: Intermediate SQL skills and strong data analysis capabilities required.

The predicted salary is between 35000 - 45000 € per year.

Working within Credit Risk insights across Mobile and Fixed products, you will enable data-driven decisions that balance risk and commercial objectives. This includes owning the development and maintenance of Credit Risk dashboards and ensuring they provide clear, accurate, and timely information. You'll be supporting deep-dive analysis into emerging trends and patterns to help drive credit strategy forwards.

The must haves

  • Intermediate SQL skills with the ability to analyse large data sets
  • Strong data analysis skills and the ability to identify key trends and drivers
  • Experience translating complex analysis into clear, non-technical insights
  • Confidence communicating findings verbally and in writing to a range of stakeholders
  • Strong organisation skills with the ability to manage multiple priorities and deadlines

The other stuff we are looking for

  • Experience using Tableau or similar data visualisation tools
  • Background in consumer lending and or telecommunications
  • Experience producing and owning regular MI or performance reporting
  • Exposure to Credit Risk, Fraud or Collections environments
  • Experience collaborating with data science or advanced analytics teams

What's in it for you

We know life isn't just about work, so our benefits are built to support you in the moments that matter. You'll get Bupa healthcare, wellbeing support, life cover, a pension and generous holiday - plus your birthday off. And there's more. Enjoy some extra perks on us, with optional electric vehicle lease and Cycle2Work schemes, dental insurance, neurodiversity assessments, and brilliant discounts on broadband, TV and mobile. You'll even get access to the Virgin Family platform and the O₂ Priority app, with exclusive rewards, experiences and chances to attend events at The O₂ and beyond.

Next steps

If this feels like a place where you can belong, we'd love to see what you can do. Once you apply, the next steps might include a call with a recruiter, a video interview, an interview with the hiring manager and a task or assessment. We'll also ask about any adjustments you might need, and we'll do our best to make them happen. We review applications and interview throughout the advert window, so it's worth applying sooner rather than later. If you're offered the role, the offer will be subject to background checks, including a criminal record check and, for some roles, a financial background check.

Credit Risk Analyst employer: Virgin Media O₂

At Virgin Media O₂, we pride ourselves on being an inclusive employer that values diversity and fosters a supportive work environment. As a Credit Risk Analyst, you'll benefit from our flexible-first culture, extensive employee networks, and a commitment to your professional growth, all while enjoying competitive perks like Bupa healthcare, generous holiday allowances, and exclusive discounts. Join us in shaping the future of connectivity and be part of a team that truly values your contributions.

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Contact Detail:

Virgin Media O₂ Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Risk Analyst

Tip Number 1

Get to know the company! Research Virgin Media O₂ and their values. This will help you tailor your responses during interviews and show that you're genuinely interested in being part of their team.

Tip Number 2

Practice your data storytelling skills. Since you'll be translating complex analysis into clear insights, make sure you can explain your findings in a way that's easy for anyone to understand. Use examples from your past work!

Tip Number 3

Network like a pro! Connect with current employees on LinkedIn or attend industry events. This can give you insider info about the company culture and might even lead to a referral.

Tip Number 4

Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you're serious about joining Virgin Media O₂ and ready to contribute to their mission.

We think you need these skills to ace Credit Risk Analyst

Intermediate SQL skills
Data Analysis
Trend Identification
Communication Skills
Organisational Skills
Tableau or similar data visualisation tools
Consumer Lending Knowledge

Some tips for your application 🫡

Show Off Your SQL Skills:Make sure to highlight your intermediate SQL skills in your application. We want to see how you can analyse large data sets and draw meaningful insights from them, so don’t hold back on showcasing your experience!

Keep It Clear and Concise:When translating complex analysis into insights, clarity is key! Use straightforward language that anyone can understand. We appreciate a good storyteller, especially when it comes to data, so make your findings easy to digest.

Organise Your Application:We love a well-organised application! Make sure to structure your CV and cover letter clearly, highlighting your relevant experience and skills. This will help us see how you manage multiple priorities and deadlines effectively.

Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join our team at Virgin Media O₂!

How to prepare for a job interview at Virgin Media O₂

Know Your Data Tools

Make sure you're familiar with SQL and any data visualisation tools like Tableau. Brush up on your skills and be ready to discuss how you've used these tools in past roles, especially in analysing large datasets and identifying trends.

Communicate Clearly

Practice translating complex data insights into simple, clear language. You might be asked to explain your findings to non-technical stakeholders, so being able to communicate effectively is key. Think of examples where you've done this successfully.

Showcase Your Organisation Skills

Be prepared to discuss how you manage multiple priorities and deadlines. Share specific examples from your previous experience that demonstrate your strong organisational skills and how you keep projects on track.

Understand the Company Culture

Familiarise yourself with Virgin Media O₂'s values and commitment to inclusivity. Be ready to discuss how you align with their mission and how you can contribute to a positive team environment. Showing that you fit into their culture can set you apart.